Refinancing-Mortgage Miles
Mar 18, 2003 | 12:03 pm
#1
Original Poster
Join Date: Feb 2003
Location: fairfax, va, usa
Posts: 30
Refinancing-Mortgage Miles
I'm about to refinance for 350,000 and also buy another home I just put a contract on for 500,000.
Any advice on how to 'cream' some FF miles on these BESIDES USING LENDING-TREE. I want to avoid lending-tree if I can use another route to get some FF miles
Thanks in advance
[This message has been edited by osofoff (edited 03-18-2003).]
Any advice on how to 'cream' some FF miles on these BESIDES USING LENDING-TREE. I want to avoid lending-tree if I can use another route to get some FF miles
Thanks in advance
[This message has been edited by osofoff (edited 03-18-2003).]
Mar 18, 2003 | 12:22 pm
#2
Join Date: May 2000
Posts: 2,098
My most recent UNITED statement included a ad for E-LOAN. 1,250 miles oer $10,000 borrowed for a refi or new laon.
www.eloan.com/unitedmar
I want to refi as well, but have read from other posts that the rates for these mileage offers generally are higher, presumably to recoup the costs of the miles.
Please let us, or me, know what you end up with. I have a super jumbo, so my rates are always a little higher than a conventional loan.
www.eloan.com/unitedmar
I want to refi as well, but have read from other posts that the rates for these mileage offers generally are higher, presumably to recoup the costs of the miles.
Please let us, or me, know what you end up with. I have a super jumbo, so my rates are always a little higher than a conventional loan.
Mar 18, 2003 | 12:28 pm
#3
Join Date: Feb 2003
Location: Los Angeles, CA
Programs: Hyatt LT Globalist, Marriott LT Titanium, AA Plat Pro/LT Plat
Posts: 1,205
Check with the lender to see if they have a low rate/cost guarantee. I just started the refi process with PHH Mortgage (they offer 1250 Amex MR points per $10,000). I had to email them the lowest quote I received in order for them to match it (1/4% less than their original quote).
Mar 18, 2003 | 12:53 pm
#5
Original Member
Join Date: May 1998
Posts: 2,513
There are lots of miles producing fiancing offers on the Finance page of my web site below. Look for Home buying.
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Free Frequent Flyer Miles
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Free Frequent Flyer Miles
Mar 18, 2003 | 2:18 pm
#6
Join Date: Oct 2001
Location: SJC
Programs: AA 2MM PLT, HH Gold, Marriott Silver
Posts: 619
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by asiaFT:
I am in the process of getting my loan from countrywide.com. They offer good rates with 1250 american miles for every $10000 financed.
</font>
I am in the process of getting my loan from countrywide.com. They offer good rates with 1250 american miles for every $10000 financed.
</font>
Mar 19, 2003 | 10:29 am
#7
Join Date: Aug 2000
Location: Roseburg, OR
Posts: 253
I just locked in 5.0%, 0 pts. with E-trade. I actually inquired via the United MP, Lending Tree website and E-trade was the first to respond. The agent was good about following through. I only wish now I had gone with another FF program!
Mar 19, 2003 | 11:59 am
#8
Join Date: Jul 2001
Location: USA
Posts: 561
I did the UA site thing, and I got quotes for a $400K loan. Lending Tree actually came through with 5.875% of a 30 year jumbo - nobody else beat that. I did have to negotiate with them to get the closing fees down but I checked around to make sure it was a decent deal.
Mar 20, 2003 | 1:55 pm
#10
Join Date: Dec 2002
Location: Springfield,MO,USA
Programs: UA 1K MM, HH Diamond, Marriott Lifetime Titanium
Posts: 1,637
Hi,
I selceted eloan for my refinance because they offered the lowest rate and least fees even better than my existing lender COuntrywide would offer to me as an existing customer. The refinance was smooth, no troubles and they give United miles which is good for me at least as long as United doesn't go away.
I selceted eloan for my refinance because they offered the lowest rate and least fees even better than my existing lender COuntrywide would offer to me as an existing customer. The refinance was smooth, no troubles and they give United miles which is good for me at least as long as United doesn't go away.
Mar 22, 2003 | 7:21 pm
#11
Join Date: May 2000
Posts: 2,098
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by G2:
I did the UA site thing, and I got quotes for a $400K loan. Lending Tree actually came through with 5.875% of a 30 year jumbo - nobody else beat that. I did have to negotiate with them to get the closing fees down but I checked around to make sure it was a decent deal. </font>
I did the UA site thing, and I got quotes for a $400K loan. Lending Tree actually came through with 5.875% of a 30 year jumbo - nobody else beat that. I did have to negotiate with them to get the closing fees down but I checked around to make sure it was a decent deal. </font>
Mar 22, 2003 | 8:35 pm
#12
In Memoriam
Join Date: Jun 2000
Programs: Honors Diamond, Hertz Presidents Circle, National Exec Elite
Posts: 36,111
Exactly my experience too.
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by u600213:
Hi,
I selceted eloan for my refinance because they offered the lowest rate and least fees even better than my existing lender COuntrywide would offer to me as an existing customer. The refinance was smooth, no troubles and they give United miles which is good for me at least as long as United doesn't go away.</font>
Hi,
I selceted eloan for my refinance because they offered the lowest rate and least fees even better than my existing lender COuntrywide would offer to me as an existing customer. The refinance was smooth, no troubles and they give United miles which is good for me at least as long as United doesn't go away.</font>
Mar 23, 2003 | 10:17 pm
#14
Join Date: May 2002
Location: Seattle, WA USA
Posts: 109
When shopping for a mortgage, did you compare rates by using www.bankrate.com? Or did you call around? I'm in the middle of finding our loan right now, so any tips would be much appreciated.
Thanks!
Thanks!
Mar 25, 2003 | 11:56 am
#15
Join Date: Mar 1999
Location: Silicon Valley, USA
Programs: AA Exec Plat
Posts: 158
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by owl:
When shopping for a mortgage, did you compare rates by using www.bankrate.com? Or did you call around? I'm in the middle of finding our loan right now, so any tips would be much appreciated.
Thanks!</font>
When shopping for a mortgage, did you compare rates by using www.bankrate.com? Or did you call around? I'm in the middle of finding our loan right now, so any tips would be much appreciated.
Thanks!</font>
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