15N for North America only, fair?
#16
Join Date: Apr 2016
Location: YUL
Programs: AC E75, WS Gold, Hyatt Globalist, Marriott Titanium, Hilton Diamond, GHA Plat, UA Silver, SQ Silver
Posts: 215
If the reason behind are due to intercharge fees why is there still a SPG Amex card in the UK?
https://www.americanexpress.com/uk/c...t-credit-card/
https://www.americanexpress.com/uk/c...t-credit-card/
You would had observed that many CC closed in the UK in the last 2 years and almost every card reduced its earning rate or reduced benefits.
#17
Join Date: Apr 2015
Location: Sweden
Programs: Marriott Platinum - LT Gold
Posts: 688
Why cant be a SPG Amex UK card? I am sorry i am not getting the question. For amex& marriott - the Annual Fee and the benefits given by the card makes sense in their books - so they issue the card.
You would had observed that many CC closed in the UK in the last 2 years and almost every card reduced its earning rate or reduced benefits.
You would had observed that many CC closed in the UK in the last 2 years and almost every card reduced its earning rate or reduced benefits.
There's also a Japanese version from Amex without the Elite nights as well. I'm pretty sure Japan has equal intercharge rates as in the US
https://www.americanexpress.com/jp/c...ed-guest-card/
#18
Join Date: Apr 2016
Location: YUL
Programs: AC E75, WS Gold, Hyatt Globalist, Marriott Titanium, Hilton Diamond, GHA Plat, UA Silver, SQ Silver
Posts: 215
Yep without the 15 elite nights for no reason. That's why this thread was created smarty pants.
There's also a Japanese version from Amex without the Elite nights as well. I'm pretty sure Japan has equal intercharge rates as in the US
https://www.americanexpress.com/jp/c...ed-guest-card/
There's also a Japanese version from Amex without the Elite nights as well. I'm pretty sure Japan has equal intercharge rates as in the US
https://www.americanexpress.com/jp/c...ed-guest-card/
In a cobranded card - the brand (say Marriott) allows the issuer to use that brand and also provide brand specific benefits in return of some $ or/ and percentage of interchange fee + annual fees etc.
In certain markets the brand feels like it cannot provide such benefits due to cost vs gain ratio. And thus it excludes specific benefits.
In this case - the Japanese card comes at circa 310 USD fees = 240 GBP Annual Fee. And because of that it provides a 50K certificate and if my google translate is correct - it does provide 5 EQN on anniversary (under "Faster acquisition of Platinum Elite") . I don't speak or read or write japanese - so spare me from translation mistakes.
I am guessing because of the high Annual Fee & interchange & also consumer market (volume) - the card offers these benefits where as the UK card is just 75 GBP if i remember correctly.
Last edited by jugaadkabaap; Dec 20, 2019 at 3:18 pm
#19
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,535
If 10N for events ends 2020, I started to think is 15N for North America credit card only, fair?
For the new Marriott master card in UAE, only get5N credits per year, not to mention the rest of the world as some smaller wealthy country who might have strong contributions for per members but can never have a Marriott credit card such as Singapore or Hong Kong, is this even fair at all the North America can keep 35N a year for Plat while the rest of the world needs to spend 50N, and we get the exactly the same Platinum benefit with North America costume but we rest of world more difficult to keep status.
Is this even fair or Bonvoy a US only program??
For the new Marriott master card in UAE, only get5N credits per year, not to mention the rest of the world as some smaller wealthy country who might have strong contributions for per members but can never have a Marriott credit card such as Singapore or Hong Kong, is this even fair at all the North America can keep 35N a year for Plat while the rest of the world needs to spend 50N, and we get the exactly the same Platinum benefit with North America costume but we rest of world more difficult to keep status.
Is this even fair or Bonvoy a US only program??
Amex US Hilton Aspire cardholders get Diamond straight up without any nights needed. If anything, that's even more unfair.
