Buying a car getting miles (merged threads)
#122




Join Date: Dec 2001
Location: NYC
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let's say it is. are you going to return a 30 day old master cylinder to the dealer? returning a 30 day old automobile is slightly different than returning a few dollar (or few hundred dollar) part.
#124
Join Date: Nov 2007
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Having been a sales manager in 4 Ford dealerships since the late 80's I can assure you dealers won't like a credit purchase. many times folks would put 5K or 10K down and want to use a miles card for that reason. The problem is the fees on that much money comes right out of the car deal and the answer will be no unless you pay the credit card fees to the dealer!
With everyone knowing the dealers cost today, why would a dealer absorb the credit card fees on a short deal? Your going to beat the salesman up for an invoice deal and then want to use a credit card to pay for it? Won't happen
With everyone knowing the dealers cost today, why would a dealer absorb the credit card fees on a short deal? Your going to beat the salesman up for an invoice deal and then want to use a credit card to pay for it? Won't happen
#125
Join Date: Feb 2006
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Also looking for a 2008 Hybrid Escape.
They are $7000 less in USA than Canada, and that's MSRP.
divemistress did you pay MSRP?
I am looking for a Ford dealer in WA or OR that would let me pay with CC, PM me if you have this information.
Will use gf's Citi Platinum Amex, I think.
They are $7000 less in USA than Canada, and that's MSRP.
divemistress did you pay MSRP?
I am looking for a Ford dealer in WA or OR that would let me pay with CC, PM me if you have this information.
Will use gf's Citi Platinum Amex, I think.
Having to pay the merchant fees, to use the card, would be a deal-breaker (or, maybe that's the point). A $2000 deposit netted 2000 miles, which cost the dealership $120 (at 6% fees?). I can get 2000 NW miles with SuperSize for $20, so it's not worth it for the extra $100.
Steve B.
#126
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The dealer will absorb the credit card fees for one reason: because, after you take the manufacturer's holdback into account (let's not pretend that "invoice" is really what the dealer pays, OK?) the profit on the deal is better than he's going to get any other way. His alternative is to let the car keep sitting on the lot accruing floor-planning charges. If he's got the only BMW 7 Series Alpina within a thousand miles he has some leverage, but if it's a Honda Civic, and all I care about is it has a five-speed transmission and it's blue? I can get a dozen others like it inside a twenty-minute drive. He takes my deal or he gets no deal, and he knows it. That's why.
#128
Join Date: Jun 2004
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Posts: 209
This issue never seems to die. We all agree the dealer won't LIKE it. If your intent is to be popular with dealers, don't try to buy a car with a credit card. But as has been said many times, dealers are contractually obligated to VISA/MC/AMEX to accept their cards. If you choose to complain, the credit card company will make them accept. They can't make them like it, but if you want to get the miles this way, you can.
#130
Join Date: Jun 2004
Programs: aa co
Posts: 209
I think you missed my point. If you ask the dealer, that's what he will tell you. But if you negotiate the price, then call AMEX and report the dealer for refusing to to let you put it on AMEX, the dealer will give in or risk losing AMEX privileges. There may be valid reasons not to want to report him, but you have that option.
#131
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




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I think not. In 2006 we received a coupon from American Express offering a Saks giftcard if we would buy a Mercedes. The offer required that we use an American Express card to make a minimum downpayment ($500?), but explicitly stated that the dealer was allowed to limit the amount charged to the card.
#132
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#133




Join Date: Mar 2006
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I think not. In 2006 we received a coupon from American Express offering a Saks giftcard if we would buy a Mercedes. The offer required that we use an American Express card to make a minimum downpayment ($500?), but explicitly stated that the dealer was allowed to limit the amount charged to the card.
Since Visa and MC don't then AMEX won't if that merchant accepts Visa and/or MC.
#134
Join Date: Feb 2008
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I think you missed my point. If you ask the dealer, that's what he will tell you. But if you negotiate the price, then call AMEX and report the dealer for refusing to to let you put it on AMEX, the dealer will give in or risk losing AMEX privileges. There may be valid reasons not to want to report him, but you have that option.
No, I didn't miss your point. Your point is just wrong...

Call AMEX if you like. They will tell you what they told me on this when I wanted to make another large purchase and the merchant didn't want the whole thing on the card. According to AMEX - EVERY merchant reserves the right to limit the amount they will allow for a card purchase, and it in no way violates their user agreement with AMEX.

