[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Nov 7, 2011, 5:04 pm
Join Date: Feb 2007
Posts: 754
Original approved application is how I read the posts here, and it worked out for me. I had a rejected application (first time cardmembers only) about 10 months prior.
Nov 7, 2011, 6:20 pm
Join Date: Apr 2009
Location: SMF
Posts: 1,262
That tends to get updated over on the CC forum: citi-retention-bonus-reports-all-cards
Read the last 3-4 pages for the most recent info. Let us know how well you do.
Read the last 3-4 pages for the most recent info. Let us know how well you do.
Nov 8, 2011, 2:24 am
Join Date: May 2011
Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
Posts: 1,578
Yes, for most getting a retention bonus is just dessert - the intention is often to cancel anyway. BTW, I've got retention bonuses right after meeting my min spend for a bonus. No need to wait a year.
From the 100's of posts that I've read thus far, it is difficult to state what really constitutes a group consensus. I think you have a better chance of figuring out who will be the Republican Presidential candidate.
That said, there really seems to be a split between keeping the card for awhile, and dumping it. I find that keeping the personal cards does not seem to affect being able to get another; at least so far (I have 6). I've never waited 18 months to apply - closer to 8 months. For Biz, they do not seem to want to give another for the same company name until the old one iJs closed. I just had that happen - they denied me for a biz card stating that I already had one for that company. They stated that I could not consider my app unless that one was closed. So I closed it and called back the next day. They put it back for recon. About a week later they gave me the card. This was two weeks ago (recent history).
One thing for certain: Citi's I.T. is definitely out of whack. There is no consistency. So YMMV! Where this is chaos, there is opportunity.
From the 100's of posts that I've read thus far, it is difficult to state what really constitutes a group consensus. I think you have a better chance of figuring out who will be the Republican Presidential candidate.
That said, there really seems to be a split between keeping the card for awhile, and dumping it. I find that keeping the personal cards does not seem to affect being able to get another; at least so far (I have 6). I've never waited 18 months to apply - closer to 8 months. For Biz, they do not seem to want to give another for the same company name until the old one iJs closed. I just had that happen - they denied me for a biz card stating that I already had one for that company. They stated that I could not consider my app unless that one was closed. So I closed it and called back the next day. They put it back for recon. About a week later they gave me the card. This was two weeks ago (recent history).One thing for certain: Citi's I.T. is definitely out of whack. There is no consistency. So YMMV! Where this is chaos, there is opportunity.
On the 3 citi cards, be careful to pay all on time etc . I met spend on 3 citi cards
, miles posted and I have put them away at least for the 5 months a year that
I am in Greece and they have foreign currency fees. Add in the spends on the new cards I am getting and I could realistically only use them 7 months a year
Stateside. Wouldn't it be a slap in the face to Citi to go from $1500 a month
To a token $20 - $40 per months? And if I continue like this I beleive very soon I Will be juggling 20 + cards.
Here's the problem with these fast growing threads. Posts based upon assumptions bury the posts into obscurity that were based upon actual observed experience (i.e. facts).
Many people have already stated that you do not need to cancel your existing AAdvantage cards to still apply, and be approved for a new AAdvantage card some 18 months later. And for that matter, this 18 month thing is not a 'rule' either. I personally think someone tossed out that number one day, and everyone went with it, despite the fact many people have already talked about shorter time frames, myself included.
For the record, I only 2 weeks ago shared a story of being approved on a new Citi Visa AAdvantage for the 50K offer (was churning the CitiBusiness, and said, what the hell toss in a personal card too on that same date). This approval on the new personal Visa Citi AAdvantage card came on an application for it submitted a mere 13 months after my application (and subsequent approval) for my the 2 X 75K AAdvantage cards (Visa and AMEX). Also note, I still have those 13 month old cards. They are on some nice retention bonuses (two on each card, that have now been stacked as it seems they can give you an additional retention bonus every 6-ish months), that are providing compelling incentive to keep them opened as well.
Also note 13 months ago, I also shared a similar story when I got those personal cards on the 75K bonuses and how I managed to get around the 'first time card member' denial at that time, and also shared in my story that my previous approval to that was about 12 months prior. Long story short. Although everyone talks about this 18 months as the rule, there numerous posts by other members of the forum that contradicts this thing, so at best it's merely a 'kind-of-maybe-semi-educated-ok-guess' at best. It should not be accepted as a material fact if there are these many contradictions.
