Jun 12, 2014, 11:11 am
Last edit by: CodeAdam10
For discussion of the now expired offer for a 35K signup bonus, see Amex SPG 35,000 business and personal cards-2016 [No referral offers in this thread.]
USA-issued card benefits changed on August 11, 2015. (Announcement & extended discussion at American Express and Starwood enhance cobrand credit card benefits.) The benefits are slightly different for personal and business cards:
Public Links:
- The Annual Fee is $450.
- Earn 6x at Marriott properties; 3x on restaurants and airfare; 2x on all other purchases.
- Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels
- FREE NIGHT AWARD: Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel.
- COMPLIMENTARY GOLD ELITE STATUS: Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card. Earn Marriott Bonvoy Platinum Elite status after making $75,000 in eligible purchases on your Card in a calendar year.
- Other Highlighted Benefits: Priority Pass Select Membership, Global Entry credit, No Foreign Transaction fees.
- $125 Annual Fee (If application received before 03/28/19, $0 intro annual fee for the first year, then $95)
- Earn 6x at Marriott properties; 4x at U.S. restaurants, at U.S. gas stations, on wireless telephone services & on U.S. purchases for shipping; 2x on all other purchases.
- Free Night Award: Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel.
- Complimentary Silver Elite Status
- No Foreign Transaction Fees
Other related discussion:
USA-issued card benefits changed on August 11, 2015. (Announcement & extended discussion at American Express and Starwood enhance cobrand credit card benefits.) The benefits are slightly different for personal and business cards:
Public Links:
- Personal [Marriott Bonvoy Brilliant American Express Card]: https://www.americanexpress.com/us/credit-cards/card/marriott-bonvoy-brilliant
- The Annual Fee is $450.
- Earn 6x at Marriott properties; 3x on restaurants and airfare; 2x on all other purchases.
- Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels
- FREE NIGHT AWARD: Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel.
- COMPLIMENTARY GOLD ELITE STATUS: Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card. Earn Marriott Bonvoy Platinum Elite status after making $75,000 in eligible purchases on your Card in a calendar year.
- Other Highlighted Benefits: Priority Pass Select Membership, Global Entry credit, No Foreign Transaction fees.
- Business [Marriott Bonvoy Business Card]: https://www.americanexpress.com/us/c...s-credit-card/
- $125 Annual Fee (If application received before 03/28/19, $0 intro annual fee for the first year, then $95)
- Earn 6x at Marriott properties; 4x at U.S. restaurants, at U.S. gas stations, on wireless telephone services & on U.S. purchases for shipping; 2x on all other purchases.
- Free Night Award: Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel.
- Complimentary Silver Elite Status
- No Foreign Transaction Fees
- Discussion of Amex "one bonus per lifetime" policy (personal & business cards)
- Annual fee retention bonus for Starwood Amex Card
- American Express and Starwood enhance cobrand credit card benefits
- How to keep SPG points from expiring after 12 months of account inactivity
- New Card Art for the US Starwood Preferred Guest Credit Card from American Express
SPG American Express [Master Thread]
Jan 29, 2018, 3:21 pm
#3331
Company Representative - Starwood
Join Date: Nov 2000
Location: Austin, Texas
Programs: Marriott Employee Level
Posts: 31,593
Curious if anyone has suggestions. I used my SPG Amex at an Autograph Collection (Artisan in Bogota) property. Amex did not pick it up as a Marriott property, so I didn't get the 2x points, and Amex is insisting there is nothing they can do about it. Any suggestions? (When Chase doesn't pick up the eligible stay automatically, I've never had a problem getting them to adjust it.)
Best regards,
William R. Sanders
Social Media Specialist
Starwood Hotels & Resorts LLC
[email protected]
Jan 31, 2018, 6:47 pm
#3332
Join Date: Oct 2014
Location: ATL
Programs: MR/SPG Plat, HH Gold, DL PM
Posts: 413
This can sometimes happen when properties aren't flagged on American Express' end for whatever reason. If you send us your SPG account details to the email address below, we can see if we can get it sorted.
Best regards,
William R. Sanders
Social Media Specialist
Starwood Hotels & Resorts LLC
[email protected]
Best regards,
William R. Sanders
Social Media Specialist
Starwood Hotels & Resorts LLC
[email protected]
Feb 26, 2018, 12:29 pm
#3333
FlyerTalk Evangelist
Join Date: Jun 2006
Location: IAD/DCA
Posts: 31,797
from my september 2017 statement >
is following first/only offer so far? hopefully more (much better ones) this year
We are amending the How you receive additional points sub-section of the How Your Reward Program Works section by inserting the below after the last paragraph:
From time to time, we may make promotional offers of bonus points. These offers include terms about how you can earn the bonus points and when you can use them.
We are amending the When we transfer points sub-section of the How Your Reward Program Works section by inserting the below after the last sentence:
Bonus points received from your Card will be posted to your SPG ® account up to 12 weeks after the end of each month.
From time to time, we may make promotional offers of bonus points. These offers include terms about how you can earn the bonus points and when you can use them.
