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How Do I Get Target Offers?

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How Do I Get Target Offers?

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Old Jun 23, 2011 | 9:06 am
  #1  
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How Do I Get Target Offers?

I put about $3K a month on my current personal card, though I always pay the balance. Am I not worthy to be targeted? I have 4 chase cards currently, the freedom long term and the others within the last 6 months due to the deals (SW, BA, CO). I think I may have another BofA card laying around, a no fee University of Utah card that had a $500 deal a few years back.
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Old Jun 23, 2011 | 11:26 am
  #2  
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Originally Posted by smata67
I put about $3K a month on my current personal card, though I always pay the balance. Am I not worthy to be targeted? I have 4 chase cards currently, the freedom long term and the others within the last 6 months due to the deals (SW, BA, CO). I think I may have another BofA card laying around, a no fee University of Utah card that had a $500 deal a few years back.
Targeted by whom for what?

A lot of the targeting is by partners of the cards, not by the cards themselves.

How many airline and hotel programs do you belong to that have credit cards but whose credit cards you haven't ever applied for?

For example, I surmise the key to getting tareted for the 80k Priority Club offer is to have been a member of Priority Club for a while, and having ignored multiple requests for the 60k (untargeted) offer.

OTOH, obviously, if you went for the public CO 50k offer already, you won't be targeted for the targeted-only re-introduction to that offer going on now.

And do you allow every program you join to send you junk mail from their partners? You have to allow their partners to send you stuff for their credit partners to send you targeted stuff. People who ask not to be sent all the marketing stuff aren't sent targeted marketing stuff. You have to take lake full of bathwater to get the baby...
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Old Jun 23, 2011 | 11:30 am
  #3  
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I need to know this as well. This is discrimination
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Old Jun 23, 2011 | 11:31 am
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Put yourself on the Opt-in list. Google it. Open a chase banking checking/savings account. Open Frequent Flyer accounts and purchase a ticket or attempt to purchase a ticket with a gift card that gets some type of data into the system (may get refused first time because of low limit, but 2nd, 3rd try they may hold it for 24 hours against that card and keep attempt authorizations until they no longer can succeed).
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Old Jun 23, 2011 | 11:32 am
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Old Jun 23, 2011 | 12:32 pm
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I think you might also be maxed out on what chase is willing to give you. I know I had to moved credit limit from one card to another and they told me they wouldn't add more credit to me for any card.
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Old Jun 24, 2011 | 3:34 am
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Also see the existing discussion thread:

How to get more targeted offers?
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