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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Jul 8, 2015, 9:58 am
      #8971  
     
    Join Date: Nov 2010
    Posts: 580
    LWT3, I hope that you are being sarcastic as I do not think that complaining directly to Target would bring about a positive long-term outcome. Although I would like to complain about the difficulties that Target gives while using some Debit cards, it seems more likely than not that upon receiving complaints they would more likely end debit card reloads or perhaps even end the program. Because of this, I don't think that this would be the best course of action.
    guflyer is offline  
    Old Jul 8, 2015, 11:00 am
      #8972  
     
    Join Date: Mar 2015
    Location: SJC
    Programs: Spire Amb IHG, HH Gold, TR Diamond, Mlife Plat, National Exec, Avis Pref Plus
    Posts: 144
    Originally Posted by guflyer
    LWT3, I hope that you are being sarcastic as I do not think that complaining directly to Target would bring about a positive long-term outcome. Although I would like to complain about the difficulties that Target gives while using some Debit cards, it seems more likely than not that upon receiving complaints they would more likely end debit card reloads or perhaps even end the program. Because of this, I don't think that this would be the best course of action.
    I'm pretty sure that was sarcasm . At least I hope it was!
    csyoung49 is offline  
    Old Jul 8, 2015, 12:20 pm
      #8973  
     
    Join Date: Jan 2014
    Posts: 1,269
    Originally Posted by guflyer
    LWT3, I hope that you are being sarcastic as I do not think that complaining directly to Target would bring about a positive long-term outcome. Although I would like to complain about the difficulties that Target gives while using some Debit cards, it seems more likely than not that upon receiving complaints they would more likely end debit card reloads or perhaps even end the program. Because of this, I don't think that this would be the best course of action.
    Complete sarcasm, riffing off the entirely serious post I was replying to.
    File a complaint with Visa /MasterCard for them asking for ID.
    There have been a lot of similar suggestions in this thread from people who think that if they just complain loudly enough to the right higher power they'll be able to force their local Target to do whatever the MSer wants them to do.
    LWT3 is offline  
    Old Jul 8, 2015, 1:56 pm
      #8974  
     
    Join Date: Jan 2012
    Programs: Marriott/SPG Plat, Hilton Gold
    Posts: 887
    Originally Posted by lkh5650
    when they ask you to show them the debit card, do you give them the bank debit card but when you swipe you quickly use vgcs?

    or do you just walk away?
    My habit from Walmart days is I keep VGC inside my Tyvek bank debit sleeve. It's roomy enough for 2 cards. If they ask me anything I just say it's a "debit" card. If asked to show the card I would show the bank debit card. This only happened to me 4-5 times in my Walmart BB days. After the first time it happened though, I learned just to find some excuse to walk away, or actually use my bank debit card for a small amount. No plus IMO to risk trying to "test" how sharp their perception is when you switch to the VGC. I got in the habit of writing down the names of overzealous WM cashiers and avoiding them.

    I swipe the VGC with a sticker or my fingers obscuring the GIFT text. The register doesn't know the difference. They are just reciting the words their manager trained them for, damn few are really going to care, unless you are really blatant or they dislike you. Stay low and under the radar, you'll be fine.
    ElPresidente is offline  
    Old Jul 8, 2015, 2:09 pm
      #8975  
     
    Join Date: Apr 2014
    Posts: 59
    Originally Posted by ElPresidente

    I swipe the VGC with a sticker or my fingers obscuring the GIFT text. The register doesn't know the difference. They are just reciting the words their manager trained them for, damn few are really going to care, unless you are really blatant or they dislike you. Stay low and under the radar, you'll be fine.
    oh..okay so when they ask you to show them, you just walk away and avoid them?
    if they just ask, then you say yes?

    also, do you do 5 swipes with one cashier? or just 1 swipe ?
    what are your excuses of doing 5 (or any more than 1) separate 500$ transactions?

    I was thinking of saying, my debit swipe limit is 500$?
    lkh5650 is offline  
    Old Jul 8, 2015, 2:20 pm
      #8976  
     
    Join Date: Aug 2011
    Location: SFO/SJC
    Programs: MR,UR, UA, BA, AA, Hotels
    Posts: 581
    The number of times I've walked in to my WM neighborhood market seen who is on the registers and just walked out......

    Originally Posted by ElPresidente
    I got in the habit of writing down the names of overzealous WM cashiers and avoiding them.
    rdover1 is offline  
    Old Jul 8, 2015, 2:55 pm
      #8977  
     
    Join Date: Jan 2013
    Posts: 52
    Had some trouble loading in SF Bay Area this past week. The machines had trouble reading the $200 GC from staples (the one in the blue cover). Some machines accepted them, some do not. Tried to do $400 in 2 swipes. The first swipe was good, but second swipe was not. Voided transaction. Once we broke it down into to separate transaction with $200 each, the $400 went through.