#20
Join Date: Apr 2016
Location: YUL
Programs: AC E75, WS Gold, Hyatt Globalist, Marriott Titanium, Hilton Diamond, GHA Plat, UA Silver, SQ Silver
Posts: 215
As much as I agree, I wont complain - only reason I am keeping that card even as someone based in Canada. At the same time, it is one of the most rewarding CC across the spectrum - a really good package.
#21
Join Date: Feb 2008
Location: In the air
Programs: Hyatt Globalist, Bonvoy LT Plat, Hilton Gold, GHA Tit, BA Gold, Turkish Elite
Posts: 8,720
If the reason behind are due to intercharge fees why is there still a SPG Amex card in the UK?
https://www.americanexpress.com/uk/c...t-credit-card/
https://www.americanexpress.com/uk/c...t-credit-card/
In the EU there are some limited miles based credit cards in some countries, but the earning rates are a fraction of US ones, lack generous freebies like free elite nights and don’t come with massive joining bonuses. It’s just a factor of the current US credit boom.
#22
Join Date: Feb 2018
Programs: Bonvoy :Ambassador , ALL :Diamond, Skywards :Silver, Krisflyer :Silver
Posts: 2,808
I believe target market also plays role here.
US pretty much where majority of Marriott hotels located and most of the Bonvoy members are based in US.
It just like why Singapore Airlines only offer co branded cards in Singapore, Indonesia, Japan, Malaysia, and Philipines.
Even though they do fly to US and US based peoples can apply for Krisflyer membership.
US pretty much where majority of Marriott hotels located and most of the Bonvoy members are based in US.
It just like why Singapore Airlines only offer co branded cards in Singapore, Indonesia, Japan, Malaysia, and Philipines.
Even though they do fly to US and US based peoples can apply for Krisflyer membership.
#23
Join Date: Apr 2015
Location: Sweden
Programs: Marriott Platinum - LT Gold
Posts: 688
I believe target market also plays role here.
US pretty much where majority of Marriott hotels located and most of the Bonvoy members are based in US.
It just like why Singapore Airlines only offer co branded cards in Singapore, Indonesia, Japan, Malaysia, and Philipines.
Even though they do fly to US and US based peoples can apply for Krisflyer membership.
US pretty much where majority of Marriott hotels located and most of the Bonvoy members are based in US.
It just like why Singapore Airlines only offer co branded cards in Singapore, Indonesia, Japan, Malaysia, and Philipines.
Even though they do fly to US and US based peoples can apply for Krisflyer membership.
Best solution is, and something I hope Amex is working on, is a better deal for Amex Plats and start to include 15 elite nights for all Amex Platinum cards instead of just giving away worthless Bonvoy Gold for free. Marriott Gold was great from 2017 and back but not in 2018 and forward. That's the easiest solution to everything and it's possible to get Amex Platinum almost in any well developed country in the world. If internationals wants to spend 35 nights extra with Marriott they get Platinum.
Obviously Marriott won't cancel their CC business in NA as there is money to be made.
Another solution is to offer double or triple night promotions more often to internationals. Have had it once every year which has personally helped me secure Titanium.
#24
Join Date: Feb 2008
Location: In the air
Programs: Hyatt Globalist, Bonvoy LT Plat, Hilton Gold, GHA Tit, BA Gold, Turkish Elite
Posts: 8,720
I believe target market also plays role here.
US pretty much where majority of Marriott hotels located and most of the Bonvoy members are based in US.
It just like why Singapore Airlines only offer co branded cards in Singapore, Indonesia, Japan, Malaysia, and Philipines.
Even though they do fly to US and US based peoples can apply for Krisflyer membership.
US pretty much where majority of Marriott hotels located and most of the Bonvoy members are based in US.
It just like why Singapore Airlines only offer co branded cards in Singapore, Indonesia, Japan, Malaysia, and Philipines.
