I've been a cash back junkie for years, and I only have gotten into miles/points in the last year or so. My long-standing cards are as follows:

1. Chase BP Visa
2. Chase Freedom
3. Chase Amazon.com Rewards Card
4. Discover Open Road - (I will switch to Discover More once I reach next $50 bonus) - ShopDiscover is awesome...often beats BigCrumbs, Chase UltimateRewards, AA EShopping, etc.

I use the above cards regularly when I am not chasing a promo or when it makes sense. Right now, I'm spending on a 75k AAdvantage Citi Business card at $1,500 spend required. I've only spent $250, but I need to pay a $1,300 bill next week. As a result, I have continued using cards which offer >2% cash back if available on other purchases (e.g. 5% on BP fuel purchases, 3% on Amazon.com purchases, most anything on Shop Discover).

Since my family and I travel to Walt Disney World and Disneyland regularly, I also hold the Disney Rewards Visa. It offers 10% off at a lot of places inside the parks, a free family photo each day at Epcot or California Adventure, etc. It's a great card for those who travel to Disney parks but not much else. Also, the $200 Rewards targeted Sign Up bonus paid for a 3-day Park Hopper Disneyland ticket last year.

I have some old cards with open lines that I keep for credit score value:

Bank of America Alumni Card (low 6.99% APR; I almost never use this card, but it has a $35k limit and no annual fee.)
ConocoPhillips Citi Mastercard (I hardly ever use this card, but it has a $10k limit and no annual fee.)

In the last year, my wife and I have cashed in on the following:

* Chase British Airways 100k miles x2
* Citi American Airlines 75k miles x 3 (2 personal, 1 business)
* Citi HHonors - 40k points
* Amex HHonors - 50k points (I'm keeping this one. NO FEE + The return on groceries, pharmaceuticals, utility bills, and of course Hilton stays are solid.)
* Capital One 110k miles x 2

Most of all, we maintain a fairly conservative, simplified operation in only tackling 1-2 bonus deals at a time.

A lot less now that the mint is done.

Same here! I've closed a few card accounts now that the Mint is done.

Still have:
AMEX SPG Business
AMEX PR Gold
AMEX Hilton
AMEX JetBlue
Capital 1 Venture
AMEX Business Gold
Chase Marriott

Hoping for, very soon:
Chase Sapphire Preferred
Citi AA Amex
Citi AA Visa
AMEX SPG Personal

That's a nice haul! I might start slow like you, chasing a couple of bonus deals here and there. I just don't want to get lost in a sea of credit cards! Thank you for the input on your experience!

Figured some people would have lots more!

I have.. these are all active and chargeable.

AMEX-Blue
AMEX-Hilton
AMEX-SimplyCash
BOA-Sig V (Convert)
BOA- Old NY Jets Card (Convert)
BOA- Schwab (Convert)
Capitol One Sony (Chase Convert)
Chase AMZN
Chase Plat? (WAMU Convert)
Chase Ink (UPS Biz Convert)
Citi Hilton
Citi Dividend
Citi TY Biz
Citi TY Card (Diamond Convert)
Citi TY Card (Simply Convert)
US Bank Baylor
Dell LOC/CC
HP LOC/CC

Put it this way... I have about 50 credit card accounts, spanning all major and minor CC issuers

haha holy cow. i guess it's possible to really take it to that next level. i can't comprehend 50 cards right now, too much of a newbie!

check out Azurik's reply, he has 50! he qualifies as one of those with lots more!

How many cards do I have?

One more - Frontier.

Yeah, but how many of those are just AMEX authorized user card accounts. I'm calling your bluff and raising you one Frontier card.

I go with mostly cash-back rather than points or miles. Exceptions are Citi AA Visa and Chase Sapphire Pref. I bagged these for the sign-up bonuses.

Since the coin deal has expired I'll probably drop the AA Visa, and may drop the Sapphire once the fee kicks in. I too have a low rewards card I have held for 30 years, just to keep my history. I tend to hold rather than churn, so I keep cards for years, only dropping them if they change the deal - gut the rewards.

I do churn what gets wallet-space. Discover and Chase Subaru MC have capped rewards - high percentage but only for a relatively small spend. I spend to the cap then stick them in my safe.

My default CC right now is my Citi No-hassle cash back. 1.25% in dollars. No foreign currency fee. They can't devalue dollars at the issuer's whim, the way they devalue points or miles.

But I am looking for a deal to replace the coins to pump up my spend.

Active
Schwab Visa-used for most general purposes with 2% cash back

HH Amex-for Hilton stays

Costco Amex-gas

CO MC-CO flights and primary car rental and a utility that only accepts MC

UA Visa-UA flights

Marriott Visa-Marriott stays

Discover-Shop Discover and quarterly 5% promos

My wife also carries her own account on each of the above cards

Closed
SPG Amex-most folks love this card. Once the annual fee increased,it made no sense for us to keep it since our primary carriers(CO and UA) transfer at a 2:1 ratio and we rarely stay at SPG properties

Southwest Visa
Priority Club Visa
AA Visa
AA MC

interesting to hear about this, thanks for replying! I wonder about the usefulness of the SPG card personally, so it's good to hear that on a case-by-case basis, some one else came to the same conclusion.

I currently have a AA Citibank Mastercard, UA Chase Visa and a US BofA Check Card. They've all served me well and I'm happy to keep them annual fee or no annual fee.

I just got into the CC game a couple of months ago. My first was the BA Chase and I added an (yes, dumbly only one) AA Citi a month later. I'm getting ready to add the Southwest Chase and something else. I'll definitely be a churner. I also keep a CapOne No Hassle I've had for about 10 years for the history.