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Originally Posted by AlohaDaveKennedy
(Post 28125795)
Were you playing with ST Delta debits or CCs or just recycling paper there?:cool:
Originally Posted by Stgermainparis
(Post 28125057)
You're talking checking? Savings? If you don't mind sharing, what was your MO volume and frequency?
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Add me to the DCU shutdown list. I was hoping based on my patterns and volume I would fly under the radar but no luck.
RIP DCU. You were the best. |
Originally Posted by traveltogo
(Post 28139208)
Add me to the DCU shutdown list. I was hoping based on my patterns and volume I would fly under the radar but no luck.
RIP DCU. You were the best. |
$10-$15k/month for over a year.
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Originally Posted by traveltogo
(Post 28139242)
$10-$15k/month for over a year.
Now can a moderator make it a rule that you can't post in the Shutdown thread without providing the following details: Bank, Credit Card info. Length of account before closure. Volume of manufactured spending. Etc... |
Originally Posted by traveltogo
(Post 28139242)
$10-$15k/month for over a year.
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I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS? Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have. |
Originally Posted by Red Raider LV
(Post 28148656)
I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS? Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have. |
Originally Posted by Red Raider LV
(Post 28148656)
I have a checking account with Ch$ae and obviously a few CC as well. I've been paying my rent ($1k) and car payment ($500) each month by purchasing VGC at WM and then getting MO. My landlord and lessor on the vehicle accept MO without issue.
Is this actually MS? Is there any risk associated with doing this? Again, Ch$ae sees the direct deposit come in from my employer every two weeks, and the MO are actually paying for things. I'm worried because I love the CCs I have. |
Originally Posted by NoonRadar
(Post 28085328)
I haven't seen any DPs about Double Cash. What does normally get people shut down, maxing CL continuously, obvious online MS, something else?
Originally Posted by Happy
(Post 28082213)
Definitely seems so. Citi Double Cash, CapOne QS, Spark, Venture, Barclays A+, Fido 2x, and even Chase UR cards when the UR pts transfer to parties not allowed by the T&Cs. All are currencies that can turn into ready cash or very close to cash.
Originally Posted by Happy
(Post 28086400)
Go back to 2016 thread and the Citi shut down thread 2016. No definite answers but you can get the general culprits by reading thru what people reported. Plenty of it.
Bottom line, as AlohaDaveKennedy points out, the banks all play closer attention to their cards that effectively pay back in cash. if your preferred vehicles to MS are cash back cards, either you only do it very moderately (thus a waste of time/effort) or else you prepare for the eventual outcome. Banks dont like MS on their own inhouse cards that effectively pay back in cash. i have a citi im doing some MS on for the 5% cash back (but its capped at $300/year) category at drugstores, any DP's on if there is an amount of cashback that is causing the shutdowns? |
Originally Posted by hotttoddie
(Post 28164317)
i have a citi im doing some MS on for the 5% cash back (but its capped at $300/year) category at drugstores, any DP's on if there is an amount of cashback that is causing the shutdowns?
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Originally Posted by FrankMS
(Post 28164513)
That's only $6K in spending over the whole year. I can't imagine CB would shut you down for that. Also, the department store bonus is hard to MS, so you might not meet $1500 in the late fall.
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Originally Posted by sbft77
(Post 28166089)
If you're talking about Citi Dividend, the cap is just $6000 per year; there's no $1500 per quarter cap.
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Originally Posted by traveltogo
(Post 28139208)
Add me to the DCU shutdown list. I was hoping based on my patterns and volume I would fly under the radar but no luck.
RIP DCU. You were the best. Please share if other has different RIP criteria. |
Shutdown by Citi. All cards gone.
1) MS 2) MS 3) MS 4) WMBP and Bank payments from 5 different banks Will miss the ATT card and qatar redemption |
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