May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Oct 7, 2014 | 9:49 pm
#1021
Join Date: Sep 2002
Location: Quebec, Canada
Posts: 246
Just noticed that GCR pulled the MBNA alaska card link.. :-(
Oops, I just saw that this has already been mentioned on the Alaska Airlines forum in the thread Alaska Airlines Canadian MasterCard. Sorry.
Oops, I just saw that this has already been mentioned on the Alaska Airlines forum in the thread Alaska Airlines Canadian MasterCard. Sorry.
Last edited by voyageuse; Oct 7, 2014 at 10:10 pm Reason: already mentioned elsewhere..
Oct 9, 2014 | 7:50 am
#1022
Join Date: Oct 2011
Location: YOW
Programs: AC Irrelevant, IHG Platinum, Marriot Gold, Hertz Gold, Avis First
Posts: 273
Oct 9, 2014 | 7:56 am
#1023
Join Date: Jan 2014
Location: YYZ
Programs: Aeroplan, Alaska, Marriott
Posts: 435
Oct 9, 2014 | 1:00 pm
#1024
Join Date: Oct 2014
Location: Canada
Posts: 248
This was posted in the "Churning Amex in Canada" thread, but Amex is now offering their Amex Business Gold card ($250/year, FYF, 30K MR after $5000 spending (or 40K via referrafl). Perhaps it's worth adding to the Wiki?
Oct 9, 2014 | 1:21 pm
#1025
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,409
Oct 9, 2014 | 1:31 pm
#1026
Join Date: Jan 2006
Location: In the air
Programs: Occasional RTW club
Posts: 7,008
Wee, here goes the business card gravy train. I'm tempted to get a few but I'm terrified to book travel on anything other than my Platinum card... I want my ridiculous insurance, after getting burned a few times.
Oct 9, 2014 | 2:35 pm
#1027
Join Date: Mar 2007
Posts: 4,795
Not sure if we need 2 AMEX threads/discussions (this one and that AMEX)
but no harm, since I'm sure not many people even read the Wiki at the top
Oct 9, 2014 | 5:29 pm
#1028
Join Date: Nov 2012
Location: Canada
Programs: SPG, Aeroplan, WJ, Avis Preferred, Hertz Gold, Fairmont PC, IHG, Marriott, Airmiles, Aventura,Avion
Posts: 104
they've had a long running promo where if you bring in a competitor's VISA Infinite they'll give 15K points + FYF on their Avion Infinite card.
regarding Shoppers, once earlier this year, i went in to try to use a Shoppers GC to buy another GC from their stack (Esso i think), and they wouldnt let me. I actually went to grab a GC to check, and it really did say on the back, that you can not purchase gift cards with shoppers gift cards. I simply went to a different Shoppers and they were fine with it.
it was a new thing back then, because the Shoppers GCs i had bought from Shell (was when i was double dipping Air Miles and Aeroplan at the same time) didnt say that. i dont know if the current GCs have that printed on the back, but you may want to double check that!
regarding Shoppers, once earlier this year, i went in to try to use a Shoppers GC to buy another GC from their stack (Esso i think), and they wouldnt let me. I actually went to grab a GC to check, and it really did say on the back, that you can not purchase gift cards with shoppers gift cards. I simply went to a different Shoppers and they were fine with it.
it was a new thing back then, because the Shoppers GCs i had bought from Shell (was when i was double dipping Air Miles and Aeroplan at the same time) didnt say that. i dont know if the current GCs have that printed on the back, but you may want to double check that!
I called RBC today and asked about this promo. I have a CIBC Aerogold Visa Infinite and she checked some list and said yes, that this promo was still on and that my card was one of the qualifying cards. She said I'd get one year free, 15k points BUT it is another credit pull and I'm trying to be careful about which ones I do for the next year. Apparently the TD Aeroplan Infinite does NOT qualify but the TD First Class Infinite does qualify. That's all I know so far.
So just to update, the promo for RBC to waive the first year fee on their Visa Infinite Avion is still on.
Oct 9, 2014 | 6:44 pm
#1029
Join Date: Dec 2011
Posts: 25
What are the main benefits of the platinum insurance vs the business card insurance?
Oct 10, 2014 | 12:06 pm
#1030
Join Date: Sep 2012
Location: YVR
Posts: 1,853
I called RBC today and asked about this promo. I have a CIBC Aerogold Visa Infinite and she checked some list and said yes, that this promo was still on and that my card was one of the qualifying cards. She said I'd get one year free, 15k points BUT it is another credit pull and I'm trying to be careful about which ones I do for the next year. Apparently the TD Aeroplan Infinite does NOT qualify but the TD First Class Infinite does qualify. That's all I know so far.
