Warning: Chase free checking is no longer
Feb 3, 2011 | 12:57 am
#46
Join Date: Mar 2006
Location: Miami, FL, USA
Posts: 4,104
The default checking account they tried to migrate my WaMu free checking account into had some HUGE new fee for using non-Chase ATMs. Like $5 or something! That's in addition to what the ATM charges, of course. Credit unions are reimbursing even the ATM fees!
Feb 3, 2011 | 5:52 am
#47
Join Date: Nov 2003
Location: NRT/PDX
Programs: Willamette Valley Cropdusters Silver Elite, National Tent Frequent Stay program, Ed's Rent-a-tractor
Posts: 3,357
With my ex-WAMU checking account, now Chase Free Extra Checking, soon to become fee-heavy Chase Total Checking, it looks like it may be time to find a new bank...
Feb 3, 2011 | 10:04 am
#48
FlyerTalk Evangelist
Join Date: Apr 2001
Location: DFW, AA, Hilton
Posts: 16,692
I think this is happening everywhere, especially with big banks that are not afraid of charging for services. For now I am still at Chase but I have kept a free account in a second bank as a backup. I do appreciate the OP's warning as I see from Chase.com that they have a simpler offering chart now with their personal checking accounts. It's simple: you either have a relationship with the bank or you are a nobody.
I really still like Ing Direct's Orange savings and electric orange checking.
(If anyone wants an Ing referral, let me know.
)
On a side note: Am I the only one who doesn't like using ATMs?
I really still like Ing Direct's Orange savings and electric orange checking.
(If anyone wants an Ing referral, let me know.
)On a side note: Am I the only one who doesn't like using ATMs?
Feb 3, 2011 | 1:39 pm
#49
Join Date: Apr 2001
Location: Austin
Programs: AA P4L, WN, BA, DL, UA, HHonors, IHG
Posts: 3,505
Originally Posted by reversebackwards
I got hit with the $6 fee a few times, so I've just started making 5X$0.01 "charitable" donations per month via paypal.
I got hit with the $6 fee a few times, so I've just started making 5X$0.01 "charitable" donations per month via paypal.
Feb 3, 2011 | 5:58 pm
#50
Suspended
Join Date: Sep 2004
Location: USA
Programs: UA/CO(1K-PLT), AA(PLT), QR, EK, Marriott(PLT), Hilton(DMND)
Posts: 9,538
I'm confused. I've had a Chase checking account for 20+ years now and have never seen a fee. I do direct deposits, online banking, paper checks, ACH's, have a safe deposit box, etc, etc. No Fee! for anything.
Feb 4, 2011 | 5:31 am
#51
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,077
Next step (same as before): government-bailed-out banks blaming government regulation for elimination of "free" checking and/or some (past or current) fee-waiver methods they previously offered.
Banks: a type of dog not afraid of biting the big and small hands that feed them.
Some will have to remember this come October 2012. A bunch of $.01 donation to some campaigns, and people will likely run out of time before running foul of any contribution limits, past or present.
Banks: a type of dog not afraid of biting the big and small hands that feed them.
Some will have to remember this come October 2012. A bunch of $.01 donation to some campaigns, and people will likely run out of time before running foul of any contribution limits, past or present.
Feb 4, 2011 | 5:43 am
#52
Join Date: Jun 2010
Programs: AA Plat,PC Plat, HHonors Gold
Posts: 904
THey now have a fee if your direct deposit is less than $500
Feb 4, 2011 | 6:04 am
#53
Join Date: Apr 2009
Location: SMF
Posts: 1,268
Only thing about ATM's that bother me is when it's one that's been attacked by a crook to skim your info/drain your acct. How come you don't like using ATM's? Did you marry a teller or something? Or is it because the vending machine that cheerfully and always takes your money but doesn't put out?
Feb 4, 2011 | 1:33 pm
#55
FlyerTalk Evangelist
Join Date: Apr 2001
Location: DFW, AA, Hilton
Posts: 16,692
Only thing about ATM's that bother me is when it's one that's been attacked by a crook to skim your info/drain your acct. How come you don't like using ATM's? Did you marry a teller or something? Or is it because the vending machine that cheerfully and always takes your money but doesn't put out?
Feb 4, 2011 | 1:39 pm
#56
Join Date: Aug 2004
Posts: 548
Feb 4, 2011 | 1:47 pm
#57
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 30,343
I can't remember all the reasonings but I was a banking system programmer when ATMs came about, and I remember the system was buggy at that time. Just never trusted ATMs and I tend to use credit cards for miles/rebates. And yes there are lots of scams and fraudulent uses associated with ATMs, not to mention possible fees if you use the wrong machine. So I simply put the ATM card away whenever I receive one. But then, never say never, I do understand if people live in an area or country where it's critical to use the ATMs.
I dont know how to get by for our travel aboard if there is no ATM.
Domestically I hardly use ATMs simply we are an almost cash-less family and determined to keep it that way.
However I dont know HOW to get foreign currency without being fleeced if there is no ATMs.
