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-   -   MilesBuzz: Canada (https://www.flyertalk.com/forum/milesbuzz/1466579-milesbuzz-canada.html)

winebug Jun 12, 2015 8:18 am

On the subject of earning miles on US carriers through Canadian credit cards, maybe it is time to organise an online petition/poll to ask for such a product?

What are the choices besides a plethora of aeroplan mile earning credit cards?

The RBC BA and the MBNA Alaska are the only 2 airline cards earning straight to airlines that are not Aeroplan. Meager choice.

And there are only 2 conversion programs, Amex MR and RBC Avion.

That's all there is in Canada, meager. Petition UA, AA, DL anyone?

entropy Jun 12, 2015 8:21 am


Well the Capital One Delta card is toast. I was considering it too, pretty good redemption for flights to French Polynesia via AF.
I just got one recently... the card is pretty ridiculous in the earning rate. 2:1 and the threshold bonus... :(

entropy Jun 12, 2015 8:33 am


That's all there is in Canada, meager. Petition UA, AA, DL anyone?
UA would be great, but I suppose that perhaps the banks figure its all Star so why bother?

DL seems to have disappeared... which sucks, hopefully the product will continue for existing cardmembers...

flyertalker00156 Jun 12, 2015 10:18 am


Originally Posted by winebug (Post 24959147)

Originally Posted by alexisonsmith (Post 24958981)
I disagree TD is more difficult that Chase

Would be wonderful to have the details of your experience, and why you think TD is more difficult then Chase?

I have never been denied for a Chase card when applying on the phone. TD will not approve you in my experience if you have had an App in the previous 90 days. Just my experience

winebug Jun 12, 2015 10:29 am


Originally Posted by alexisonsmith (Post 24960255)
I have never been denied for a Chase card when applying on the phone. TD will not approve you in my experience if you have had an App in the previous 90 days. Just my experience

Thanks for sharing!

peacestar Jun 12, 2015 11:03 am

CIBC aerogold business card
 
I applied via phone today. Oh my god they were asking for all kind of info. I now have to fax t4 jacket and NOA. I have a business so and I gave what was in my tax return. so I am not worried. I was tired at the end of the call.
May be I should have applied online.

Preacher7 Jun 12, 2015 11:23 am


Originally Posted by winebug (Post 24959688)
On the subject of earning miles on US carriers through Canadian credit cards, maybe it is time to organise an online petition/poll to ask for such a product?

What are the choices besides a plethora of aeroplan mile earning credit cards?

The RBC BA and the MBNA Alaska are the only 2 airline cards earning straight to airlines that are not Aeroplan. Meager choice.

And there are only 2 conversion programs, Amex MR and RBC Avion.

That's all there is in Canada, meager. Petition UA, AA, DL anyone?

Not true. There is an oft-overlooked conversion program that is better in Canada than the US: SPG. MR transfer rates are better in Canada. And earning rates are 20% better, because of the lower dollar. Plus referral rates are better. I've been pushing SPG as a very viable MR transfer partner for a while now. From SPG, you can transfer to many US and Global airlines. Admittedly, UA is not an SPG transfer part you'd want to use. But you could transfer to SQ and book UA flights w/o YQ that way. I did that last week for my son and future wife for their honeymoon to Hawaii. Worked like a charm!

Additionally, many of you followed my advice, I suspect, and took advantage of the now-defunct points.com transfer of Aeros indirectly to AA. Your AA accounts are well padded now with 160K+ AA miles if you maxed out 2014 and 2015 limits like each member of our churn team in Canada did.

jerryhung Jun 12, 2015 12:42 pm


Originally Posted by peacestar (Post 24960484)
I applied via phone today. Oh my god they were asking for all kind of info. I now have to fax t4 jacket and NOA. I have a business so and I gave what was in my tax return. so I am not worried. I was tired at the end of the call.
May be I should have applied online.