And as far as needing the personal cards canceled. This was never a stated fact. I don't recall anyone who received a denial on the personal card due to 'you currently have this card' as a reason. Only on reports from people applying for the CitiBusiness card ever stated such denial reasons.
FWIW, I did try getting a personal card earlier than 13 months throughout this past year (always do at same time time for each CitiBusiness churn -- i.e. 90 days), and was denied on attempts prior to this 13 month success, last attempt being at 9.5 months.
At any rate, people can, take note of my actual experiences that I have posted here, again... or they can continue to bury this, and similar posts that have shared actual facts with their continued opinions of 'group consensus'. Just note at one time 'group consensus' led to conclusions that the earth was flat, the sun went around the earth, and stars were 'holes in the celestial fabric where the heavens were able to shine through'.
Many people have already stated that you do not need to cancel your existing AAdvantage cards to still apply, and be approved for a new AAdvantage card some 18 months later. And for that matter, this 18 month thing is not a 'rule' either. I personally think someone tossed out that number one day, and everyone went with it, despite the fact many people have already talked about shorter time frames, myself included.
For the record, I only 2 weeks ago shared a story of being approved on a new Citi Visa AAdvantage for the 50K offer (was churning the CitiBusiness, and said, what the hell toss in a personal card too on that same date). This approval on the new personal Visa Citi AAdvantage card came on an application for it submitted a mere 13 months after my application (and subsequent approval) for my the 2 X 75K AAdvantage cards (Visa and AMEX). Also note, I still have those 13 month old cards. They are on some nice retention bonuses (two on each card, that have now been stacked as it seems they can give you an additional retention bonus every 6-ish months), that are providing compelling incentive to keep them opened as well.
Also note 13 months ago, I also shared a similar story when I got those personal cards on the 75K bonuses and how I managed to get around the 'first time card member' denial at that time, and also shared in my story that my previous approval to that was about 12 months prior. Long story short. Although everyone talks about this 18 months as the rule, there numerous posts by other members of the forum that contradicts this thing, so at best it's merely a 'kind-of-maybe-semi-educated-ok-guess' at best. It should not be accepted as a material fact if there are these many contradictions.
And as far as needing the personal cards canceled. This was never a stated fact. I don't recall anyone who received a denial on the personal card due to 'you currently have this card' as a reason. Only on reports from people applying for the CitiBusiness card ever stated such denial reasons.
FWIW, I did try getting a personal card earlier than 13 months throughout this past year (always do at same time time for each CitiBusiness churn -- i.e. 90 days), and was denied on attempts prior to this 13 month success, last attempt being at 9.5 months.
At any rate, people can, take note of my actual experiences that I have posted here, again... or they can continue to bury this, and similar posts that have shared actual facts with their continued opinions of 'group consensus'. Just note at one time 'group consensus' led to conclusions that the earth was flat, the sun went around the earth, and stars were 'holes in the celestial fabric where the heavens were able to shine through'.
Add in the stress of having to pay all these bills promptly , and I might be better off canceling them before the annual fee is due. Will try the retention route first ,
But if these 50-75 k cards keep coming up, I will have to choose what is more realistic for me. Does anyone think Chase where I have my bill pay checking account , ever looks at it and wonders why all these cards being paid by our customer ?
I will have to, AT LEAST get award wallet to help with all this stuff, at worst
Hire a secretary .
Nov 8, 2011, 4:28 am
Join Date: Jul 2011
Location: santa monica, ca
Programs: AA Lifetime Gold
Posts: 201
I guess I am too late on the business card. The link is still dead. At lest I scored on the two personal cards.
Nov 8, 2011, 9:39 am
Join Date: Jun 2011
Posts: 21
Nov 8, 2011, 9:45 am
Join Date: Oct 2009
Posts: 212
Nov 8, 2011, 1:52 pm
Join Date: Jan 2010
Posts: 1,708
Need to connect the name given for the business name with the address given for the business address. Utility bills, things like that. Tons of posts about what posters were asked for and their experiences if you read back through the thread a bit.
Nov 8, 2011, 4:39 pm
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
50k BIZ Visa + $150 credit + 2:1 miles update
I applied for the 75k BIZ account Sept 22 and was voided Oct 1 like everyone else.
