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pokee Nov 7, 2017 4:41 pm


Originally Posted by BenSenise (Post 29031516)
Not necessarily. For one, we don't know if and when there will be another transfer bonus, and two, we don't know how much the bonus will be. in any case, the most i've seen it is 50% which means 1.85 Avios per CAD. This bonus is for 2 Avios per CAD. Not a huge difference but a difference none the less.

2 points per $1 spent for only a month is peanuts..it's hardly even an incentive to spend more on that card in one month. I'd much rather earn even a 25% transfer bonus on my hefty 25,000 sign-up bonus I recently got with my RBC Avion. I don't recall a time they didn't have the transfer bonus at least twice (or more) per year...

BenSenise Nov 7, 2017 8:34 pm


Originally Posted by pokee (Post 29032646)
2 points per $1 spent for only a month is peanuts..it's hardly even an incentive to spend more on that card in one month. I'd much rather earn even a 25% transfer bonus on my hefty 25,000 sign-up bonus I recently got with my RBC Avion. I don't recall a time they didn't have the transfer bonus at least twice (or more) per year...

i realize now that you're talking about having one card or the other, right? i have both and can switch between them for offers like this. my initial sign-up bonus was spent years ago! in any case, i tend to use my amex plat as primary card since it earns 1.25 MR per CAD and they have bonuses on BAEC transfers as well.

but honestly, this is all moot since BAEC is going down the drain. I think next years changes to "dynamic award pricing" will be the final nail in the coffin.

pokee Nov 8, 2017 2:26 pm


Originally Posted by BenSenise (Post 29033456)
i realize now that you're talking about having one card or the other, right? i have both and can switch between them for offers like this. my initial sign-up bonus was spent years ago! in any case, i tend to use my amex plat as primary card since it earns 1.25 MR per CAD and they have bonuses on BAEC transfers as well.

but honestly, this is all moot since BAEC is going down the drain. I think next years changes to "dynamic award pricing" will be the final nail in the coffin.

I don't think their planned changes next year will affect me much - just as long as I can still redeem Avios for AS flights, and they have the same/similar cancel fees, I'm a happy camper...

Chris101 Nov 9, 2017 11:27 pm

Has anyone applied for the CIBC Aventura Business?

https://www.cibc.com/en/small-busine...tura-visa.html

FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.

So you are looking at possible +$540

604flyer Nov 10, 2017 11:02 am


Originally Posted by Chris101 (Post 29042987)
Has anyone applied for the CIBC Aventura Business?

https://www.cibc.com/en/small-busine...tura-visa.html

FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.

So you are looking at possible +$540

Just got my approval ^

loun80 Nov 10, 2017 12:46 pm


Originally Posted by Chris101 (Post 29042987)
Has anyone applied for the CIBC Aventura Business?

https://www.cibc.com/en/small-busine...tura-visa.html

FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.

So you are looking at possible +$540

Anyone else getting this message when you submit the application?

"The system may be down for maintenance. Please try again later."

jerryhung Nov 10, 2017 1:04 pm


Originally Posted by loun80 (Post 29045284)
Anyone else getting this message when you submit the application?

"The system may be down for maintenance. Please try again later."

I get this every time I tried
"We're sorry! We have encountered an error that prevents us from completing your application right now. Please try again later."

I don't have a BIN # though, so tried random 0000 or etc..

AMEX Business cards don't ask for those stuff @@

jerry305 Nov 10, 2017 1:45 pm

I wish I got that error message.

I got this...
"Unfortunately, you are not eligible for CIBC AventuraŽ Visa* Card for Business at this time. Please choose another product."

(And then it shows me a bunch of savings accounts I might like.):rolleyes:

Chris101 Nov 10, 2017 2:12 pm


Originally Posted by jerry305 (Post 29045504)
I wish I got that error message.

I got this...
"Unfortunately, you are not eligible for CIBC AventuraŽ Visa* Card for Business at this time. Please choose another product."

(And then it shows me a bunch of savings accounts I might like.):rolleyes:

LMAO :D

604flyer Nov 10, 2017 5:50 pm


Originally Posted by jerryhung (Post 29045352)
I get this every time I tried
"We're sorry! We have encountered an error that prevents us from completing your application right now. Please try again later."

I don't have a BIN # though, so tried random 0000 or etc..

AMEX Business cards don't ask for those stuff @@


Originally Posted by loun80 (Post 29045284)
Anyone else getting this message when you submit the application?

"The system may be down for maintenance. Please try again later."


Originally Posted by jerry305 (Post 29045504)
I wish I got that error message.

I got this...
"Unfortunately, you are not eligible for CIBC AventuraŽ Visa* Card for Business at this time. Please choose another product."

(And then it shows me a bunch of savings accounts I might like.):rolleyes:

FYI - It was a pain in the ..., got through the application and it said I needed to make an appointment in branch... IN-BRANCH?!? DREADFUL.

I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."

I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.

pokee Nov 11, 2017 5:20 pm


Originally Posted by 604flyer (Post 29046283)
FYI - It was a pain in the ..., got through the application and it said I needed to make an appointment in branch... IN-BRANCH?!? DREADFUL.

I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."

I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.

OMG....I would've blown my brains out!

ecgz88 Nov 14, 2017 6:55 pm

crazy, that's how Canadian approve Business credit card :cool: TD also will go through same process, RBC you can't even apply online, AMEX is the easiest.


Originally Posted by 604flyer (Post 29046283)
FYI - It was a pain in the ..., got through the application and it said I needed to make an appointment in branch... IN-BRANCH?!? DREADFUL.

I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."

I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.


Smiley90 Nov 14, 2017 7:21 pm


Originally Posted by ecgz88 (Post 29061854)
crazy, that's how Canadian approve Business credit card :cool: TD also will go through same process, RBC you can't even apply online, AMEX is the easiest.

I mean, Amex doesn't ask for anything at all... they ask for a "business name", you put in w/e and that's it lol

Chris101 Nov 15, 2017 1:32 pm

Has anyone been able to get the CIBC Aventura Business card without inputting the "Canada Customs and Business Registration Number"

jerry305 Nov 15, 2017 3:30 pm


Originally Posted by Chris101 (Post 29064443)
Has anyone been able to get the CIBC Aventura Business card without inputting the "Canada Customs and Business Registration Number"

:confused: Although my application for the card was not successful, I do not recall being asked for that.


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