Originally Posted by
pointchaser93
Yes you can use your UA Club card, but is that AF worth it to you in the long run? If not, you can switch to FU with no AF, and have the flexibility of using your points for other things, if desired.
Portals are pretty straight forward. Search for posts on Yazing, topCashback, etc. You just buy the GCs online and get usually around 1.5% (currently) CB which covers most of the fees.
Of course not. Im just using It for my First Free Year. Will look into FU, but Im over-maxed on Chase Cards now, LOL. Have 3 Bus., 3 Pers., so I can't apply for Any More for a while. Probably not for 24 Months, since I just recently got approved for my Club Card. I'm just going to MS hard on It, till Annual Fee comes around Next May.^
But I will certainly explore those portals. Thanks!