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Newbie needs advice on which F Flyer program to choose.

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Newbie needs advice on which F Flyer program to choose.

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Old Oct 17, 2004 | 3:15 pm
  #1  
Original Poster
 
Join Date: Oct 2004
Programs: US Airways
Posts: 10
Newbie needs advice on which F Flyer program to choose.

Background: I currently use UsAirways Dividend miles but am afraid of USair going bankrupt and loosing my miles. Plus they really dont offer any hotel points.

I have perfect credit, I dont travel much but I do spend about 100k a year through my cards and never hold a balance.

I am looking at BankOne Rewards but it looks like you only get to choose one Reward program.

For the experts here . . . which card offers the most diverse rewards for travel overseas hotel accomodations and and car rentals.


Thanks
cheenzine is offline  
Old Oct 17, 2004 | 3:45 pm
  #2  
 
Join Date: Jul 2004
Programs: CO Gold; SPG Gold***; AvisFirst;
Posts: 3,970
Originally Posted by cheenzine
Background: I currently use UsAirways Dividend miles but am afraid of USair going bankrupt and loosing my miles. Plus they really dont offer any hotel points.

I have perfect credit, I dont travel much but I do spend about 100k a year through my cards and never hold a balance.

I am looking at BankOne Rewards but it looks like you only get to choose one Reward program.

For the experts here . . . which card offers the most diverse rewards for travel overseas hotel accomodations and and car rentals.


Thanks
Amex SPG seems to be the consensus here - do a search - many threads on this.
mbreuer is offline  
Old Oct 17, 2004 | 4:29 pm
  #3  
jfe
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Join Date: Feb 2002
Location: El Paso, TX, USA
Programs: Kicked out of all of them
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Oh boy, lots of views depending on this.

First, you spend $100K a year on the card, what are your purchases mostly on?

I use the Platinum Amex Delta Skymiles, mostly because of their double miles, and promotions they have. Of course, they might be filing for chapter 11 soon

Also, what is your home airport?

The Amex Starwood is a favorite in this neck of the woods, because SPG points give you a 25% transfer bonus everytime you do a 20,000 transfer. Plus the fact that is the only Amex card that you can tranfer to AA.
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Old Oct 17, 2004 | 4:46 pm
  #4  
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Join Date: Oct 2004
Programs: US Airways
Posts: 10
re

My home airport is Charleston, SC

I have been reading up on the Amex Blue Cash which was suggested but . . . This 5% cash back? Does this mean I will get "5k cash" back if I spend 100k? If so is that taxable income? That might not be a good thing. I would rather just have credits of some sort.


"because SPG points give you a 25% transfer bonus everytime you do a 20,000 transfer." --->What does that mean $20,000 transfer or 20,000 transaction? I made a few over 20k transactions last year and I am planning to do more this year.



Thanks
cheenzine is offline  
Old Oct 17, 2004 | 4:49 pm
  #5  
jfe
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Join Date: Feb 2002
Location: El Paso, TX, USA
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Originally Posted by cheenzine
My home airport is Charleston, SC

"because SPG points give you a 25% transfer bonus everytime you do a 20,000 transfer." --->What does that mean $20,000 transfer or 20,000 transaction? I made a few over 20k transactions last year and I am planning to do more this year.



Thanks
After you transfer 20,000 points to an airline program you get a 5,000 bonus

Here is the info
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Old Oct 17, 2004 | 5:02 pm
  #6  
Original Poster
 
Join Date: Oct 2004
Programs: US Airways
Posts: 10
Originally Posted by jfe
After you transfer 20,000 points to an airline program you get a 5,000 bonus

Here is the info

Thanks I will read up on it.

Looks like a good deal with starwood hotels and 25 different airlines to fly on.
cheenzine is offline  
Old Oct 17, 2004 | 5:07 pm
  #7  
 
Join Date: Jul 2004
Programs: CO Gold; SPG Gold***; AvisFirst;
Posts: 3,970
Originally Posted by cheenzine
My home airport is Charleston, SC

I have been reading up on the Amex Blue Cash which was suggested but . . . This 5% cash back? Does this mean I will get "5k cash" back if I spend 100k? If so is that taxable income? That might not be a good thing. I would rather just have credits of some sort.


"because SPG points give you a 25% transfer bonus everytime you do a 20,000 transfer." --->What does that mean $20,000 transfer or 20,000 transaction? I made a few over 20k transactions last year and I am planning to do more this year.



Thanks
Read the details for Blue... There are a number of restrictions if you're to get the full 5% back - including keeping a balance on the card on which you pay a finance charge. As to the 25% bonus - if you transfer 20000 SPG points to an airline mileage program, you end up with 250000 airline miles.
mbreuer is offline  
Old Oct 18, 2004 | 12:10 pm
  #8  
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Join Date: Oct 2004
Location: Los Angeles, California
Programs: Ritz-Carlton Club Owner
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Fee to transfer?

Any fee to transer points to airline miles?

LuxuryVacationClub :-:
luxuryvacationclub is offline  
Old Oct 19, 2004 | 5:58 pm
  #9  
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Join Date: Oct 2003
Location: New York
Programs: DL, AA, BA, SPG
Posts: 272
Originally Posted by cheenzine
Does this mean I will get "5k cash" back if I spend 100k? If so is that taxable income? That might not be a good thing. I would rather just have credits of some sort.
Ask your accountant, but I think the cash back is considered a rebate of money that you have spent. Thus it is not taxable.
jmorgans is offline  


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