Yes you should've applied online
It asks for all Business info there - name, months in business, % ownership, yearly revenue & profit

but I didn't need to fax anything when I called in later to follow up, and they approved me on the phone

winebug Jun 12, 2015 12:43 pm


Originally Posted by Preacher7 (Post 24960593)
Not true. There is an oft-overlooked conversion program that is better in Canada than the US: SPG. MR transfer rates are better in Canada. And earning rates are 20% better, because of the lower dollar. Plus referral rates are better. I've been pushing SPG as a very viable MR transfer partner for a while now. From SPG, you can transfer to many US and Global airlines. Admittedly, UA is not an SPG transfer part you'd want to use. But you could transfer to SQ and book UA flights w/o YQ that way. I did that last week for my son and future wife for their honeymoon to Hawaii. Worked like a charm!

Additionally, many of you followed my advice, I suspect, and took advantage of the now-defunct points.com transfer of Aeros indirectly to AA. Your AA accounts are well padded now with 160K+ AA miles if you maxed out 2014 and 2015 limits like each member of our churn team in Canada did.

Why do I often overlook SPG ?!?! but while true my point still stands, few options for direct mileage earning as well as converting.

I totally missed points.com transfer of aeroplan to AA? :mad:

entropy Jun 12, 2015 2:35 pm


Not true. There is an oft-overlooked conversion program that is better in Canada than the US: SPG. MR transfer rates are better in Canada. And earning rates are 20% better, because of the lower dollar. Plus referral rates are better. I've been pushing SPG as a very viable MR transfer partner for a while now. From SPG, you can transfer to many US and Global airlines. Admittedly, UA is not an SPG transfer part you'd want to use. But you could transfer to SQ and book UA flights w/o YQ that way. I did that last week for my son and future wife for their honeymoon to Hawaii. Worked like a charm!
Why transfer to SQ to book UA when you have AE? they don't charge YQ on UA.

the SPG AX is a good program, especially given the CAD/USD rate right now, though the price of the card itself is high, and it inexplicably doesn't give bonus Starpoints at SPG properties.

jerryhung Jun 12, 2015 3:26 pm


Originally Posted by winebug (Post 24961018)
Why do I often overlook SPG ?!?! but while true my point still stands, few options for direct mileage earning as well as converting.

I totally missed points.com transfer of aeroplan to AA? :mad:

It was AP -> USDM (100:84) via Points.com and USDM now become AA miles

I transfered 100K AP for 2 years, and now have 160K AA miles this way, planning to use it for off-peak to Europe 20K one-way (4 paxs R/T = 4x40K)

Preacher7 Jun 12, 2015 3:50 pm


Originally Posted by jerryhung (Post 24961769)
It was AP -> USDM (100:84) via Points.com and USDM now become AA miles

I transfered 100K AP for 2 years, and now have 160K AA miles this way, planning to use it for off-peak to Europe 20K one-way (4 paxs R/T = 4x40K)

We did that to Rome 2 years ago, off-peak. 7 of us, and it worked marvelously!

Preacher7 Jun 12, 2015 4:08 pm


Originally Posted by entropy (Post 24961527)
Why transfer to SQ to book UA when you have AE? they don't charge YQ on UA.

Excellent point. They don't charge YQ, but their taxes and fees are minimally higher on UA award flights than SQ would charge. SQ Award fees are in $SIN, but are the exact same fees as UA charges, i.e. $5.60 per leg domestically (except from Canada to US, which is more). AE charges just over $12 CAD for the same leg. A round trip booked b/w US and Canada on United with SQ miles would be the equivalent in $SIN of approx. $69 USD. With AE, it's over $120 CAD. Not a lot more, but a bit.

I agree with you, though, unless you're booking a lot of these flights, the minor differences in taxes and fees isn't worth transferring Starpoints to SQ for United flights. Much better bets would be AS and AA for US carriers.

winebug Jun 13, 2015 5:39 am

Has anyone been declined on the CIBC business aeroplan? Does anyone know how much time it needs without credit check and minimum score?

prmetime Jun 13, 2015 8:22 am


Originally Posted by winebug (Post 24942495)
For those interested in the recently launched BMO CashBack World Elite Mastercard, mine had been declined (second card in the app-o-rama, first decline, others approved after that one). I called today to find out why and what the criteria are.

Apart from the income requirement (which is OK in my case) for this card they want to see 6 months without any credit inquiries or changes (new lines appearing) to the file.

Thanks Winebug. I'd appreciate others' experiences with applying for this card or the BMO World elite in regards to having to wait 6 months with credit inquiries or changes. TIA.


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