    It used to be so much easier....
    guppies is offline  
    Old Jul 8, 2015, 3:32 pm
      #8978  
     
    Join Date: Jan 2012
    Programs: Marriott/SPG Plat, Hilton Gold
    Posts: 887
    Originally Posted by lkh5650
    oh..okay so when they ask you to show them, you just walk away and avoid them?
    if they just ask, then you say yes?

    also, do you do 5 swipes with one cashier? or just 1 swipe ?
    what are your excuses of doing 5 (or any more than 1) separate 500$ transactions?

    I was thinking of saying, my debit swipe limit is 500$?
    Generally speaking if it seems I've met Overzealous Register-Cop I avoid yes.

    I'm typically only doing 1 or maybe 2 VGC per visit. My TGT is across the street from work so it's no problem for me to make as many trips as I need per month.

    I have a few favorite people who do 4 cards when I need that.

    Everyone has their own style and rules.

    YMMV.
    ElPresidente is offline  
    Old Jul 8, 2015, 5:25 pm
      #8979  
     
    Join Date: May 2011
    Posts: 117
    I have a small non-SuperTarget that I go to to have our RedCards reloaded. Always to the Customer Service counter. They are very friendly and helpful. Today, I loaded ten (10) $500 OVs, onto two (2) different RedCards. During loading, I offered to step aside when other customers were behind me in line, and the person helping me said "no, we'll just get some help over here". We chat and exchange ideas, on saving a few $$ at Target, and using a CC. Ya know your in the right place when that friendly person loading your 5K onto two cards says "I need you to come over to my house, and show me how to do all that". And the other person behind the counter says "Me Too".
    It don't get any better than that from a Target Customer Service.
    No Kates here, just real, live, helpful, humans.
    I do hope it doesn't change at this, small town, Target. Except make it a SuperTarget.

    Last edited by cvasara; Jul 8, 2015 at 5:26 pm Reason: additon
    cvasara is offline  
    Old Jul 8, 2015, 6:27 pm
      #8980  
     
    Join Date: May 2003
    Location: CA
    Programs: AA Lifetime Gold, HHonors Diamond
    Posts: 2,879
    I too have had great success at the local Target. Customer Service reps all seem to know me. There are not too many people here that MS the RB card (They don't sell it in the local area). Never a problem loading whatever I want. Just the opposite of the local WMs.
    deant is offline  
    Old Jul 8, 2015, 6:38 pm
      #8981  
     
    Join Date: Jul 2013
    Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
    Posts: 308
    In my experience, even when Target people say "no", they say it in a nice way...always very apologetic. They have to enforce what their supervisor/corporate policy says...although in fairness, Walmart employees probably encounter a lot more MS.
    anime333 is offline  
    Old Jul 9, 2015, 12:28 am
      #8982  
    Suspended
     
    Join Date: Dec 2014
    Posts: 8,460
    Originally Posted by anime333
    In my experience, even when Target people say "no", they say it in a nice way...always very apologetic. They have to enforce what their supervisor/corporate policy says...although in fairness, Walmart employees probably encounter a lot more MS.
    A "nice" no does me as much good as a "mean" no.
    TMM1982 is offline  
    Old Jul 9, 2015, 5:42 am
      #8983  
     
    Join Date: Feb 2015
    Posts: 595
    Went to two TGTs last night NE of Detroit, no issues at all loading 2 RBs with VVGCs over 5 transactions with 5 different cashiers. Did get a contact CSC error on one of the loads, but quickly figured out it was because the load would have put me over the $5k monthly limit (by $100).
    shadow520 is offline  
    Old Jul 9, 2015, 5:49 am
      #8984  
     
    Join Date: Jun 2011
    Posts: 800
    Originally Posted by cvasara
    I have a small non-SuperTarget that I go to to have our RedCards reloaded. Always to the Customer Service counter. They are very friendly and helpful. Today, I loaded ten (10) $500 OVs, onto two (2) different RedCards. During loading, I offered to step aside when other customers were behind me in line, and the person helping me said "no, we'll just get some help over here". We chat and exchange ideas, on saving a few $$ at Target, and using a CC. Ya know your in the right place when that friendly person loading your 5K onto two cards says "I need you to come over to my house, and show me how to do all that". And the other person behind the counter says "Me Too".
    It don't get any better than that from a Target Customer Service.
    No Kates here, just real, live, helpful, humans.
    I do hope it doesn't change at this, small town, Target. Except make it a SuperTarget.
    Plot twist: their spouses are cops
    macrophage is offline  
    Old Jul 9, 2015, 1:04 pm
      #8985  
     
    Join Date: Nov 2012
    Location: SAN
    Posts: 152
    Payment problems today

    Anyone having problems doing a bill payment today? I've two separate redbirds and both accounts give the same message no matter which payee or how much the payment is:

    Please enter a valid payment amount (ex $XX.XX).
    Please enter a payment amount of $1.00 or more.

    I did a google search and I see that others using Serve have problems since yesterday.
    iminsandiego is offline  


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