Jan 6, 2016, 8:17 pm
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
Mar 16, 2016, 11:28 am
#226
Join Date: Jan 2016
Posts: 132
Agreed, although I typically do the $10 next day ACH push with BOA. $10 is nothing and you make that back on half of a VGC. So if you're waiting on money (not floating enough) and it keeps you from being able to spend then you're better off paying the fee.
Mar 21, 2016, 7:30 am
#228
Join Date: Sep 2015
Posts: 285
Got approved instantly last week with 10k limit. Prepped WF checking account with a little over 10k to ready it
Got the card Friday. As soon as activated called for CLI
Pleasant lady asked how much I might want. I said 20k. She did something, came back on and her tone was a little down, said that I will get a letter in 7-10 days but that she submitted it. I thanked her and reconciled myself to working with the 10k limit
Look Sunday and I have a 25k limit somehow on my card
In the meantime been working it with (4) different 1000 dollar ish Walgreens charges with no FA spread over 36 hours
things going well so far I guess. Anything else I am missing or should do?
Got the card Friday. As soon as activated called for CLI
Pleasant lady asked how much I might want. I said 20k. She did something, came back on and her tone was a little down, said that I will get a letter in 7-10 days but that she submitted it. I thanked her and reconciled myself to working with the 10k limit
Look Sunday and I have a 25k limit somehow on my card
In the meantime been working it with (4) different 1000 dollar ish Walgreens charges with no FA spread over 36 hours
things going well so far I guess. Anything else I am missing or should do?
Mar 21, 2016, 8:00 am
#229
Join Date: Oct 2014
Posts: 827
Got approved instantly last week with 10k limit. Prepped WF checking account with a little over 10k to ready it
Got the card Friday. As soon as activated called for CLI
Pleasant lady asked how much I might want. I said 20k. She did something, came back on and her tone was a little down, said that I will get a letter in 7-10 days but that she submitted it. I thanked her and reconciled myself to working with the 10k limit
Look Sunday and I have a 25k limit somehow on my card
In the meantime been working it with (4) different 1000 dollar ish Walgreens charges with no FA spread over 36 hours
things going well so far I guess. Anything else I am missing or should do?
Got the card Friday. As soon as activated called for CLI
Pleasant lady asked how much I might want. I said 20k. She did something, came back on and her tone was a little down, said that I will get a letter in 7-10 days but that she submitted it. I thanked her and reconciled myself to working with the 10k limit
Look Sunday and I have a 25k limit somehow on my card
In the meantime been working it with (4) different 1000 dollar ish Walgreens charges with no FA spread over 36 hours
things going well so far I guess. Anything else I am missing or should do?
Mar 21, 2016, 8:52 am
#231
Join Date: May 2015
Posts: 1,066
Got approved instantly last week with 10k limit. Prepped WF checking account with a little over 10k to ready it
Got the card Friday. As soon as activated called for CLI
Pleasant lady asked how much I might want. I said 20k. She did something, came back on and her tone was a little down, said that I will get a letter in 7-10 days but that she submitted it. I thanked her and reconciled myself to working with the 10k limit
Look Sunday and I have a 25k limit somehow on my card
In the meantime been working it with (4) different 1000 dollar ish Walgreens charges with no FA spread over 36 hours
things going well so far I guess. Anything else I am missing or should do?
Got the card Friday. As soon as activated called for CLI
Pleasant lady asked how much I might want. I said 20k. She did something, came back on and her tone was a little down, said that I will get a letter in 7-10 days but that she submitted it. I thanked her and reconciled myself to working with the 10k limit
Look Sunday and I have a 25k limit somehow on my card
In the meantime been working it with (4) different 1000 dollar ish Walgreens charges with no FA spread over 36 hours
things going well so far I guess. Anything else I am missing or should do?
Last edited by cdog999; Mar 21, 2016 at 9:20 am
Mar 21, 2016, 9:37 am
#232
Join Date: Sep 2015
Posts: 285
Who did you call for the CLI? I'll be honest, I want to call and ask for an increase, but I would be super worried about them asking about all of my charges (been doing this for a couple of months now). Been cycling CL fairly often. I'm thinking for me it would probably be a bad idea to call and ask.
