I just turned 25 & was hoping to get my car insurance finally lowered a bit. So I called up Geico & apparently, since I'm a single unmarried male, my insurance with them won't actually drop til I'm 30. So, I figured it was about time to shop around for insurance.

I realize that certain purchases in life don't necessarily make sense to buy just to get the airline miles & that insurance is probably one of those things, but I figured if theres an insurance company that offers miles/points, then it can't hurt to check them out & at least get a rate quote. I checked out pgary's page & none of the company's listed there serve my area or interests. I live in VA & am looking only for car insurance. The program(s) I would be interested in earning on are: NW/UA/CO/BA/DL/SPG.

If anyone has any ideas, please let me know.

Thanks!

First of all, Happy Birthday!!!!!

Secondly, I seem to recall seeing an insert with my last State Farm insurance bill that if I paid all at once via the website I could use a credit card.

I'm not 100% certain, but you may want to check it out.

Happy birthday from me too ...

I pay the lion share of my insurances with credit card.
Also with credit card:
-Tax
-Stamps
-TV cable (Comcast)
-Water & Sewer - I only found this out recently
-All phone bills ..

Allstate allows payments to be made with credit cards using their website. I get several thousand miles every year doing this using my airline affiliated Mastercard.

I do that, and it even lets me split the bill into 50/50 + $2 payment and I can still use the credit card to make both payments. It depends on what state you live in if you can pay by credit card, I believe. (At least on statefarm.com)

Personally, I wouldn't use that as the sole criteria for picking an insurance company. If everything else is equal (price/service/coverage/company rating/etc) sure, then the ability to manage/pay via website with or without a credit card is a big plus.

-David

I have American Express as my auto insc. carrier, I use my DL Amex to pay the bill, dont get any special point ratios or anything, just 1:1. But still two cars, better than nothing.

Ric

I believe GEICO will only let you use a credit card when you start a policy or if you want to pay off all of the remaining balance on the phone.

Second that. Working in the insurance industry, the things you are should be looking for (in order) in an insurance policy are:

1) Claims paying ability <- Whether or not your valid claim will be paid
2) Service <- Whether or not you'll be able to communicate with your broker/carrier
3) Coverage <- Whether or not certain things are covered
4) Rating <- Not quite as important as most people think, as 1) is more indicative than rating. Unless you go for a "D" rated company, it's unlikely your company will go belly-up in a year
5) Price <- Last on the list. Because if #1, #2, #3 or #4 are lacking, it doesn't matter what #5 is. The most expensive insurance is the one that doesn't take care of you.

Remember, too, that companies that score similarly on points 1-4 above may have dramatically different pricing models that result in different premiums for the same driver. Of particular relevance is your credit score. You may want to consider checking your score to determine whether you are in "A" credit territory (typically above 700, though insurance companies will stress that they do NOT rate on credit but rather on your "insurance score" which they typically calculate internally but is heavily derived from your credit score).

In addition, you may find that, depending on how long you've been with your current carrier, renewal discounts may make it tough to switch.

PS. I know that State Farm, Allstate and Nationwide all take cc, but typically only for full payment, which is typically 6 mos. coverage.

AAA will allow you to make your first payment for insurance with a credit card, however, subsequent bills need to be paid with an alternate method, such as a check.

Thanks!

I've currently got Geico & previously had Progressive. Both have allow me to pay with a credit card & my 6-month premium is about 540 every 6 months, so I'll get the 540 miles every 6 months - that's not what I was really concerned about. I haven't had any problems with either one & I've got a very clean driving record (fought my past 2 speeding tix in court & had the case dismissed on both - caught the officer in a lie the second time - of course, nothing happened to him for lying in court!). I've got a pretty decent deal right now - as under 90/mo is pretty good (and I have the 300K/300K coverage on the things you can have it on & my deductibles are 250 for comprehensive & 500 for collision). I was just wondering if there were any companies that actually offered miles as an incentive for doing business with them.

I have MetLife and pay every six months by credit card with a simple phone call.

Allstate lets you pay whatever amount you want-- you don't have to pay for 6 months coverage at one time.

As mentioned previously, I use American Express Auto Insc., I pay 6 months at a time at my wish. I can pay monthly, but in order to do so, then want me to pay a "convenience fee" of $4/monthly. To save nearly $50/year I just pay semi-annually.

What I would like to know JimChi is how do you pay what you amount you desire? Do you mean, you pay a certain % in cash/check & balance in credit card? Or lets assume that you monthly premium is $100, you can decide to pnly pay $65 that month & the balance "when ever?"

Ric

GMAC Auto insurance lets you pay online with your credit card. Master and Visa only though. No AmEx or discover. I pay the whole six months to qualify for a discount, so I don't know whether you can make month to month payments