Offset method
#31
FlyerTalk Evangelist




Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,167
You are still paying for the miles...you are just using the Spark profits to do it. Depending on how you value United Miles, either the UA card or Spark produces higher profit per transaction and should be used exclusively. The only advantage to using both would be to avoid spending thresholds which could get you shut down.
#32
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Join Date: Apr 2016
Posts: 335
You are still paying for the miles...you are just using the Spark profits to do it. Depending on how you value United Miles, either the UA card or Spark produces higher profit per transaction and should be used exclusively. The only advantage to using both would be to avoid spending thresholds which could get you shut down.
Your goals may be different. However, I dont enjoy United miles so much, that I am willing to invest my Money into it (if I dont have to). If I use exclusively United Card, without the offset, Im Paying into it. Yes, with my method, Im giving up Spark Profits to do it, but if I just buy 8, $500 VGC's with Spark, I earn $40. If I buy 4, & 4, like I described above, I earn 6k miles, for free. I think 6k miles, without Expense, is worth over $40 Bucks.
But by all means, everyone must do whats best for them. For me, anyway, this scheme costs me next to nothing. If anything, I Pay $2.80, for 4 MO's, but I could easily offset That too, buy simply buying 1 More VGC with Spark.
Last edited by Ram Trucks; May 31, 2016 at 9:29 pm
#33
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Join Date: Apr 2016
Posts: 335
If Mr. Burrito has other goals, than by all means, he should do what gets him to his goals fastest. There's no right or wrong way, really.@:-)
#34
Join Date: Oct 2014
Programs: DL Diamond, SPG/Marriott Plat, HH Diamond
Posts: 132
Getting tons of UA miles is my main MS goal as well, but I go about it differently. I have 2 main MSing avenues:
1. Maximize the 5x category on my Ink, mostly with Staples VGCs (250k miles a year)
2. Use CFU at 1.5x to buy VGCs online through CB portals. This version is almost free though it accumulates miles more slowly than option 1.
You can always supplement this with any number of store bought VGCs but they will be more expensive. In the long run you are better off going exclusively for miles/transferable points if you value them at more than 2 cents.
1. Maximize the 5x category on my Ink, mostly with Staples VGCs (250k miles a year)
2. Use CFU at 1.5x to buy VGCs online through CB portals. This version is almost free though it accumulates miles more slowly than option 1.
You can always supplement this with any number of store bought VGCs but they will be more expensive. In the long run you are better off going exclusively for miles/transferable points if you value them at more than 2 cents.
#35
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Join Date: Apr 2016
Posts: 335
Getting tons of UA miles is my main MS goal as well, but I go about it differently. I have 2 main MSing avenues:
1. Maximize the 5x category on my Ink, mostly with Staples VGCs (250k miles a year)
2. Use CFU at 1.5x to buy VGCs online through CB portals. This version is almost free though it accumulates miles more slowly than option 1.
You can always supplement this with any number of store bought VGCs but they will be more expensive. In the long run you are better off going exclusively for miles/transferable points if you value them at more than 2 cents.
1. Maximize the 5x category on my Ink, mostly with Staples VGCs (250k miles a year)
2. Use CFU at 1.5x to buy VGCs online through CB portals. This version is almost free though it accumulates miles more slowly than option 1.
You can always supplement this with any number of store bought VGCs but they will be more expensive. In the long run you are better off going exclusively for miles/transferable points if you value them at more than 2 cents.
With your method 2, couldnt I just use United Club Card (which earns 1.5 miles per $)? Also, Im not familiar with that method. Is it pretty simple and straightforward, with this portal thing?
#36
Join Date: Jul 2013
Posts: 1,036
Let us know if you make it a full year based on your number crunching. You just assume Chase won't shut you down but all the banks are pulling the noose tighter.
#37
Join Date: Oct 2014
Programs: DL Diamond, SPG/Marriott Plat, HH Diamond
Posts: 132
I, too, use Ink, but I dont get 250k miles Yearly. I buy $200's from OD, but I Cash out enough points to cover VGC Fee's. So for Each Card (1000 points), I take 700 points and convert to Cash, to cover $7 Fee, then send the other 300 points to United. So I make 300 United points per Card. Thus, I can max out at 75k points, for $50 K Spend (since I want to cover All The $7 Fee's). Im pretty close to hitting That Max now.
With your method 2, couldnt I just use United Club Card (which earns 1.5 miles per $)? Also, Im not familiar with that method. Is it pretty simple and straightforward, with this portal thing?
With your method 2, couldnt I just use United Club Card (which earns 1.5 miles per $)? Also, Im not familiar with that method. Is it pretty simple and straightforward, with this portal thing?
Portals are pretty straight forward. Search for posts on Yazing, topcashback, etc. You just buy the GCs online and get usually around 1.5% (currently) CB which covers most of the fees.
#38
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Join Date: Apr 2016
Posts: 335
I have been doing This Type of Volume for Years. Im just realigning which Cards I shift my Volume to. I have NEVER been shut down, and I probably never will. If I am, I'll move on to someone else. I don't beg anyone to take my business. If they dont want it, someone else will.
#39
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Join Date: Apr 2016
Posts: 335
Yes you can use your UA Club card, but is that AF worth it to you in the long run? If not, you can switch to FU with no AF, and have the flexibility of using your points for other things, if desired.
Portals are pretty straight forward. Search for posts on Yazing, topCashback, etc. You just buy the GCs online and get usually around 1.5% (currently) CB which covers most of the fees.
Portals are pretty straight forward. Search for posts on Yazing, topCashback, etc. You just buy the GCs online and get usually around 1.5% (currently) CB which covers most of the fees.
But I will certainly explore those portals. Thanks!
#40
Join Date: Apr 2016
Programs: United, AA
Posts: 8
United Mileage Plus
I think you mentioned the 25000 mile bonus when you hit $25,000. spend in your OP. You may be doing this, but it would be best for your wife to have a Mileage Plus card also and put $25,000 on each of them. Some responding to your thread have not addressed the bonus in their value calculations and 50,000 for $25,000 spend makes it sweet. Doing it twice even sweeter.
#41
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Join Date: Apr 2016
Posts: 335
I think you mentioned the 25000 mile bonus when you hit $25,000. spend in your OP. You may be doing this, but it would be best for your wife to have a Mileage Plus card also and put $25,000 on each of them. Some responding to your thread have not addressed the bonus in their value calculations and 50,000 for $25,000 spend makes it sweet. Doing it twice even sweeter.
#42
Join Date: Sep 2014
Posts: 1,837
I too am interested in United Miles.
Is there a promo for the Club Card? Doesn't that have a $450 AF?
Is there a promo for the Club Card? Doesn't that have a $450 AF?
#43
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Join Date: Apr 2016
Posts: 335
Please look in the Chase area of FT. Thats where I found a link to no Annual Fee, for 1st Year! Got a 1 Year club membership for free, plus 1.5 miles per $. Also, $100 Credit after 1st purchase.
#44

Join Date: Apr 2016
Location: SAN, PHL
Programs: AA, AS
Posts: 51
There is no way that ringing up 8 vgcs separately and unloading them takes 15 minutes. You're just exaggerating. Even with 0 time in line. And if there is a line, your time can double or triple depending on the degenerates ahead of you.
#45
FlyerTalk Evangelist




Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,167
What post are you referencing?

