Question about multiple chase cards
Jul 10, 2011 | 5:59 pm
#1
Original Poster
Join Date: Apr 2010
Posts: 99
Question about multiple chase cards
Just applied for my first Chase card (Sapphire Preferred) and got instant approval. Then, I logged into my United account and saw the 50k miles offer from Chase, so I figured I should go for it and applied online. Got the "you will hear back soon" message, so I am assuming a deny.
Is there anything I can do to improve my chances before actually receiving the letter in the mail (said 30 days to hear back)? Is there a number to call where I can see if they'll spread the credit limit between the two cards?
Is it normal to get rejected on the 2nd card since I applied for both back to back?
Is there anything I can do to improve my chances before actually receiving the letter in the mail (said 30 days to hear back)? Is there a number to call where I can see if they'll spread the credit limit between the two cards?
Is it normal to get rejected on the 2nd card since I applied for both back to back?
Jul 10, 2011 | 6:13 pm
#2
Join Date: Jul 2011
Location: NYC
Posts: 511
Yes it is normal to get rejected on the 2nd application.
The consensus is a buffer of 30 days btwn Chase app's.
The consensus is a buffer of 30 days btwn Chase app's.
Jul 10, 2011 | 6:35 pm
#3
Original Poster
Join Date: Apr 2010
Posts: 99
Would calling to spread the credit limit help any, or should I just reapply in a month or two for the United card?
Jul 10, 2011 | 6:56 pm
#4
Join Date: May 2011
Posts: 669
My advice is to wait for their rejection letter to come in. It should have a date on it by which you can apply for reconsideration. Wait until 32-33 days have passed from when you were approved for the Sapphire card, then call and ask for reconsideration.
Jul 10, 2011 | 7:13 pm
#5
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,742
There are already numerous threads on this subject here and on the Other Credit Card Programs forum so I'll close this one.