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Plastiq for rent, tuition, utilities, etc.(2017)

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Old Jan 31, 2017, 10:50 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.

Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa

Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16

Restrictions
New VISA payments are not being accepted for mortgages.
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Plastiq for rent, tuition, utilities, etc.(2017)

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Old Nov 8, 2017, 12:54 pm
  #736  
formerly known as s2kdriver80
 
Join Date: Nov 2014
Location: Long Island, New York, USA (JFK <--> OTP)
Programs: Delta SkyMiles, SPG, Marriott Rewards, Amex MR, Chase UR
Posts: 317
Originally Posted by BuBu4
if its residential, you should be fine.
heres a cool chart from frequentmiler



http://frequentmiler.boardingarea.co...amex-payments/
Cool thanks!
DeltaFlyer IntrepidClass is offline  
Old Nov 8, 2017, 2:04 pm
  #737  
 
Join Date: Dec 2015
Posts: 25
Random email today from Plastiq:

Hi XXXXXXX,

This is an update regarding transactions on Plastiq. I've seen a lot of inquiries lately as to which cards we can accept for which transactions. I'd like to clarify this by outlining which industries/payments are supported:

American Express: Government, Utilities, Education, Residential Rent, and Club Fees & Memberships are the only supported industries
Discover: All industries are supported
MasterCard: All industries are supported
Visa: All industries are supported (with the exception of mortgage payments)

Please let me know if you'd like to make a payment in a specific industry, but do not have a card on file that can be used due to restrictions for that industry. I can assist in ensuring you will have no interruptions with any payments you need to make for your business. We can also explore other options available to you and your business.

I'm always available to answer any questions you may have.

Best,

XXXXXXX
GlobalPuros is offline  
Old Nov 8, 2017, 3:37 pm
  #738  
 
Join Date: Aug 2017
Posts: 33
anyone tried making a car payment(purchase) to Toyota Financial? Any luck with extra points?
E46M3 is offline  
Old Nov 8, 2017, 9:00 pm
  #739  
 
Join Date: Apr 2013
Posts: 227
So, to pay Canada revenue agency using plastiq service with a Canadian issued American Express small business platinum membership rewards card is currently possible?
Jared Ito is offline  
Old Nov 9, 2017, 7:18 am
  #740  
 
Join Date: May 2017
Posts: 21
Originally Posted by GlobalPuros
Random email today from Plastiq:

Hi XXXXXXX,

This is an update regarding transactions on Plastiq. I've seen a lot of inquiries lately as to which cards we can accept for which transactions. I'd like to clarify this by outlining which industries/payments are supported:

American Express: Government, Utilities, Education, Residential Rent, and Club Fees & Memberships are the only supported industries
Discover: All industries are supported
MasterCard: All industries are supported
Visa: All industries are supported (with the exception of mortgage payments)

Please let me know if you'd like to make a payment in a specific industry, but do not have a card on file that can be used due to restrictions for that industry. I can assist in ensuring you will have no interruptions with any payments you need to make for your business. We can also explore other options available to you and your business.

I'm always available to answer any questions you may have.

Best,

XXXXXXX
I received the same email.
Whorne is offline  
Old Nov 9, 2017, 7:32 pm
  #741  
FlyerTalk Evangelist
 
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Originally Posted by email from Plastiq
American Express: Government, Utilities, Education, Residential Rent, and Club Fees & Memberships are the only supported industries
Club Fees & Memberships? Does that include insurance payments to AAA, because Plastiq can't tell apart insurance payments to AAA from membership payments to AAA? (I did a couple AAA SoCal insurance payments half a year ago with an Amex with no problem, to a AAA Socal address they had on file already, but I don't know if Plastiq included more categories back then for Amex or not.)
sdsearch is offline  
Old Nov 9, 2017, 8:56 pm
  #742  
 
Join Date: Oct 2015
Posts: 116
Originally Posted by Jared Ito
So, to pay Canada revenue agency using plastiq service with a Canadian issued American Express small business platinum membership rewards card is currently possible?
American Express: Government, Utilities, Education, Residential Rent, and Club Fees & Memberships are the only supported industries
Discover: All industries are supported
MasterCard: All industries are supported
Visa: All industries are supported (with the exception of mortgage payments)
elegua is offline  
Old Nov 14, 2017, 9:06 am
  #743  
 
Join Date: Jan 2016
Programs: Ink/Sapphire/Freedom/SPG
Posts: 338
Anyone got the email for ACH payments?

I did but not sure if I can do for existing payments or should i add new ones.
rocky_nnc is offline  
Old Nov 14, 2017, 6:02 pm
  #744  
c2d
 
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Added my mortgage today as a new recipient (servicer changed), and got the Visa error. If I made a payment with a Mastercard once, would I be able to switch to my CIP Visa for the next month? (I do have another mortgage that is still working with CIP Visa).
c2d is offline  
Old Nov 20, 2017, 8:19 am
  #745  
 
Join Date: Jan 2016
Programs: Ink/Sapphire/Freedom/SPG
Posts: 338
"unfortunately, you would need to add your recipient as new for ACH funding and they create new payments for this functionality. our system wasn't designed to change over the funding method. sorry for the extra work " Plastiq CC
rocky_nnc is offline  
Old Nov 20, 2017, 12:38 pm
  #746  
 
Join Date: May 2008
Posts: 198
Originally Posted by ed765
Update: Making two payments on the same day (the previously scheduled one plus a much smaller one for the increase) worked. They were accepted.

The big payment is applied to the principal and interest, and the smaller to the escrow.
I am trying to make my first Plastiq payment to Cenlar (Mortgage). Should i pay with Mastercard first and switch to Visa (CIP)?. Or because its coded as Rent in Plastiq, i am ok to start with Visa CIP?. Also, should i lower my CA or anything?.
NBG007 is offline  
Old Nov 22, 2017, 10:41 pm
  #747  
 
Join Date: Jul 2003
Location: CA
Programs: AA PLT / MR LTPP 1/1/19 / Hilton Diamond
Posts: 541
Does CIP code 3x for all types of payments or just Rent/Real Estate? I'm able to pay my property tax through Plastiq, but need it to code 3x to make it worthwhile.
araknis is offline  
Old Nov 23, 2017, 9:22 pm
  #748  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Originally Posted by araknis
Does CIP code 3x for all types of payments or just Rent/Real Estate? I'm able to pay my property tax through Plastiq, but need it to code 3x to make it worthwhile.
IME, property tax coding for Plastiq varies from county to county. For MC, sometimes it comes as Miscellaneous Govt Svcs, and sometimes it codes as Utilities. No idea if either category codes as 3x on CIP, but regardless I wouldn’t do it unless you’re comfortable with the possibility that it may code as 1x.
milypan is offline  
Old Nov 23, 2017, 10:10 pm
  #749  
 
Join Date: Nov 2014
Location: USA
Posts: 1,084
Couple of recent DPs

Citi ATT Access More, statement closed and still posted as 3x for rent.

Amex back in business. Rent went though fine on SPG Biz recently
slivrflyr is offline  
Old Nov 24, 2017, 3:02 am
  #750  
 
Join Date: Oct 2015
Posts: 21
Tried to pay GEICO Insurance with an Amex card. No go.
liushu is offline  


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