I then applied for the 50k + $150 credit + 2:1 AA miles + 2 admiral club passes in mid Oct. no instant approval, no account number given.
Yesterday I got an email asking to call in. I called in and told the CSR
"I applied for a biz app in Sept and was told it was voided because the offer expired, a supervisor told me to reapply and that the info on that account could be used to verify the new account."
I gave him both reference #'s .. he started reading a script about how they can't do that and that the old app is voided & shredded and blah blah, so I asked to speak to a supervisor. I was on hold for 15 min and he came back and said that the supervisor accessed the previously faxed stuff (deposit slip + utility bill) and my account was approved.
So if your BIZ app was voided, then you DO NOT need to wait 90 days to get in on the 50k deal
I then applied for the 50k + $150 credit + 2:1 AA miles + 2 admiral club passes in mid Oct. no instant approval, no account number given.
Yesterday I got an email asking to call in. I called in and told the CSR
"I applied for a biz app in Sept and was told it was voided because the offer expired, a supervisor told me to reapply and that the info on that account could be used to verify the new account."
I gave him both reference #'s .. he started reading a script about how they can't do that and that the old app is voided & shredded and blah blah, so I asked to speak to a supervisor. I was on hold for 15 min and he came back and said that the supervisor accessed the previously faxed stuff (deposit slip + utility bill) and my account was approved.
So if your BIZ app was voided, then you DO NOT need to wait 90 days to get in on the 50k deal
Nov 8, 2011, 4:47 pm
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
I applied for the 75k BIZ account Sept 22 and was voided Oct 1 like everyone else.
I then applied for the 50k + $150 credit + 2:1 AA miles + 2 admiral club passes in mid Oct. no instant approval, no account number given.
...
...
So if your BIZ app was voided, then you DO NOT need to wait 90 days to get in on the 50k deal
I then applied for the 50k + $150 credit + 2:1 AA miles + 2 admiral club passes in mid Oct. no instant approval, no account number given.
...
...
So if your BIZ app was voided, then you DO NOT need to wait 90 days to get in on the 50k deal
You should see about getting Citi to contact Experian and removing the first one (since they ran credit and never actually processed an application).
I have had them do this before.
Nov 8, 2011, 11:44 pm
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
oh well
Nov 9, 2011, 1:03 am
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
I had to write a letter to the 'Office of the President' or something like that. Delivered 'snail mail' too.
I forget the address though, it was quite a while ago.
Nonetheless, they did get back to me in about a week and did in fact have Experian remove the inquiry.
I forget the address though, it was quite a while ago.
Nonetheless, they did get back to me in about a week and did in fact have Experian remove the inquiry.
Nov 9, 2011, 5:56 am
Join Date: Oct 2011
Location: Laredo
Programs: AAdvantage LT Plat - Starwood Plat
Posts: 12
Timing to turn Lifetime Platinum
I've worked all the deals listed in this thread (Thanks JMitchell) and am now very close to lifetime Platinum. My question is should I do it now (2011) or wait until the new year? Is there some "event" that I should strive for such as passing the 2MM threshold while actually flying?
Nov 9, 2011, 7:25 am
Join Date: Apr 2004
Location: Omaha
Programs: AA Life Plat 4mm, Hilton Diamond
Posts: 1,460
I've worked all the deals listed in this thread (Thanks JMitchell) and am now very close to lifetime Platinum. My question is should I do it now (2011) or wait until the new year? Is there some "event" that I should strive for such as passing the 2MM threshold while actually flying?
Nov 9, 2011, 1:21 pm
Join Date: Apr 2010
Posts: 53
I applied for the 50k AAdvantage Personal Visa and 50K Amex, and was declined on both. I previously had AAdvantage but over 18 months ago since I was first approved. I called the application status number to see why I was declined and it seems they still have record that I am not a first-time-customer due to the previous one I had.
So, I'm not so sure how valid the 18 month "rule" is. Any advice on getting this re-considered? Seems they're pretty rigid about the first-time-customer policy.
Thanks.
So, I'm not so sure how valid the 18 month "rule" is. Any advice on getting this re-considered? Seems they're pretty rigid about the first-time-customer policy.
Thanks.
Nov 9, 2011, 1:54 pm
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,455
And no one here has been successful at reconsideration with that reason for denial.
Sorry.