Worth using points?
#31
A FlyerTalk Posting Legend




Join Date: Jul 2002
Location: MCI
Programs: AA Gold 1MM, AS MVP, UA Silver, WN A-List, Marriott LT Titanium, HH Diamond
Posts: 53,010
Marriott, IMHO, has been the least-inflationary program of the majors.
The type of hotel I now get for 330,000 points used to (typically) cost 270,000 points - but that 270k point world had lower earnings - slightly fewer points to Plats in general and 2 points per dollar fewer to credit card users. It also had a two-tier availability scheme that often made it tough to find 7 consecutive award nights.
At one point I did the math and came up with 8% net inflation for a Platinum member, assuming the property was hit with category creep one time. In exchange, redemption did get legitimately easier. For Golds, or for a property that jumped two categories, it's more like 15-20% inflation, but I'll still take the trade-off vs. the former, often infuriating redemption process.
I have *other* complaints about MR, but the inflation/redemption side isn't one. I still feel like I get solid value for the points.
Compare to HH, with its massive restructuring of program twice in 5 years PLUS a bunch of big category jumps. Compare to IHG which was so built around the bonuses that the act of taking them away completely changes the program. Compare to SPG which I like as a program, but each single category jump can result in almost double the points required.
The type of hotel I now get for 330,000 points used to (typically) cost 270,000 points - but that 270k point world had lower earnings - slightly fewer points to Plats in general and 2 points per dollar fewer to credit card users. It also had a two-tier availability scheme that often made it tough to find 7 consecutive award nights.
At one point I did the math and came up with 8% net inflation for a Platinum member, assuming the property was hit with category creep one time. In exchange, redemption did get legitimately easier. For Golds, or for a property that jumped two categories, it's more like 15-20% inflation, but I'll still take the trade-off vs. the former, often infuriating redemption process.
I have *other* complaints about MR, but the inflation/redemption side isn't one. I still feel like I get solid value for the points.
Compare to HH, with its massive restructuring of program twice in 5 years PLUS a bunch of big category jumps. Compare to IHG which was so built around the bonuses that the act of taking them away completely changes the program. Compare to SPG which I like as a program, but each single category jump can result in almost double the points required.
#32
Join Date: May 2005
Posts: 1,338
To add to NDN's correct observation, there's *almost* no reason to ever use the Marriott Visa outside of a Marriott hotel. Perhaps there's a case for using it at foreign hotels, airlines, and rental agencies if it's the only FX-free card you hold, but I'd probably respond to that by saying "get a better FX-free card."....
#33
A FlyerTalk Posting Legend




Join Date: Jul 2002
Location: MCI
Programs: AA Gold 1MM, AS MVP, UA Silver, WN A-List, Marriott LT Titanium, HH Diamond
Posts: 53,010
Don't get me wrong: I like MR Plat, although I don't really miss it too much in my Gold years since there's so little difference between the two levels. It's just not worth enough to make me pay a great deal for it through the suboptimal use of credit cards.
#34
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Join Date: Jun 2004
Location: MSP
Programs: DL PM, MM, NR; HH Diamond, Bonvoy LT Gold, Hyatt Explorist, IHG Diamond, others
Posts: 12,163
But even for dining and travel, you're leaving a bunch of value on the table every single time you use it outside of Marriott.
Don't get me wrong: I like MR Plat, although I don't really miss it too much in my Gold years since there's so little difference between the two levels. It's just not worth enough to make me pay a great deal for it through the suboptimal use of credit cards.
Don't get me wrong: I like MR Plat, although I don't really miss it too much in my Gold years since there's so little difference between the two levels. It's just not worth enough to make me pay a great deal for it through the suboptimal use of credit cards.
Whether that's sufficient value varies.
#35
Join Date: May 2005
Posts: 1,338
Your argument is a complete fail. You can't debate without providing a factual basis for your assertion (which there isn't even one). Rewards CC point/mile accumulation is a complete YMMV situation based on business affiliations, home airports, personal preference, etc and most important: what you can redeem them for. I can redeem MR points for over 3c during holidays. You can't beat that with a Barclay's 2% card and bringing up Chase URs or Citi TYP is irrelevant as that is also based on redemption. You're talking to someone that he and his wife MS on non-marriott cards in the hundreds of thousands. Getting 1.5c on Travel and Food (based on TPG valuations) and the $3k/night is a good return.
#36
A FlyerTalk Posting Legend




Join Date: Jul 2002
Location: MCI
Programs: AA Gold 1MM, AS MVP, UA Silver, WN A-List, Marriott LT Titanium, HH Diamond
Posts: 53,010