Mar 21, 2016, 9:57 am
#233
Join Date: Jul 2014
Posts: 3,688
Who did you call for the CLI? I'll be honest, I want to call and ask for an increase, but I would be super worried about them asking about all of my charges (been doing this for a couple of months now). Been cycling CL fairly often. I'm thinking for me it would probably be a bad idea to call and ask.
weigh it carefully and whatever happens, no one else will benefit (or lose) but you.
Mar 21, 2016, 11:15 am
#234
Join Date: May 2015
Posts: 1,066
since you can make it work for a couple of months now and IINM you mentioned doing something like $50K to $60K a week? if that's the case, if it was me, I'd think 10x over if I want eyes on my account. just remember pigs get fat, hogs get slaughtered. it all depends on your risk tolerance so if you get the CLI you want and can push for $100K a week, good for you. HOWEVER, there's also the possibility of a shutdown so might as well prepare for the worst.
weigh it carefully and whatever happens, no one else will benefit (or lose) but you.
weigh it carefully and whatever happens, no one else will benefit (or lose) but you.
Mar 21, 2016, 11:46 am
#235
Join Date: Mar 2007
Location: Midwest U.S.A
Programs: Too many to list. Since the early 90's.
Posts: 1,407
Who did you call for the CLI? I'll be honest, I want to call and ask for an increase, but I would be super worried about them asking about all of my charges (been doing this for a couple of months now). Been cycling CL fairly often. I'm thinking for me it would probably be a bad idea to call and ask.
Mar 21, 2016, 12:22 pm
#236
Join Date: Jul 2014
Posts: 3,688
This is what I was weighing as well. Honestly doing 100K would be difficult. Don't have enough places to spread the love in terms of getting MOs + depositing. Plus, I've been able to manage my current load with my day job and not pissing off the wife too much. Think I will likely just hold still even though it is tempting seeing someone go from 10K to 25K CL without much effort...
Mar 21, 2016, 2:50 pm
#237
Join Date: Feb 2016
Posts: 829
Same here, I have got 10K CL, the more is not going to help me. As it is, it is difficult to do high volume without getting noticed etc, unless you live in a big area with at least 4-5 places you can spread the love, then it is no problem. Even if you are able to purchase the VGCs which can be done if you are in the right location, the problem still remains is the liquidation. Depositing so many MOs in a bank and staying in limbo as to who is watching and what might happen.
Apr 8, 2016, 1:19 pm
#239
Join Date: Apr 2015
Location: DC
Programs: SW CP, OW Sapphire, AS MVP75k, HH Diamond, HGP Diamond, SPG Gold, Marriott Gold
Posts: 10
Looking for tips, if anyone wants to shoot a PM.
I had ramped up to about 20k per week, but dang it's been a rough few months. SW pulled their variable loads, 7-eleven keeps rejecting me, and my local WG will only do 1 card per day. Other than my safe and steady 2k per day drug store (which we all are apparently destroying, as their consistently out of cards), where should I look?
Hoping to cover about 30k per week.
I had ramped up to about 20k per week, but dang it's been a rough few months. SW pulled their variable loads, 7-eleven keeps rejecting me, and my local WG will only do 1 card per day. Other than my safe and steady 2k per day drug store (which we all are apparently destroying, as their consistently out of cards), where should I look?
Hoping to cover about 30k per week.
Apr 8, 2016, 1:35 pm
#240
Join Date: Oct 2014
Posts: 827
Looking for tips, if anyone wants to shoot a PM.
I had ramped up to about 20k per week, but dang it's been a rough few months. SW pulled their variable loads, 7-eleven keeps rejecting me, and my local WG will only do 1 card per day. Other than my safe and steady 2k per day drug store (which we all are apparently destroying, as their consistently out of cards), where should I look?
Hoping to cover about 30k per week.
I had ramped up to about 20k per week, but dang it's been a rough few months. SW pulled their variable loads, 7-eleven keeps rejecting me, and my local WG will only do 1 card per day. Other than my safe and steady 2k per day drug store (which we all are apparently destroying, as their consistently out of cards), where should I look?
Hoping to cover about 30k per week.