So just to update, the promo for RBC to waive the first year fee on their Visa Infinite Avion is still on.
So just to update, the promo for RBC to waive the first year fee on their Visa Infinite Avion is still on.
Oct 10, 2014 | 5:23 pm
#1031
Join Date: Nov 2012
Location: Canada
Programs: SPG, Aeroplan, WJ, Avis Preferred, Hertz Gold, Fairmont PC, IHG, Marriott, Airmiles, Aventura,Avion
Posts: 104
The RBC branch manager said it's an ongoing offer but I don't know for how long. I'd think til the end of the year, but who knows
I still have until March 31 on my CIBC Aerogold Infinite too but it's a card that I do not plan to let go of as it's the only card I have that covers Aeroplan reward tickets. I've had it for a long time to so don't want to get rid of it. I just want the Avion points. I was told I could switch my US Dollars Gold Visa at RBC to their Infinite to avoid a credit hit, if approved. However, to make up for that, I want to open up a RBC US account stateside (I have a US savings at RBC Canada but will close it and open one stateside) and then get the free Visa Signature Black Stateside which has excellent benefits and still gives me a US card. They use your Canadian credit for this. The manager at my branch said that it can all be done with one credit hit because the Stateside RBC will require a credit hit but they won't do another one in Canada to switch my cards, if that makes sense.
I am going to wait as I want to get the Amex Biz Gold, Amex Airmiles Plat and Chase Marriott cards now. I'm hoping if I do all 3 applications at one, the Amex will both hit TU credit bureau and the Chase Marriott the Equifax and it will look like one or 2 hits max. Apparently, charge cards make less of a dent on credit scores than credit cards so the Chase and RBC would effect my credit more.
I still have until March 31 on my CIBC Aerogold Infinite too but it's a card that I do not plan to let go of as it's the only card I have that covers Aeroplan reward tickets. I've had it for a long time to so don't want to get rid of it. I just want the Avion points. I was told I could switch my US Dollars Gold Visa at RBC to their Infinite to avoid a credit hit, if approved. However, to make up for that, I want to open up a RBC US account stateside (I have a US savings at RBC Canada but will close it and open one stateside) and then get the free Visa Signature Black Stateside which has excellent benefits and still gives me a US card. They use your Canadian credit for this. The manager at my branch said that it can all be done with one credit hit because the Stateside RBC will require a credit hit but they won't do another one in Canada to switch my cards, if that makes sense.
I am going to wait as I want to get the Amex Biz Gold, Amex Airmiles Plat and Chase Marriott cards now. I'm hoping if I do all 3 applications at one, the Amex will both hit TU credit bureau and the Chase Marriott the Equifax and it will look like one or 2 hits max. Apparently, charge cards make less of a dent on credit scores than credit cards so the Chase and RBC would effect my credit more.
Oct 10, 2014 | 6:40 pm
#1032
Join Date: Apr 2012
Programs: 22 million points to burn!
Posts: 1,539
I think you'll like the Air Miles Plat. With the referral, you'll get 2100 AM which will get you over $200 in GC. I'm using some of my Keg GC next week in YYZ! Don't waste your time on flight redemptions. Too complicated, and little value. Let Amex pay for your baseball steak instead!
Oct 10, 2014 | 8:05 pm
#1034
Join Date: Nov 2012
Location: Canada
Programs: SPG, Aeroplan, WJ, Avis Preferred, Hertz Gold, Fairmont PC, IHG, Marriott, Airmiles, Aventura,Avion
Posts: 104
Really? I'd hoped that Airmiles had decent flight redemptions. There are no sweet spots? What about for hotels? I've never used it before but have about 4k airmiles already that I wanted to boost up to actually use for something good. Maybe I should forgo the Amex Airmiles Plat and just use up the miles I have and concentrate on better programs.
I'd even considered getting the BMO Airmiles card for the bonus and 25% less airmles redemption despite the $99 fee when I actually went to use them. I thought the Amex Airmiles plat was only 1500 miles, 2000 is even better and 2100 with referral.
If the program is that bad, then I don't think I'll do it.
I have to spend 5k on the Amex Biz Plat and then $500 on the Airmiles and forget what o the Chase. This will be a hard churn, maybe too hard.
I'd even considered getting the BMO Airmiles card for the bonus and 25% less airmles redemption despite the $99 fee when I actually went to use them. I thought the Amex Airmiles plat was only 1500 miles, 2000 is even better and 2100 with referral.
If the program is that bad, then I don't think I'll do it.
I have to spend 5k on the Amex Biz Plat and then $500 on the Airmiles and forget what o the Chase. This will be a hard churn, maybe too hard.