Community
Wiki Posts
Search
Old Jan 7, 2016, 8:18 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: RedSun
This is the 2016 and onwards Bluebird thread.

The original discussion. The previous 2013- 2014 megathread. The previous 2015 megathread.

-------------------------------------------------------------------------------------
Read the wiki before posting a question.

The most recent huge wave of shutdowns occurred in May 2019.

Most accounts used for MS were shut down on Jan 8, 2016. Another wave of shutdowns occurred on March 4, 2016. Using Bluebird for MS is very likely to lead to account closure. There is no clear pattern as to how to avoid the account shut-downs. Some of the dormant accounts were not shut down.


Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.

Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.

For information on switching from BB to Serve, see the Serve thread wiki.

Bluebird Load Limits:
  • Cash loading: $2,500 ($1,999.99 at Walmart) per card per day; $9,000 per day all BB cards combined; $5,000 total per calendar month each card; $10,000 calendar month and $100,000 per year all BB cards combined for each SSN.
  • Direct Deposit: $100,000 per year
  • Online Debit Card Load* - $200/day and $1,000/month
  • Checking/Savings Account - $2,000/month
  • Mobile Check Capture by Ingo® Money - $5,000/day and $10,000/month
  • ATM Withdrawals - $750/day and $2,000/month

The cash load limit for a temp card is $1,500 total.

*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).

The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.

For online bill pay
  • You can pay the credit card that you used to buy reloads
  • Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
  • Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement


Loading with debit card at Walmart
Self checkout does not work for loading.

Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.

Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.

If your card doesn't say "debit" on the front, it isn't a debit card.

Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.

Training a WM cashier:
  • If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
  • If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
  • The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
  • Avoid saying gift card. Always refer to your card as a debit card.

Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.

DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.

TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .

HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.

Print Wikipost

Bluebird master thread (2016 onwards)

Thread Tools
 
Search this Thread
 
Old Feb 19, 2023, 4:39 pm
  #1891  
 
Join Date: Jan 2018
Posts: 47
I've loaded some money to BB recently and looking to avoid shutdown. instead of transferring to bank, can I start making small withdrawals (<$100) at ATMs and then depositing them in my bank account ?
I can link my bank acct to BB, but I'm a little scared that this is the way people start getting shutdown (they were immediately transferring money out). I'm not a heavy user, I have less than $1k the BB acct.
If I link bank acct, would small random amount transfers fare better ?
joewynton is offline  
Old Feb 20, 2023, 7:59 am
  #1892  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,445
Originally Posted by joewynton
I've loaded some money to BB recently and looking to avoid shutdown. instead of transferring to bank, can I start making small withdrawals (<$100) at ATMs and then depositing them in my bank account ?
I can link my bank acct to BB, but I'm a little scared that this is the way people start getting shutdown (they were immediately transferring money out). I'm not a heavy user, I have less than $1k the BB acct.
If I link bank acct, would small random amount transfers fare better ?
Try to think like someone who actually uses BB as their primary banking modality.

How many of those people would use an ATM to withdraw small amounts of money. I would wager that would be most of them.
How many of these people would have a second bank account where they would be transferring money. i would wager not many.
Who would the Rats look at? A customer performing small ATM withdrawals or one doing routine ACH withdrawals of recently deposited funds to a personal account at another banking institution?

Just remember that banning from BB appears at this time to be a lifetime event. Your choice
radonc1 is offline  
Old Feb 20, 2023, 9:35 am
  #1893  
kpe
 
Join Date: Nov 2021
Posts: 108
Originally Posted by joewynton
I've loaded some money to BB recently and looking to avoid shutdown. instead of transferring to bank, can I start making small withdrawals (<$100) at ATMs and then depositing them in my bank account ?
I can link my bank acct to BB, but I'm a little scared that this is the way people start getting shutdown (they were immediately transferring money out). I'm not a heavy user, I have less than $1k the BB acct.
If I link bank acct, would small random amount transfers fare better ?
I won't do either of them. No withdrawal or bank transfer. Use the card for purchases or use bill pay.