We are amending the When we transfer points sub-section of the How Your Reward Program Works section by inserting the below after the last sentence:
Bonus points received from your Card will be posted to your SPG ® account up to 12 weeks after the end of each month.
Feb 28, 2018, 3:57 pm
#3334
Join Date: Dec 2017
Posts: 45
Close SPG Personal or Biz
My wife has both personal and business SPG. Her annual fee is approaching for both. I would like her to keep one of them, is there a pro/con to keeping one or the other? Please advise. Thanks!
Feb 28, 2018, 4:05 pm
#3335
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,140
Feb 28, 2018, 4:12 pm
#3336
Join Date: Dec 2017
Posts: 45
What about the affect on personal credit report? If I close the personal, won't it lower her credit utilization?
Mar 1, 2018, 3:12 pm
#3337
Join Date: Apr 2017
Posts: 13
Yes your available credit goes down, but who carries a balance anyway? You can also transfer the credit line to a different card(including business) when closing. I'd keep the biz just for lounge access.
Mar 1, 2018, 3:15 pm
#3338
Join Date: Dec 2017
Posts: 45
I am not talking about carrying a balance, I am talking about her credit score since much of it is utilization, so if she has about 15k in credit on the personal card, and uses very little of it, so her utilization is low that's great, but if she closes the account, her overall available amount of credit has just gone down, so wouldn't that lower her credit score? Also, when I tried to product change my SPG they wouldn't offer any options.
Mar 1, 2018, 3:56 pm
#3339
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
I am not talking about carrying a balance, I am talking about her credit score since much of it is utilization, so if she has about 15k in credit on the personal card, and uses very little of it, so her utilization is low that's great, but if she closes the account, her overall available amount of credit has just gone down, so wouldn't that lower her credit score? Also, when I tried to product change my SPG they wouldn't offer any options.
Mar 1, 2018, 8:28 pm
#3340
FlyerTalk Evangelist
Join Date: Jan 2007
Location: BOS/UTH
Programs: AA LT PLT; QR GLD; Bonvoy LT TIT
Posts: 12,753
The things which move credit scores are a total black box to me. Because I travel so much, I sold my condo three years ago; causing my credit score to drop roughly 100 points. Apparently the reason is that since I no longer owned any real property, there was nothing for creditors to go after in the event of a collection problem. The fact that I never carried a balance and always paid everything on time apparently was irrelevant. Go figure.
Mar 7, 2018, 6:32 pm
#3341
FlyerTalk Evangelist
Join Date: Apr 2008
Location: LGA/JFK/EWR
Programs: UA 1K1.75MM, Hyatt Globalist, abandoned Marriott LTT (RIP SPG), Hertz PC
Posts: 21,169
Abnormal posting delay - no points yet, mine have all typically posted on the 4th or 5th of every month going back a couple years now.
Mar 7, 2018, 8:27 pm
#3342
A FlyerTalk Posting Legend
Join Date: Apr 2013
Location: PHX
Programs: AS 75K; UA 1MM; Hyatt Globalist; Marriott LTP; Hilton Diamond (Aspire)
Posts: 56,455
You don't have to carry a balance to show utilization.
If I have a $25k limit on the SPG card, charge $5k every month, and pay it off in full every month after the statement closes, my credit report will still show utilization of 20%.
If I have a $25k limit on the SPG card, charge $5k every month, and pay it off in full every month after the statement closes, my credit report will still show utilization of 20%.
Mar 8, 2018, 11:58 am
#3343
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,014
Is anyone seeing retention offers on the SPG Business card? My wife's AF is due.
I cancelled mine last time, but I'm willing to close and re-open each year to avoid the AF.
I cancelled mine last time, but I'm willing to close and re-open each year to avoid the AF.
Mar 8, 2018, 12:25 pm
#3344
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Mar 8, 2018, 3:51 pm
#3345
Join Date: Sep 2009
Location: Somewhere between YXU and YYZ
Programs: Marriott Lifetime Titanium Hilton Diamond AC*75K
Posts: 618
I am a Marriott Visa card holder in Canada, its about to expire and I have received an offer for the SPG Amex and 25K points.
I have held the SPG card (once) a while ago (at least 4-5 years ago)
I know Amex is saying once per lifetime on all bonuses so obvious question is anyone get their bonus for this card again?
I thought I read somewhere that the once per lifetime kicked in on a certain date and that if you held it before then, you were OK.
Bottom line, should I bother applying as I don't want it if I don't get the bonus
(well really, I dont want to pay the fee unless I am getting a bonus)
I have held the SPG card (once) a while ago (at least 4-5 years ago)
I know Amex is saying once per lifetime on all bonuses so obvious question is anyone get their bonus for this card again?
I thought I read somewhere that the once per lifetime kicked in on a certain date and that if you held it before then, you were OK.
Bottom line, should I bother applying as I don't want it if I don't get the bonus
(well really, I dont want to pay the fee unless I am getting a bonus)