Chase is a bit tighter with respect to churning cycles - 1 year is more safe of a wait. There have been some reports of people successfully churning within six months, but also a fair few of accounts being reopened like yours.

Thanks for the reply. For our 2nd churn we waited 6 months and had no issues. I guess we'll both hold off until Jan 17.

Thanks

I don't know where to post this question, but I will post it here since I don't know any other Canadian forum on FlyerTalk.

What is the american equivalent of "Interac e-Transfer"? Is there one? Are instant transfers from one US bank account to another US back account possible?

Thanks for your help!

US banks are independent from each other and not regulated, so I don't think there's a 'central' system within it.

Your best shot might be MoneyGram or WU.

You could use PayPal as an intermediary, or mobile deposit checks, the former takes a few days while the latter is dependant on your receiving bank's policies

It's called ACH (Automated Clearing House). Depending on the bank, ACH transfers typically take 1-3 days. You can also do wire transfers, but ACH generally has lower (or no) fees.

https://en.wikipedia.org/wiki/Automated_Clearing_House

I got my 700 AA miles. They just posted ;)

I only got 350 AA miles
but at least that pushed me over 15K miles , not sure what I can do with it being ex-YYZ

I'm not alone on just 350
http://pointmetotheplane.boardingare...125.1407465691

I wouldn't worry about being ex-YYZ.

Contact them and let them know you are missing the miles. Look back on your social media feed and take a screen-shot of the share to include with your inquiry.

Canadian here as well, also only got 350. I'll wait another 24h or so to see if the extra 350 post, otherwise I'll e-mail them.

700 posted for me as well :)

Got my 700pts here as well

Got 700

AC Conversion Card
 

CIBC has come out with a new prepaid card with the ability to store multiple currencies (https://acconversion.cibc.com/cholde...welcome.action). Pretty crappy card for it's intended purpose, IMHO.

However, it seems to have free-free ATM withdrawals at CIBC ATMs. It does allow CC deposits (https://lh3.googleusercontent.com/aR...l-djDw=h900-rw), although it's not clear if there are any fees for deposits, although I would assume not.

May be a good option for MS, until they eventually shut it down :)

Have you checked with CIBC to see if loading it with a credit card`is treated as a purchase or cash advance?

This has a breakdown of the fees.

http://pointshogger.boardingarea.com...948.1403838662

2.5% Conversion fee kills the whole reason for this card.

Let's not forget that the Amazon.ca card also nets 1% cash back

So you are already in the hole 3.5%

Activation fee $5.95

$3000 daily spend limit? Hotel bills and dive tabs can easily exceed $3K.

The ATM fee's I'm not sure about but they do seem high.

If you want security simply carry multiple credit card types (V, MC ,AMEX). I would guess this is the main reason for the card?

Ummm, you're missing the point. The idea is load CAD from your Visa/MC (presumably fee-free) and then withdraw CAD at a CIBC ATM (stated fee-free).

The product is quite mediocre for it's intended purpose.

No, but I just tried it, and will report back.

Did anyone receive the additional 40K Best Western points from the 60K promo that ended in July after spending $2000?

I am being told by a rep at MBNA that such promo never existed
I have a URL and screenshot but no way to provide the rep over the phone

They honestly better give us those extra 40K points. They offered that promo for months. How can they say now that they didn't offer it?

I haven't gotten them yet... got the first 20k with first purchase, but crossed the 2k like a month ago but nothing yet.

I should probably call in and ask, shouldn't I...........


the first 20k also haven't posted to my BW account yet

Or 4.25% if you use the Rogers Bank card (1.75% cash back).

Would be kind of stupid if it coded as a cash advance, given the intended purpose of the card.

(It codes as a purchase.)

Just checked my Best Western account. I've gone through my first billing cycle and put about $1k on the card. Glad to report that 20k points have posted to my BW account (+points from purchases).

Will report back when I hopefully get the rest (I'm probably at $2k spending by now). Can't wait as I sort of feel embarassed using this card.

I know this exactly feeling. Every time I silently pray there aren't any SPG Amex-wielding high rollers around to see me.

At least we're not using debit cards! :D

got the first 20K cleanly, but remaining 40K is missing from the statement where i expected it. gonna wait a month and if still nothing, will call them

Not really. Go into a CIBC branch and buy some foreign currency and also a pre-paid Visa gift card.Tell the rep you want to pay with your credit card.

Yep...cash advance.

It would be stupid to code it as a purchase.....real stupid.

Can you confirm that it codes as a purchase? If so, I'll take advantage of stupidity! :)

Okay, so this is not a miles offer, it's a cash offer.
But I think this fits the mold of what MilesBuzz! readers seek...

Tangerine.ca $100 signup bonus offer
http://www.tangerine.ca/switch

Tangerine.ca (formerly ING Direct) is offering a $100 bonus if you start a chequing account, and do one payroll deposit.

The $100 bonus applies if this is your "first" account with them.
*** I'd be happy to learn if anyone has received multiple bonuses from Tangerine for starting multiple accounts.

The first 20k should post to BW within day. Double check the account number and give them a call. My account number was initially incorrect.

I just checked and realized my SECOND month's points did indeed post - I don't remember if I called them about my BW number before or after the first month was due. Odd that the first month's point wouldn't post together with the second month - when I called they said there was NO BW number on record so the points can't have posted to the wrong account. I'll give them a call.

EDIT: Alright, the person was very much aware of the 60k offer. She said those points will post after the next statement, so I'd check the statement when you reach 1k/2k and the statement after, and if they don't post then call in. I also indeed only added my BW number after the first month so those points will now be transferred, as well as Gold status. All is in order. :)

Quoting myself to update: Without contacting them or anything, the second 350 have now posted 5 days later, so if anyone else was waiting check your account!

Same here, Canadian, 2nd +350 showed up, thanks
I'm now 15,677, (after redeeming 4x40K this year to use it up before 3/22 devaluation) ha... what to do

Upgrade Y->J with miles!

Got my 700 AA miles as well :)

But did you actually BOOK the flight using CARDOFFERU and stack it with AARP???

I know the website will price out the 10% discount but I've tried the RBC Avion visa and the chase marriott visa and neither worked.

I wonder if the Canadian RBC BA card will actually work for a US origin booking thats stacked with AARP and the 10%

Is the Aeroplan transfer bonus still happening? I thought it went until Aug 15, but I can't find it on their website.

The promo ends Aug. 15th

No I didn't stack it. I have used the AARP discount in the past...at the time I didn't know about the cardoffeu code, though.

If I cancel my Best Western Rewards Platinum Plus Mastercard, will I still get to keep my points in my Best Western Rewards account?