If you're one of the guys that's cracked the code on how to load One at SCO please send me PM, I have a quick basic question.

Two questions

1. For barcode loading, is it action 70 and then they just scan it or is it another action?

2. If you barcode load, can you use 4 gebit swipes?

So please let everyone know if Bank One accepted your deposit from a WF business account as a DD.
That will be most helpful 😉

Actually, more than acceptable ;)

I need to now read the T&C’s for demand deposit accounts before committing.

Well, the game changes quickly😖

The APR is now down to 3% and only for the first $5000. Anything above that is 1%, so this isn’t a Discover account😟
Furthermore, the savings account is tied to some “save autopay” requirement which I haven’t figured out yet.

It took them all of 2 weeks to drop the APR 2%😡

Gotta wonder if this is going to be one of ‘those’ accounts.

It works👍

I just checked my app, it is showing 5% on my savings account.
https://cimg1.ibsrv.net/gimg/www.fly...03ed222902.png

where are you seeing 3%? the website one.app still says 5%

One issue I noticed with this product is the long delay for money transfers. I started a transfer from Bank of America to it on 9/1, and it is saying the money will be available on 9/8.

Check the WM website for the card

from walmart website
3.00% annual percentage yield (APY) applies only to Pay Autosave balances up to $5,000. Pay Autosave balances over $5,000 and all other Save balances will earn 1.00% APY. APYs as of 3/23/23 but may change at any time before or after account is opened.

from https://www.one.app/

• 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and Even Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.
  APYs are as of 8/25/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.

We had major bank runs in March this year. All regional banks are paying higher rates now. One can easily get 5% rate from ETFs like SHV.

https://www.ishares.com/us/products/...asury-bond-etf
30 Day SEC Yield as of Aug 31, 20235.00%

You are right,
but this is a Walmart card and their website had originally said 5% as well and now it says 3%.

Don’t know who is right but my money is on the WM site😮
And has anyone figured out the gibberish on pockets etc.???

I opened the account a few days back and I am getting 5% right now. So my money is with the app side.

Monday was a bank holiday.

Maybe a call on Tuesday will shed some light on the subject.

look at the dates that the user quoted in bold