Warning: Chase free checking is no longer
Apr 21, 2010 | 12:42 am
#31
Original Poster
A FlyerTalk Posting Legend
Join Date: Dec 2000
Location: Shanghai
Posts: 46,317
I realize you don't like the terms being changed (I don't like delta...they killed NW) but at the same time seriously how hard is it to make 5 debit purchases.
If you are one of the old ladies holding everyone up at the grocery store writing checks.....I hate to be the one to tell you but....psssst debit cards do the exact same thing, only simpler.
If you are one of the old ladies holding everyone up at the grocery store writing checks.....I hate to be the one to tell you but....psssst debit cards do the exact same thing, only simpler.
I actually don't need a Chase account; the only remaining thing I like about Chase is that they have lots of grocery store branches around here (i.e. can often kill two birds with one stone/errand).
Apr 21, 2010 | 3:35 pm
#32
Join Date: Feb 2003
Location: Los Angeles, CA
Programs: Hyatt LT Globalist, Marriott LT Titanium, AA Plat Pro/LT Plat
Posts: 1,205
I received the wire fee notice and it takes effect sometime in May. I don't think a HELOC matters as I have one too.
Last edited by PhilC; Apr 21, 2010 at 3:41 pm
Apr 22, 2010 | 9:52 am
#35
Join Date: Apr 2008
Programs: CO Plat, SPG Gold, HHonors Gold
Posts: 230
I recently took out the Chase checking account offer for 25K miles. Offer broken up into 2 pieces:
10K miles: 1 Direct Deposit or 5 Debt Purchases within 60 days
15K miles: Get a new debit card + 1 debit purchase by a certain date
- Both the $29 and more expensive debit cards qualify for promotion I was told
Separately to not incur a fee on the checking account, set up direct deposit or have 5 debit purchases each month
So the mileage bonus is different than Chase's own minimums to maintain the account without fees.
This is for a "chase checking account" their basic account. They have other premium acccounts where fees are waived for higher balances etc.
In terms of direct deposit, I believe they told me needs to at least be $200 a month,b ut double check wtiht hem. you can split your w-2 into different tranches so $200 goes into chase account.
10K miles: 1 Direct Deposit or 5 Debt Purchases within 60 days
15K miles: Get a new debit card + 1 debit purchase by a certain date
- Both the $29 and more expensive debit cards qualify for promotion I was told
Separately to not incur a fee on the checking account, set up direct deposit or have 5 debit purchases each month
So the mileage bonus is different than Chase's own minimums to maintain the account without fees.
This is for a "chase checking account" their basic account. They have other premium acccounts where fees are waived for higher balances etc.
In terms of direct deposit, I believe they told me needs to at least be $200 a month,b ut double check wtiht hem. you can split your w-2 into different tranches so $200 goes into chase account.
Apr 22, 2010 | 9:57 am
#36
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Join Date: Nov 2002
Location: All over
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I recently took out the Chase checking account offer for 25K miles. Offer broken up into 2 pieces:
10K miles: 1 Direct Deposit or 5 Debt Purchases within 60 days
15K miles: Get a new debit card + 1 debit purchase by a certain date
- Both the $29 and more expensive debit cards qualify for promotion I was told
Separately to not incur a fee on the checking account, set up direct deposit or have 5 debit purchases each month
So the mileage bonus is different than Chase's own minimums to maintain the account without fees.
This is for a "chase checking account" their basic account. They have other premium acccounts where fees are waived for higher balances etc.
In terms of direct deposit, I believe they told me needs to at least be $200 a month,b ut double check wtiht hem. you can split your w-2 into different tranches so $200 goes into chase account.
10K miles: 1 Direct Deposit or 5 Debt Purchases within 60 days
15K miles: Get a new debit card + 1 debit purchase by a certain date
- Both the $29 and more expensive debit cards qualify for promotion I was told
Separately to not incur a fee on the checking account, set up direct deposit or have 5 debit purchases each month
So the mileage bonus is different than Chase's own minimums to maintain the account without fees.
This is for a "chase checking account" their basic account. They have other premium acccounts where fees are waived for higher balances etc.
In terms of direct deposit, I believe they told me needs to at least be $200 a month,b ut double check wtiht hem. you can split your w-2 into different tranches so $200 goes into chase account.
Apr 22, 2010 | 5:44 pm
#37
Join Date: Apr 2008
Programs: CO Plat, SPG Gold, HHonors Gold
Posts: 230
Sorry if my thread offended you. Was merely posting as it appears your old free checking accounts converted into the chase checking account currently offered for free with the aforementioned requirements (direct deposite or requisite number of debit charges). And since I had a list of the requirements with me, having taken out the checking account recently, I just listed them there. The minimum direct deposit amount however was given to me verbally and I did not remember it was $100, 200 or 300 -- but I believe 200.
Apr 23, 2010 | 7:31 am
#38
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,939
Hi, I'm posting this here because I know that many of you have Chase accounts. I don't check my balance very often because I use that account mainly to complement my Chase credit cards, but I checked today so I could marvel over my new UA card and noticed that they've been dinging me for $6 per month since January. When I called to inquire, they told me that they now require 5 debit transactions (or direct deposit) per month in order to avoid this fee. While I'm not going to loose any sleep over the $24 (in fact, this might give me a bit of leverage wrt coin deposits), I'm a bit irked that they snuck this in on me. They claim that they mailed me information about this, but it must have been buried pretty deeply because I do try to stay on top of notices regarding my accounts.
Feb 2, 2011 | 4:58 pm
#43
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
Feb 2, 2011 | 6:25 pm
#44
Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
Posts: 1,735
I'm also a former WAMU customer, and they did send me a letter stating they would start charging a fee come Feb 7. I'm cancellling it. Plenty of "feeless" options where I live.