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Amex offers referral bonuses for referring its cards and getting more people signed up. I'm wondering, can you get such referral bonuses for other cards too? Such as the TD aeroplan or Chase Marriott for example? I mean, bloggers and web sites get something out of it, why would we not if we reference to spouses, family, etc?
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Anyone have any idea what happened to the CapOne Delta card?
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Originally Posted by winebug
(Post 24998582)
Amex offers referral bonuses for referring its cards and getting more people signed up. I'm wondering, can you get such referral bonuses for other cards too? Such as the TD aeroplan or Chase Marriott for example? I mean, bloggers and web sites get something out of it, why would we not if we reference to spouses, family, etc?
Originally Posted by entropy
(Post 24998840)
Anyone have any idea what happened to the CapOne Delta card?
http://blog.rewardscanada.ca/2015/06...s-capital.html Biggest news from last week is that Delta SkyMiles® & Capital One® have mutually agreed to end their co-brand relationship. This means the Delta SkyMiles® MasterCards® from Capital One® have been discontinued. That leaves the following cards as your options to earn SkyMiles in Canada: American Express Gold Rewards Card (C$1 = .75 - 1.5 SkyMiles) The Platinum Card from American Express (C$1 = .93 SkyMiles) Diners Club Club Rewards MasterCard (C$1 = 0.80 SkyMiles) Marriott Rewards Premier Visa (C$1 = 0.2 - 0.35 SkyMiles) MBNA Best Western Rewards MasterCard (C$1= 0.30 SkyMiles) Starwood Preferred Guest Credit Card from American Express (C$1 = 1 SkyMile) No word yet on whether Delta is shopping around for another card issuer. This isn't the first time a major U.S. Airline has left our market. A few years back American AAdvantage and TD parted ways. What can we say, our market is tough nut to crack! Outside of Aeroplan, AIR MILES, WestJet and our proprietary credit card programs there isn't a huge market. Sure you have niche markets like British Airways and Cathay Pacific but they don't get much of the pie. I am working on a proposal for a non-North American airline that is interested in launching a card here and all I can say it would be tough to gain market share outside of the niche market of ex-pats who would want to visit friends and family back in the home country. I would be suspect to believe that the Delta cards didn't even have that niche, just loyal SkyMiles® members since Air Canada and WestJet cover a lot of travel to the U.S. and Air Canada/Aeroplan alone have a big chunk of the International market. |
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Biggest news from last week is that Delta SkyMiles® & Capital One® have mutually agreed to end their co-brand relationship. This means the Delta SkyMiles® MasterCards® from Capital One® have been discontinued. |
Just noticed this on Amazon.ca, not sure if it has been mentioned before:
http://www.amazon.ca/compare-canada-...ode=3230544011 They offer gc for signing up for various CCs through them. This is good people that I recommend to sign up for the no-fee CIBC div card, for people with no credit who already bank with CIBC its a good way to build credit and keep things simple. Amazon offers a $30 gc Otherwise none of these offers are worth it imo. But maybe they'll get more aggressive |
DL C.C. discontinues
Originally Posted by jerryhung
(Post 24998972)
AFAIK, no other non-AMEX cards offer any referral incentives. Instead, it's just cashbacks via affiliates sites like RFD/GCR
It's discontinued http://blog.rewardscanada.ca/2015/06...s-capital.html Maybe this is also the reason why we in Canada don't have a Hilton/Hhonors affiliated credit card.( All other major hotel chains have one ). Michael |
Originally Posted by zer0k1
(Post 25005179)
Just noticed this on Amazon.ca, not sure if it has been mentioned before:
http://www.amazon.ca/compare-canada-...ode=3230544011 They offer gc for signing up for various CCs through them. This is good people that I recommend to sign up for the no-fee CIBC div card, for people with no credit who already bank with CIBC its a good way to build credit and keep things simple. Amazon offers a $30 gc Otherwise none of these offers are worth it imo. But maybe they'll get more aggressive |
Originally Posted by mikeycanuk
(Post 24996165)
Anyone get denied for a new MBNA card application? It's because of applying for too many cards via your credit report/score.
