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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Oct 16, 2015, 1:15 pm
      #11026  
     
    Join Date: Jan 2013
    Location: NYC
    Posts: 415
    We can still load RB with cash, right?
    mittenfingerz is offline  
    Old Oct 16, 2015, 1:28 pm
      #11027  
     
    Join Date: Feb 2015
    Posts: 910
    Originally Posted by mittenfingerz
    We can still load RB with cash, right?
    Yeah, go nuts with cash, up to $5K/month at Target.
    NoonRadar is offline  
    Old Oct 16, 2015, 2:00 pm
      #11028  
     
    Join Date: Jun 2015
    Posts: 1,727
    Originally Posted by mittenfingerz
    We can still load RB with cash, right?
    I hear TG Redbird is great for emptying your piggy banks.
    Chelski is offline  
    Old Oct 16, 2015, 6:33 pm
      #11029  
     
    Join Date: Nov 2011
    Posts: 1,944
    Originally Posted by mittenfingerz
    We can still load RB with cash, right?
    Yes, and viewed the right way it is a bargain. You can load say $500 in cash onto Redbird and have $500. Or you could use $500 cash to buy a VGC and only have $494-495, AND still have to liquidate it somehow.
    silver6054 is offline  
    Old Oct 16, 2015, 6:35 pm
      #11030  
     
    Join Date: Jul 2015
    Posts: 287
    Originally Posted by silver6054
    Yes, and viewed the right way it is a bargain. You can load say $500 in cash onto Redbird and have $500. Or you could use $500 cash to buy a VGC and only have $494-495, AND still have to liquidate it somehow.
    lol can we load redbird with money order?
    isriam is offline  
    Old Oct 16, 2015, 6:50 pm
      #11031  
     
    Join Date: May 2015
    Posts: 114
    Originally Posted by NoonRadar
    I'm suspecting that is because you didn't use the same email address & phone number as you had on Redbird.

    I'll quote the relevant part from my guide to switching from Redbird to Serve/Bluebird:

    Great, worked like a charm. Email id i gave was wrong, used the same mail id i gave for red card and Account got created.

    Need to figure out on how to liquidate simon mall gift card with this amex one vip card in walmart. Is there any discussion on this, i dont see any discussion for onevip
    funwizard is offline  
    Old Oct 16, 2015, 9:09 pm
      #11032  
     
    Join Date: Jan 2011
    Location: MDW
    Programs: WN (CP 6x, A+ 2x), Marriott (LT Titanium), Hyatt Explorer, Hertz PC, UA/*A Silver
    Posts: 425
    Originally Posted by mittenfingerz
    We can still load RB with cash, right?
    Yep. USD only, preferably in small, unmarked bills
    illinidad is offline  
    Old Oct 16, 2015, 10:04 pm
      #11033  
     
    Join Date: Jul 2014
    Posts: 286
    Originally Posted by Gammachu
    After waiting 43 days since dispute, I finally got my money today. I moved my money to another account, closed redbird, then opened up serve. Csr were awful to deal with and was told nothing but empty promises. This is just part of the game we gotta deal with when dealing with csr unfortunately.
    Definitely sucks, but thanks for the data point.
    littleconsumer is offline  
    Old Oct 16, 2015, 10:17 pm
      #11034  
     
    Join Date: Apr 2014
    Location: ANC
    Programs: AS, UA, IHG, HH,
    Posts: 171
    Originally Posted by acefspadez
    It happened to me too. I even tried changing the PIN but it would say my new PIN is invalid. I gave up but later on tried changing my PIN by logging into the website on my phone and i was able to change. Then I was able to use new the PIN to bill pay.
    I'm having this same issue and I see a few other people earlier have as well. I tried your workaround but no dice for me. I tried bill paying and sending to another person but still get the pin is invalid when its not. My plan now is to just burn it off at Costco, hopefully no issues there.
    BoeingOrNotGoing is offline  
    Old Oct 17, 2015, 5:55 am
      #11035  
     
    Join Date: Oct 2009
    Location: Land of the parrots and parrotheads
    Programs: Several dozen
    Posts: 4,820
    Yep, you can load cash for free bill pay on as many cards as you can carry in. Like their motto says - launder more, pay less.

    Originally Posted by mittenfingerz
    We can still load RB with cash, right?
    AlohaDaveKennedy is offline  
    Old Oct 17, 2015, 6:48 am
      #11036  
     
    Join Date: Apr 2011
    Location: Colorado
    Programs: Alaska, Shell VC, Wyndham VC, Starwood, RCI, II--I bought it on eBay!
    Posts: 159
    Originally Posted by AlohaDaveKennedy
    Yep, you can load cash for free bill pay on as many cards as you can carry in. Like their motto says - launder more, pay less.
    Yes, cash is much more suspicious to my mind.

    I cannot imagine all of the hullabaloo over VGC's bought with credit cards from stores that don't mind paying the CC fees to sell those. We have a business and pay 2.75% to Square for the privilege of taking credit cards. Apparently stores don't do too badly on credit card fees.

    But yeah, cash is always accepted, and how you got the cash is of no importance to anyone at all.
    cheaptimesharetraveler is offline  
    Old Oct 17, 2015, 2:13 pm
      #11037  
     
    Join Date: Jun 2015
    Posts: 1,727
    Originally Posted by BoeingOrNotGoing
    I'm having this same issue and I see a few other people earlier have as well. I tried your workaround but no dice for me. I tried bill paying and sending to another person but still get the pin is invalid when its not. My plan now is to just burn it off at Costco, hopefully no issues there.
    You can use it at Sam's Club too. Just pay off a CC with it. Try a different browser b/c that resolves a number of issues at times.
    Chelski is offline  
    Old Oct 20, 2015, 3:58 am
      #11038  
    Suspended
     
    Join Date: Dec 2014
    Posts: 8,460
    Can you load with cash and send cash to a bank account?
    TMM1982 is offline  
    Old Oct 20, 2015, 4:16 am
      #11039  
    Suspended
     
    Join Date: Dec 2014
    Posts: 8,460
    So for those switching back to Serve, you're able to load $500 VGC's easily through Serve? And do a billpay back to your CC?
    TMM1982 is offline  
    Old Oct 20, 2015, 5:06 am
      #11040  
     
    Join Date: Sep 2004
    Location: The World!!!
    Programs: Some of them not all ...
    Posts: 1,532
    Originally Posted by TMM1982
    So for those switching back to Serve, you're able to load $500 VGC's easily through Serve? And do a billpay back to your CC?
    "Easily" ??? Love your term.

    MS is not easy, so guess you will have to find out. Specially if you live in complex MS cities like San Francisco or Los Angeles where everyone wants to MS. Good luck.
    carlitos is offline  


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