Checking account options? Anything good of late?
Apr 18, 2012 | 4:41 pm
#16
Join Date: Dec 2011
Posts: 207
Take a look at online checking accounts, schwab, ally bank, e-trade bank etc. They usually have no minimums, pay (very low) interest, and refund all your ATM fees. I left B of A over fees and moved to one of those and have been very happy with it.
Apr 29, 2012 | 6:06 am
#18
Original Poster
Join Date: Jun 2006
Location: New Jersey
Programs: Credit Cards
Posts: 3,009
For what it's worth, Citi included numerous notifications of the changes, BUT they only included them in the statements. For anyone that is paperless/actively uses online banking, the changes were a surprise. Citi is aware of this, though, and for the most part will refund fees as good will. Just out of curiousity, you don't happen to be from the southern california area, do you?
Citi's general rule of thumb is to not refund anything greater than 3 months, because at that point, it really should have been the client's responsibility to see it happen at that point (i.e. no: I didn't see the last 9 months of fees, reverse them!).
Citi's general rule of thumb is to not refund anything greater than 3 months, because at that point, it really should have been the client's responsibility to see it happen at that point (i.e. no: I didn't see the last 9 months of fees, reverse them!).
Went to Wells Fargo whom did notify me of their upcoming fee structure, deposited another $1,500 to keep the account free... and may move everything there shortly... unless a sweet mileage deal comes along.
Apr 29, 2012 | 4:11 pm
#19
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Say, like using debit cards to buy $.69 money orders to pay rent or just deposit in the bank or were you talking about using a credit card to make up to a $5,000 initial checking account deposit and have it earn miles?
Ask not if you can make some miles out of everyday banking, but whether everyday you can make miles out of some banking.
Ask not if you can make some miles out of everyday banking, but whether everyday you can make miles out of some banking.