Community
Wiki Posts
Search
Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
    Print Wikipost

    Prepaid REDcard (Target) 2015-2016

    Thread Tools
     
    Search this Thread
     
    Old Oct 12, 2015, 12:45 pm
      #10591  
     
    Join Date: Nov 2013
    Posts: 84
    Originally Posted by Radster
    Not true.

    From Bluebird: "Add Funds from a Debit Card - You can link your Debit Card... You can also add funds from your Debit Card at a Walmart register."

    https://www.bluebird.com/faqs#from-a...avings-account
    Look under the limits section on all 3 websites. There is no limit for debit loads (or actually the debit limit is for online debit loads), but instead for "cash loads". My only point was that debit loads are considered to be cash loads, which can and has been confusing for phone reps in the past.

    I never implied that debit loads are not supported, only that they are categorized as cash loads.

    Last edited by milestomemories; Oct 12, 2015 at 12:51 pm
    milestomemories is offline  
    Old Oct 12, 2015, 12:46 pm
      #10592  
     
    Join Date: Jun 2012
    Location: ATL
    Programs: DL, Marriott
    Posts: 728
    Originally Posted by memphian901
    LOL - I loaded my card the other day ... SoCal still rockn'

    "The other day"....have you not been reading the christmas lights of posts? It all seems as of today.
    pritomd is offline  
    Old Oct 12, 2015, 12:47 pm
      #10593  
     
    Join Date: Sep 2015
    Posts: 285
    Noonradar get your ... in here!
    Joshy119 is offline  
    Old Oct 12, 2015, 12:48 pm
      #10594  
     
    Join Date: Sep 2015
    Posts: 285
    ^ that was a joke
    Joshy119 is offline  
    Old Oct 12, 2015, 12:58 pm
      #10595  
     
    Join Date: Mar 2012
    Programs: AA,UA,SPG
    Posts: 15
    Tried 2 different targets in Colorado Springs today - won't load vanilla GCs. Gets through the process to the point where it usually asks me to verify the amount but instead gives cashier a can't load from this type of card message. Not looking good.
    InfreqentFlyer is offline  
    Old Oct 12, 2015, 12:58 pm
      #10596  
     
    Join Date: Feb 2013
    Programs: United MP, American AAdvantage, Chase UR, AMEX MR
    Posts: 211
    Originally Posted by pritomd
    "The other day"....have you not been reading the christmas lights of posts? It all seems as of today.
    Of course it worked "the other day", it worked yesterday night. The problem is today.
    vfdfs2 is offline  
    Old Oct 12, 2015, 1:00 pm
      #10597  
     
    Join Date: Apr 2015
    Location: San Diego
    Posts: 229
    then one of you go test it ... I'm at the max for this month. I loaded $10,000 over 2 RC's ... this is another reason I tell folks to load for the month one the 1st or 2nd day and not wait till the 2nd week of that month. Take care of it ASAP.

    We need data points from across the country from those folks that haven't used up their monthly limits.
    memphian901 is offline  
    Old Oct 12, 2015, 1:02 pm
      #10598  
     
    Join Date: Apr 2015
    Location: San Diego
    Posts: 229
    Originally Posted by Julian Brennan
    Yeah just like the Bluebird was going to die 3 years ago. Oh wait? Business as usual there?
    lol

    Folks need to get a grip and we actually need data points and not moaners/whiners. Get out there, buy a VGC, and try to load it at your local Target. Then, come back here and tell us everything is still gravy in your area.
    memphian901 is offline  
    Old Oct 12, 2015, 1:07 pm
      #10599  
     
    Join Date: Jun 2012
    Location: ATL
    Programs: DL, Marriott
    Posts: 728
    If my RB card comes in the mail, I will try it out tonight. But there are at least 5+ (maybe 10?) data points from different locations in the country across here and /r/churning so I think it's enough to start to raise red flags and become concerned...
    pritomd is offline  
    Old Oct 12, 2015, 1:09 pm
      #10600  
     
    Join Date: Oct 2015
    Posts: 1
    Sadly, I can report trying 2 different Targets in Orlando with the same results that my VGC's could not be used. However a Simon GC loaded ok.
    Ace99 is offline  
    Old Oct 12, 2015, 1:11 pm
      #10601  
     
    Join Date: Apr 2015
    Posts: 81
    Originally Posted by Ace99
    Sadly, I can report trying 2 different Targets in Orlando with the same results that my VGC's could not be used. However a Simon GC loaded ok.
    so it isnt a target problem but a OV one? just this month i put my spending on a charge card as opposed to credit card (i have a few 0% CC around) and if the worst happens ill be in a whole lot of trouble xD
    uPantcho is offline  
    Old Oct 12, 2015, 1:14 pm
      #10602  
     
    Join Date: Dec 2011
    Posts: 11
    Couldn't load Vanilla Visas in Methuen, MA today. Worked there on Saturday.
    suenam is offline  
    Old Oct 12, 2015, 1:14 pm
      #10603  
     
    Join Date: Jun 2015
    Posts: 1,727
    Originally Posted by pritomd
    The fact that "checking account" debit cards aren't working at least give me some hope that this is a glitch and not a crack down on VGC.

    I'm wondering if it's even worth it for me to "try and see" tonight. I've been waiting on my permanent Redbird card with one more OVGC to load (did my other one on the temporary card) since it pretty much seems like everyone as of today can't load. Plus, I too am in NoVA (saw someone else say NoVA had this message).
    I would wait a couple of days.
    Chelski is offline  
    Old Oct 12, 2015, 1:15 pm
      #10604  
     
    Join Date: Jul 2014
    Location: DTW
    Programs: Hyatt Globalist, Marriott Titainum, Hilton Diamond, IHG Platinum, Delta Diamond
    Posts: 142
    I was having trouble loading one of my vanilla cards earlier. It was working everywhere but at Target. I just used that vanilla card at CVS to buy another vanilla which worked.

    So, there was a problem with that particular vanilla card. Maybe this is with all vanilla cards since just a couple posts above someone said it worked with a simon mall card.
    shakim is offline  
    Old Oct 12, 2015, 1:16 pm
      #10605  
     
    Join Date: May 2009
    Location: East Coast
    Programs: SPG-Hyatt-IHG-UA-AA-MR-UR
    Posts: 123
    Originally Posted by uPantcho
    so it isnt a target problem but a OV one? just this month i put my spending on a charge card as opposed to credit card (i have a few 0% CC around) and if the worst happens ill be in a whole lot of trouble xD
    Unfortunately, this issue concerns all debit cards, as reported by many others (including myself) in this thread. Both OV and Metabank GCs failed for me this morning. Others have stated that checking account linked debit cards also failed.
    chener is offline  


    Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

    This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.