2017 Shutdown Thread
Mar 31, 18, 10:15 am - Wikipost
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Apr 5, 17, 2:01 pm
#166
Suspended
Join Date: Dec 2013
Posts: 632
Originally Posted by AlohaDaveKennedy
Were you playing with ST Delta debits or CCs or just recycling paper there?
Originally Posted by Stgermainparis
You're talking checking? Savings? If you don't mind sharing, what was your MO volume and frequency?
Apr 6, 17, 1:55 pm
#167
Join Date: Jan 2014
Posts: 53
Add me to the DCU shutdown list. I was hoping based on my patterns and volume I would fly under the radar but no luck.
RIP DCU. You were the best.
RIP DCU. You were the best.
Apr 6, 17, 1:57 pm
#168
Join Date: Dec 2013
Location: NYC
Posts: 4,206
Originally Posted by traveltogo
Add me to the DCU shutdown list. I was hoping based on my patterns and volume I would fly under the radar but no luck.
RIP DCU. You were the best.
RIP DCU. You were the best.
Apr 6, 17, 2:16 pm
#170
Join Date: Sep 2015
Location: Los Angeles
Posts: 734
Originally Posted by traveltogo
$10-$15k/month for over a year.
Now can a moderator make it a rule that you can't post in the Shutdown thread without providing the following details:
Bank, Credit Card info.
Length of account before closure.
Volume of manufactured spending.
Etc...
Apr 6, 17, 4:35 pm
#171
Join Date: Jun 2015
Posts: 644
Originally Posted by traveltogo
$10-$15k/month for over a year.
Apr 8, 17, 7:57 pm
#172
Join Date: Jan 2010
Location: Austin
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, Marriott Titanium, UA *S
Posts: 352
I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Apr 8, 17, 9:05 pm
#173
Join Date: Mar 2011
Location: SAN
Programs: Delta Silver. Hilton Diamond.
Posts: 1,580
Originally Posted by Red Raider LV
I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Apr 8, 17, 9:14 pm
#174
Join Date: Sep 2015
Location: Los Angeles
Posts: 734
Originally Posted by Red Raider LV
I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Apr 11, 17, 4:23 pm
#175
Join Date: Feb 2013
Location: TX
Posts: 30
Originally Posted by NoonRadar
I haven't seen any DPs about Double Cash. What does normally get people shut down, maxing CL continuously, obvious online MS, something else?
Originally Posted by Happy
Definitely seems so. Citi Double Cash, CapOne QS, Spark, Venture, Barclays A+, Fido 2x, and even Chase UR cards when the UR pts transfer to parties not allowed by the T&Cs. All are currencies that can turn into ready cash or very close to cash.
Originally Posted by Happy
Go back to 2016 thread and the Citi shut down thread 2016. No definite answers but you can get the general culprits by reading thru what people reported. Plenty of it.
Bottom line, as AlohaDaveKennedy points out, the banks all play closer attention to their cards that effectively pay back in cash. if your preferred vehicles to MS are cash back cards, either you only do it very moderately (thus a waste of time/effort) or else you prepare for the eventual outcome. Banks dont like MS on their own inhouse cards that effectively pay back in cash.
Bottom line, as AlohaDaveKennedy points out, the banks all play closer attention to their cards that effectively pay back in cash. if your preferred vehicles to MS are cash back cards, either you only do it very moderately (thus a waste of time/effort) or else you prepare for the eventual outcome. Banks dont like MS on their own inhouse cards that effectively pay back in cash.
i have a citi im doing some MS on for the 5% cash back (but its capped at $300/year) category at drugstores, any DP's on if there is an amount of cashback that is causing the shutdowns?
Last edited by hotttoddie; Apr 11, 17 at 4:23 pm Reason: clarification
Apr 11, 17, 5:11 pm
#176
Join Date: Jul 2016
Location: NY
Posts: 514
Originally Posted by hotttoddie
i have a citi im doing some MS on for the 5% cash back (but its capped at $300/year) category at drugstores, any DP's on if there is an amount of cashback that is causing the shutdowns?
Apr 12, 17, 1:02 am
#177
Join Date: Dec 2013
Location: California
Posts: 263
Originally Posted by FrankMS
That's only $6K in spending over the whole year. I can't imagine CB would shut you down for that. Also, the department store bonus is hard to MS, so you might not meet $1500 in the late fall.
Apr 12, 17, 8:55 am
#178
Join Date: Jul 2016
Location: NY
Posts: 514
Originally Posted by sbft77
If you're talking about Citi Dividend, the cap is just $6000 per year; there's no $1500 per quarter cap.
Apr 14, 17, 11:22 am
#179
Join Date: Apr 2010
Posts: 137
Originally Posted by traveltogo
Add me to the DCU shutdown list. I was hoping based on my patterns and volume I would fly under the radar but no luck.
RIP DCU. You were the best.
RIP DCU. You were the best.
Please share if other has different RIP criteria.
Apr 14, 17, 11:30 am
#180
Join Date: Nov 2015
Posts: 539
Shutdown by Citi. All cards gone.
1) MS
2) MS
3) MS
4) WMBP and Bank payments from 5 different banks
Will miss the ATT card and qatar redemption
1) MS
2) MS
3) MS
4) WMBP and Bank payments from 5 different banks
Will miss the ATT card and qatar redemption
Last edited by kingofkingsforu; Apr 14, 17 at 11:42 am
