Apr 6, 2017, 2:38 pm
Last edit by: ChrisFlyer66
This is the thread for 2017. The 2018 discussion can be found here.
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
2017 Shutdown Thread
Apr 5, 2017, 2:01 pm
#166
Suspended
Join Date: Dec 2013
Posts: 632
Less than $50k a month in the biz. Personal was dormant.
Apr 6, 2017, 1:55 pm
#167
Join Date: Jan 2014
Posts: 71
Add me to the DCU shutdown list. I was hoping based on my patterns and volume I would fly under the radar but no luck.
RIP DCU. You were the best.
RIP DCU. You were the best.
Apr 6, 2017, 2:16 pm
#170
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
Thank you for providing the relevant bits.
Now can a moderator make it a rule that you can't post in the Shutdown thread without providing the following details:
Bank, Credit Card info.
Length of account before closure.
Volume of manufactured spending.
Etc...
Now can a moderator make it a rule that you can't post in the Shutdown thread without providing the following details:
Bank, Credit Card info.
Length of account before closure.
Volume of manufactured spending.
Etc...
Apr 8, 2017, 7:57 pm
#172
Join Date: Jan 2010
Location: Austin
Programs: AA EXP, Hyatt Glob, Hilton Diamond, Marriott Titanium, UA *S, BA Fanboy
Posts: 414
I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Apr 8, 2017, 9:05 pm
#173
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Apr 8, 2017, 9:14 pm
#174
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Is this actually MS?
Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have.
Apr 11, 2017, 4:23 pm
#175
Join Date: Feb 2013
Location: TX
Posts: 30
Go back to 2016 thread and the Citi shut down thread 2016. No definite answers but you can get the general culprits by reading thru what people reported. Plenty of it.
Bottom line, as AlohaDaveKennedy points out, the banks all play closer attention to their cards that effectively pay back in cash. if your preferred vehicles to MS are cash back cards, either you only do it very moderately (thus a waste of time/effort) or else you prepare for the eventual outcome. Banks dont like MS on their own inhouse cards that effectively pay back in cash.
Bottom line, as AlohaDaveKennedy points out, the banks all play closer attention to their cards that effectively pay back in cash. if your preferred vehicles to MS are cash back cards, either you only do it very moderately (thus a waste of time/effort) or else you prepare for the eventual outcome. Banks dont like MS on their own inhouse cards that effectively pay back in cash.
i have a citi im doing some MS on for the 5% cash back (but its capped at $300/year) category at drugstores, any DP's on if there is an amount of cashback that is causing the shutdowns?
Last edited by hotttoddie; Apr 11, 2017 at 4:23 pm Reason: clarification
Apr 11, 2017, 5:11 pm
#176
Join Date: Jul 2016
Location: NY
Posts: 523
That's only $6K in spending over the whole year. I can't imagine CB would shut you down for that. Also, the department store bonus is hard to MS, so you might not meet $1500 in the late fall.
Apr 12, 2017, 1:02 am
#177
Join Date: Dec 2013
Location: California
Posts: 264
If you're talking about Citi Dividend, the cap is just $6000 per year; there's no $1500 per quarter cap.
Apr 14, 2017, 11:22 am
#179
Join Date: Apr 2010
Posts: 137
Please share if other has different RIP criteria.
Apr 14, 2017, 11:30 am
#180
Join Date: Nov 2015
Posts: 559
Shutdown by Citi. All cards gone.
1) MS
2) MS
3) MS
4) WMBP and Bank payments from 5 different banks
Will miss the ATT card and qatar redemption
1) MS
2) MS
3) MS
4) WMBP and Bank payments from 5 different banks
Will miss the ATT card and qatar redemption
Last edited by kingofkingsforu; Apr 14, 2017 at 11:42 am