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Originally Posted by tonyflyer
(Post 21440967)
I can confirm Citi Biz AA does treat NW Buxx load as CA :td:
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Originally Posted by liw5215
(Post 21462685)
no pull whatsoever.
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It appears that Barclay codes Nationwide Buxx loads asFINANCIAL INSTITUTIONS-MERCHANDISE SALES. I don't see that MCC listed EXACTLY that way, but I'm thinking it might be MCC 6012.
Can anyone confirm: a) Whether points are earned or not? b) Whether cash advance fees are triggered or not? I'd appreciate the benefit of anyone's experience (as opposed to supposition). Thanks. ---- EDIT ---- Belay that. Statement posted. Confirmed YES on points, NO on cash advance. |
Hi. I can confirm that my US BANK Visa Buxx loads with my citi hilton reserve card are marked as purchases and yes i received HHonors points.
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Originally Posted by adbestservice
(Post 21465708)
I can confirm it too. Citi AA does treat NW buxx load as CA.
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Originally Posted by phantomtiger
(Post 21448864)
Which is the best Visa Buxx card to have?
I have read some of the posts and some bloggers as well. Seems many like the US Bank Buxx card but don't work for me as I don't have any US Bank within at least 100miles for me to take out money via ATM with no fees (fees from both USB and non-USB ATMs usage). My friend have the Nationwide Buxx but he is not crazy about it as they often call him when he loads to Serve via NW buxx card. I plan to use the Visa Buxx card to : 1)link to Serve account. Then use CC to load the Buxx debit then load to Serve 2)use CC to load the Buxx debit and also take money out via ATM.-- not completely sure if I could get shut down if I use Buxx to take out money on a regular basis - either by the CC bank funding the debit Buxx (ex: Citi or Chase etc) or by the Buxx card bank itself? 3)not sure if Buxx debit can be use to purchase Money orders but if possible then thats another route I will take on occasions. Notice the Buxx cards are mainly for "teenage users", but I have only young kids so the Buxx card will be for me to use, but I'm a teenager at heart:D, not sure if I could sign up for a Buxx card for myself? Which card is best for me. In terms of overall cost (cost to load), ATM access for withdraws., use of CC to fund Buxx debit, limits on loads, limits on withdraws, etc etc Data: I'm in the NYC area so no access to Walmarts but have many banks in area but unfortunately no US Banks or ATMs associated with USB to speak of--at least none I've ever come across. PM me if you like. I welcome any replies--no matter if its good news or bad as I will probably learn from both. Thanks and Cheers to all. Have a nice day:) |
I just looked through the cardholder agreement for the US Bank Buxx. There is no mention of a maximum load amount, just a maximum per month of $2000. Can you load $2000 one time and pay the $2.50 value transfer fee?
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Originally Posted by CrediPig
(Post 21472063)
I just looked through the cardholder agreement for the US Bank Buxx. There is no mention of a maximum load amount, just a maximum per month of $2000. Can you load $2000 one time and pay the $2.50 value transfer fee?
https://usbank.visabuxx.com/index.cfm -> click bottom of the page "Cardholder Agreement" |
Originally Posted by blt7cd
(Post 21471813)
Buxx can be used to purchase a money order. It also works fine for wm bill pay. USBank Buxx is better in my opinion because of the higher load limit.
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Got it. Thanks. Looks like NW is cheaper - $2.00 loads.
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Originally Posted by blt7cd
(Post 21471813)
Buxx can be used to purchase a money order. It also works fine for wm bill pay. USBank Buxx is better in my opinion because of the higher load limit.
I am in the same position as the other poster as I also live in NYC and have no access to any US Banks (or associated ATMs fee free ), so the withdrawing money via ATM will be expensive option (will get hit with fees from both ends). Also no Walmart option either for me in NYC. The NW Buxx at least is fee free for ATMs as they have some fee free ATM options in NY. Wondering if the USB Buxx is still the better option? Thoughts anyone. |
Will this work?
Maybe rather than trying to figure out which Buxx card to get, I will get 2 cards instead. Planning on getting the US Bank Buxx and the NW Buxx together.
Plan to use same Chase CC to fund both Buxx cards (will avoid Citi CC as this seems risky). Using Chase as an example as wife and I plan to get the Ink cards but they have a much higher spend requirement. 1) Link the USB debit Buxx card to Serve acct and fund the Serve acct using the Chase CC via Buxx. Will use Serve to send money monthly to other Serve members , they will withdraw money via ATM or deposit to bank acct and take out from bank. (me to wife then she will send to her mother and back to me, so A to B-C-A route). This way everyone gets to get more miles using Serve. Note: heard Serve won't allow new CC to be linked to Serve accts (cards under 90days old are not allowed)- so can't use the Serve option to meet minimum spending to get card sign on bonus. Funding instead to a Buxx debit card link to Serve might work as I am not linking the CC directly to Serve--am I correct on this?? 2) Then get the NW Buxx card and will also fund this card with same Chase CC. Will not link the NW card to anything, just to load with CC and then take cash out via ATM . I have a few allpoint ATMs near me that are fee free if using the NW card for cash withdraws. US Bank card not an option as no ATMs anywhere in NYC, so thinking of the NW card for this purpose. 3) Link the Chase CC directly to Amz payment to get more required card spending done. 4) Could always use either or both Buxx cards to purchase MO but having a very difficult time doing this as I have not found any places that I could use a debit or credit card to buy MO in NYC. All places I've been to only accept cash for MOs. PM me if you have places in NYC that I can get MOs as I don't have any Walmarts here. Will all the above work or only some? Will Chase close me down for funding and loading too many Buxx cards? Appreciate any feedback on this before I get into too much trouble (yes, wife already told me I think too much and will get into trouble soon enough, haha, gotta love her:D) Thanks |
I'll just mention that from my experience with the NW card withdrawing from Allpoint ATMs, I never had the Allpoint ATM fee credited back automatically, despite trying a couple different ATMs. Each time, there was a $1 fee charged to my account, and each time, I had to call NW to get it credited back. It got annoying pretty fast.
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Originally Posted by y2chen
(Post 21473051)
I'll just mention that from my experience with the NW card withdrawing from Allpoint ATMs, I never had the Allpoint ATM fee credited back automatically, despite trying a couple different ATMs. Each time, there was a $1 fee charged to my account, and each time, I had to call NW to get it credited back. It got annoying pretty fast.
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Seems to me the best (cheapest) liquidation of these cards is MO and BillPay. ATM is pricier.
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