Need debit/credit card help
#16




Join Date: Dec 2004
Location: LAX
Programs: WN A-List
Posts: 1,021
Originally Posted by outoftown
...going forward I plan to do most of my travel spend on the Costco AMEX. I get 3% back on restaurants (plus the idine), 2% back on travel related spend and 1% on everything else. As my primary hotel and rental car card, I received back $100 for this month. If I could put my company airfare on it, I would make a killing.
#17
Join Date: Mar 2003
Location: at 35,000 feet
Programs: WN A-List; Hyatt Glob: CC/HH Gold, Hertz 5*
Posts: 1,473
Originally Posted by dbmaury
Not with Bank of America. I have a debit card from them that gives me miles with Alaska. I use it every month to pay a lot of my bills. The grocery store near me accepts debit cards for payments of my Dominion Power and Verizon Bills. It is the only way I could get miles for them. My older son's private school also accepts debit cards only for mayment. The downside of the B of A card is that it gives 1 mile/$2 spent. But, I only use it for purchases that I could not use a credit card for.
#18
Original Member




Join Date: May 1998
Posts: 2,513
The credit card pages of my website, Free Frequent Flyer Miles, lists them all. My favorites for your purposes would be the Delta card for a year, then the Starwood card. And/or the Citi Platinum Dividend card. Note that if you use the Starwood card enough, you can continue to get it free after the first year.
#19
Join Date: Jul 2004
Location: Lodi, CA
Posts: 592
Originally Posted by pgary
The credit card pages of my website, Free Frequent Flyer Miles, lists them all. My favorites for your purposes would be the Delta card for a year, then the Starwood card. And/or the Citi Platinum Dividend card. Note that if you use the Starwood card enough, you can continue to get it free after the first year.
#21
FlyerTalk Evangelist



Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,422
My grocery store offers up to $100 cash back on top of whatever you are spending when using a debit card.
Wonder if that extra $100 would accrue miles/points with the appropriate debit card? Anybody know?
Wonder if that extra $100 would accrue miles/points with the appropriate debit card? Anybody know?
#22
FlyerTalk Evangelist

Join Date: Jul 2003
Posts: 11,377
Originally Posted by toomanybooks
My grocery store offers up to $100 cash back on top of whatever you are spending when using a debit card. Wonder if that extra $100 would accrue miles/points with the appropriate debit card? Anybody know?
#23
Original Member



Join Date: May 1998
Location: Rochester, NY USA
Programs: Hilton - Diamond, IHG - Platinum
Posts: 1,433
Originally Posted by Stefan Daystrom
No, they are NOT redeemable into miles!
(Unless you can point me at someplace that says they are.)
Look at the catalog:
https://www.thankyouredemptions.com/pdfs/catalog.pdf
On page 10 they list all their air travel rewards. They only offer a few categories of tickets (for example, no business class international, and even coach international only to SOME more common destinations).
You CANNOT transfer into real Frequent Flyer miles (which the Original Poster says they're already collecting), to "top off" an account to get to an award, or to use miles for upgrades.
IMHO the "Thank You" system is worthless for someone who already belongs to one or more FF programs and is looking to get more miles into those programs.
(Unless you can point me at someplace that says they are.)
Look at the catalog:
https://www.thankyouredemptions.com/pdfs/catalog.pdf
On page 10 they list all their air travel rewards. They only offer a few categories of tickets (for example, no business class international, and even coach international only to SOME more common destinations).
You CANNOT transfer into real Frequent Flyer miles (which the Original Poster says they're already collecting), to "top off" an account to get to an award, or to use miles for upgrades.
IMHO the "Thank You" system is worthless for someone who already belongs to one or more FF programs and is looking to get more miles into those programs.
For someone like myself, who had previously used FF miles primarily for international upgrades and now uses them for free international coach tickets, this may be a better program. Let me explain -
I often fly to Glasgow Scotland. I used to fly UA or AA and upgrade the international legs. With the new rules (upgrades fee, higher cost fare clases), I have started to fly CO since it is much more direct (ROC-EWR-GLA) rather than ROC-ORD-LHR-GLA. Since I'm not fond of the CO FF program, gathering these miles may end up having more value while I'll still earn my basic FF miles for my CO flights.
Larry
Last edited by Larrude; May 31, 2005 at 12:24 pm
#24
Original Member




Join Date: May 1998
Posts: 2,513
Originally Posted by maulah
What do you mean by free? How much is enough use?
#25

Join Date: Apr 2002
Posts: 1,374
Originally Posted by soitgoes
Probably not because, usually, you can only get cash-back with PIN-based (so-called "online" transactions) transactions. Generally speaking, rewards are not given to cardholders for engaging in such transactions, as the merchant pays a flat transaction fee (ca. 15-30 cents) rather than a percentage discount rate.
#26
Original Member




Join Date: May 1998
Posts: 2,513
Originally Posted by mkincaid
However, in the case of a card that offers rewards on PIN-based transactions, it might work, since I don't think the bank is presented with a breakdown of how much was cash and how much was a purchase; only the entire transaction amount. Anyone with a BofA card want to try this and report back?