In general, have a clear plan of how the money will be used before loading the card. Avoid withdrawals, bank transfers, person payment, etc.
kpe is offline  
Old Feb 24, 2023, 5:59 pm
  #1894  
 
Join Date: Feb 2016
Posts: 828
For those of us who are shut down by serve, is there anyone successful in buying the serve card in a store and then activating it as opposed to trying to sign online?
Gitangali is offline  
Old Feb 24, 2023, 6:36 pm
  #1895  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,445
Originally Posted by Gitangali
For those of us who are shut down by serve, is there anyone successful in buying the serve card in a store and then activating it as opposed to trying to sign online?
Sorry
There are no DPs because there is no success no matter what method you use, but, as always, give it a try if you wish and be that DP
Gitangali likes this.
radonc1 is offline  
Old Mar 16, 2023, 10:10 am
  #1896  
kpe
 
Join Date: Nov 2021
Posts: 108
I paid my mortgage via AmBB Bill Pay service. I have been doing this for last 2 yrs and it has worked well. My last payment hasn't been received by the bank. 40+ days now. How long should I wait b4 reaching out to AmBB for the possibly lost payment in the mail? Is the check valid for 90 or 120 days? It hasn't been cashed so just assuming lost in the mail. Can I ask them to simply put a stop payment and resend a new check? Any other suggestions? Thanks

Last edited by kpe; Mar 16, 2023 at 10:18 am
kpe is offline  
Old Mar 16, 2023, 10:49 am
  #1897  
 
Join Date: Aug 2019
Posts: 405
Originally Posted by kpe
I paid my mortgage via AmBB Bill Pay service. I have been doing this for last 2 yrs and it has worked well. My last payment hasn't been received by the bank. 40+ days now. How long should I wait b4 reaching out to AmBB for the possibly lost payment in the mail? Is the check valid for 90 or 120 days? It hasn't been cashed so just assuming lost in the mail. Can I ask them to simply put a stop payment and resend a new check? Any other suggestions? Thanks
AmexBB has routing and account #. Why don't you use your mortgage to pull the money from AmexBB.
berombeu is online now  
Old Mar 16, 2023, 11:15 am
  #1898  
kpe
 
Join Date: Nov 2021
Posts: 108
Originally Posted by berombeu
AmexBB has routing and account #. Why don't you use your mortgage to pull the money from AmexBB.
If you have the Bluebird® American Express® Prepaid Debit Account, you will not be able to use your Bluebird Account and Routing number to pay bills.
kpe is offline  
Old Mar 16, 2023, 11:33 am
  #1899  
 
Join Date: Aug 2019
Posts: 405
Originally Posted by kpe
If you have the Bluebird® American Express® Prepaid Debit Account, you will not be able to use your Bluebird Account and Routing number to pay bills.
Thanks for the information. I saw the routing and account number; therefore, assuming I could use it to pay bills. Guessing visaBB will be the main one to use to pay bills.
berombeu is online now  
Old Mar 16, 2023, 11:34 am
  #1900  
 
Join Date: Oct 2021
Posts: 41
Any DPs on successfully doing a mobile deposit of MO to either Amex or Visa BB account through the app? I'm hesitant to be the DP myself as I don't want to risk an auto shutdown
jasonm17 is offline  
Old Mar 16, 2023, 5:14 pm
  #1901  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,445
Originally Posted by jasonm17
Any DPs on successfully doing a mobile deposit of MO to either Amex or Visa BB account through the app? I'm hesitant to be the DP myself as I don't want to risk an auto shutdown
I have never seen a single DP where someone did a mobile deposit of MOs through the BB app.

To me this means that it probably has been tried and failed but unreported. I do not think that attempting a single MO deposit will cause any harm to your BB account, especially if it is declined.
radonc1 is offline  
Old Mar 20, 2023, 1:08 pm
  #1902  
 
Join Date: Jan 2022
Posts: 2
I went today to wallmart with yellow gifrcard from office depo and this is second card that i got error code 56.
idk what is happening but seems i can't load it to bluebird.
k1llaster is offline  
Old Mar 20, 2023, 1:17 pm
  #1903  
 
Join Date: Aug 2019
Posts: 405
Originally Posted by k1llaster
I went today to wallmart with yellow gifrcard from office depo and this is second card that i got error code 56.
idk what is happening but seems i can't load it to bluebird.
Is the card being serviced by BHN? If so, I believe you only able to do <$99 per swipe.
berombeu is online now  
Old Mar 20, 2023, 1:25 pm
  #1904  
 
Join Date: Apr 2017
Posts: 71
If you failed at MC try regular cashier next.
Saturn is offline  
Old Mar 20, 2023, 3:05 pm
  #1905  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,445
Originally Posted by k1llaster
I went today to wallmart with yellow gifrcard from office depo and this is second card that i got error code 56.
idk what is happening but seems i can't load it to bluebird.
Originally Posted by berombeu
Is the card being serviced by BHN? If so, I believe you only able to do <$99 per swipe.
Originally Posted by Saturn
If you failed at MC try regular cashier next.
All the above are correct. Using he CSC, you will be limited to <$99 per swipe, maximum 3 swipes (swiping the BB card makes the 4th).
At a cashier, you should be able to deposit all $200 into the BB account with a single swipe.
radonc1 is offline  


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.