Even though they do fly to US and US based peoples can apply for Krisflyer membership.
#25
Join Date: Apr 2015
Programs: Some
Posts: 5,252
I think the correct way to think about this is Marriott status in the US is close to worthless a lot of the time, therefore Marriott has decided to offer a route to make it easier so that those who wouldn't otherwise bother decide it could be worthwhile. Yes, it's harder to earn status in Europe or Asia, but at the end of the day it's so much more valuable to hold status in Europe and, in particular, Asia that this goes a long way to explaining the discrepancy. Of course, this means that those lucky individuals with US residency who spend most of their nights abroad are unfairly advantaged, but that accounts for a pretty small minority of members, I imagine.
As unfair as Marriott giving away free nights to US residents is, I'd much rather this than e.g. Hilton who give away Diamond for free with a credit card fee, which truly devalues HHonors status entirely. At least those who get the credit card nights with Marriott still have to put in quite a few nights to make a worthwhile status level (and quite a lot of spend to make Ambassador).
As unfair as Marriott giving away free nights to US residents is, I'd much rather this than e.g. Hilton who give away Diamond for free with a credit card fee, which truly devalues HHonors status entirely. At least those who get the credit card nights with Marriott still have to put in quite a few nights to make a worthwhile status level (and quite a lot of spend to make Ambassador).
#26
Join Date: Nov 2015
Location: Hsinchu, Taiwan
Programs: Marriott Titanium, Hyatt Globalist, HH Diamond
Posts: 70
It is totally fair. Asian/EU Marriott properties when I stay at a cat 3-4, the equivalent level of hard and soft product in the U.S is a cat 5-6+. We typically pay more for less. And in the U.S. status doesn't mean much either , I'd rather have breakfast in any Asian/EU Marriott than the U.S. . That 15 nights credit just levels the playing field by a bit. I feel the same way about Hyatt.
#27
Join Date: Jun 2016
Programs: Marriott Titanium, Hilton Diamond, Hyatt Explorist, Marco Polo Gold
Posts: 1,084
To be honest, business is never about fairness but maximizing revenue/profit. This is like whining "Is it fair St. Regis Chengdu only charges $200 USD a night but New York charges $800 USD a night", we all know why there's a differentiation in pricing. Same goes for promotions. It has to be based on local competition, market share, value appreciation, etc. So that's one reason. Another reason is legal. Remember in other regions the local laws could prohibit a business to be too aggressive in promotions, to protect competing local businesses. Many people forget about that when comparing corporate strategy around the world.
It's business, not fairness.
It's business, not fairness.
#28
Join Date: Jun 2016
Programs: Marriott Titanium, Hilton Diamond, Hyatt Explorist, Marco Polo Gold
Posts: 1,084
It is totally fair. Asian/EU Marriott properties when I stay at a cat 3-4, the equivalent level of hard and soft product in the U.S is a cat 5-6+. We typically pay more for less. And in the U.S. status doesn't mean much either , I'd rather have breakfast in any Asian/EU Marriott than the U.S. . That 15 nights credit just levels the playing field by a bit. I feel the same way about Hyatt.
#29
Suspended
Original Poster
Join Date: Dec 2016
Posts: 319
Of course it's not fair. It's also not fair that, for example, I have to meet a spend requirement to earn elite status with US-based airlines while non-US residents don't. Or any number of other regional promotions/restrictions/market segmentation strategies used by companies the world over that aren't fair either.
If the program doesn't work for you, move on and find another one that's a better fit.
If the program doesn't work for you, move on and find another one that's a better fit.
if one day they starting giving Platinum for free like Hilton did with Amex for absolutely no reason anyone can get diamond without stay , I will immediately leave.
#30
Suspended
Original Poster
Join Date: Dec 2016
Posts: 319
exactly. World of Hyatt credit card only giving 5 night credits, while marriott giving 15N for free, while UK and Japan SPG card got nothing, doesn't make any sense.