Odd thing is I got the Alaska card, my wife got denied. She makes way more than I do, she got the CIBC Aerobiz last week, a basic Amex Aeroplan card 2 months ago and cancelled 2 Amex cards last week (another mistake?). Oddly her SPG application required proof of income, applied the day before the MBNA app (mistake in timing?) I got a biz SPG 2 weeks ago, basic Amex 2 months ago and the Alaska card last week. I cancelled the personal Amex gold card 2 months ago. I'm wondering when can she reapply if at all? This is totally new territory to me. Context: My credit score is rated ‘excellent’, I have a reasonably high income and I haven’t had any trouble with credit card apps to date - mostly Amex and TD aeroplan. I had two existing MBNA accounts that were somewhat dormant - a $0 annual fee platinum plus and a line of credit. I was approved for the Alaska account after a slight delay with a $5k limit. I figured all was good. I then went to regain access to my online account for the platinum plus account and after a couple phone calls found out MBNA had cancelled this account as well as my LOC to make room for the Alaska card. I wasn’t too fussed as they really were dormant accounts but it was still a bit of a shock. No warning, no rationale and no communication, they just went ahead and did it. A bit of a head scratcher to me. Maybe too much existing credit capacity? Possibly something to do with transitioning to TD? Both accounts were initiated pre-merger. Could be a similar situation with your wife. Certainly put me at a bit of unease for future apps with MBNA. |
Originally Posted by MJ777
(Post 25008013)
I didn’t get denied, but I did have a somewhat interesting experience getting my Alaska MBNA card recently.
Context: My credit score is rated ‘excellent’, I have a reasonably high income and I haven’t had any trouble with credit card apps to date - mostly Amex and TD aeroplan. I had two existing MBNA accounts that were somewhat dormant - a $0 annual fee platinum plus and a line of credit. I was approved for the Alaska account after a slight delay with a $5k limit. I figured all was good. I then went to regain access to my online account for the platinum plus account and after a couple phone calls found out MBNA had cancelled this account as well as my LOC to make room for the Alaska card. I wasn’t too fussed as they really were dormant accounts but it was still a bit of a shock. No warning, no rationale and no communication, they just went ahead and did it. A bit of a head scratcher to me. Maybe too much existing credit capacity? Possibly something to do with transitioning to TD? Both accounts were initiated pre-merger. Could be a similar situation with your wife. Certainly put me at a bit of unease for future apps with MBNA. Another FI "trick" is that if you have a 0% card and a 20% card with the same FI they can decide overnight to put everything on the 20% card and close the 0% one without warning you. There are a couple obscure rules on when they can do this, but bottom line, they can and will if it works out for them. And the worst trick is, if you set up a direct debit, they can self serve as they see fit. Or, if you have savings at the same FI, they can self-serve in these savings as they see fit. 99.99% of the time these do not happen when you pay everything in time. 0.01% of the time it does happen when they get panicked from credit file information they don't like. Sounds in your case they might not have liked some combinations (credit file vs credit use with them), and decided to give you a sweet (the card you wanted) in order to close the rest (you don't use much) without getting in a fight. Stay alert. |
Thanks Winebug - Makes sense and a good lesson to keep alert indeed. I suppose I assumed in this case they'd give a courtesy call before taking this kind of action. All good for me but I can see how this could turn into a tough situation for someone in different circumstances.
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Did I get this right, the only way to earn 100% miles on a deepest-discount flight is for AA?
AC is 50%, so is BA, AA appears to be 100% regardless of what airline you fly with? (AA or BA) (well, and Delta Skymiles is a mess with 5x ticket price for lowest status members, which is basically like 50% of distance miles on the itinerary I'm looking at - even less on partners) |
Originally Posted by Smiley90
(Post 25012547)
Did I get this right, the only way to earn 100% miles on a deepest-discount flight is for AA?
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Originally Posted by mahasamatman
(Post 25012611)
Until they change to a revenue-based model like DL and UA.
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Originally Posted by Smiley90
(Post 25012618)
Is that predicted to happen?
Originally Posted by Smiley90
(Post 25012618)
Do we know that it'll downgrade the miles earned?
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