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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Jun 12, 2015, 8:56 pm
      #8431  
     
    Join Date: Jan 2014
    Posts: 1,269
    Originally Posted by bigshooter
    Anyone else get a surprise email today fromTarget? Mine let me know we could no longer load Redcard with target gift cards or 3rd party credit cards.... When did this happen???
    Yep. Pretty funny.
    LWT3 is offline  
    Old Jun 12, 2015, 10:44 pm
      #8432  
     
    Join Date: Oct 2011
    Posts: 4,166
    No mention of this "new POS" in the wiki. Anything we should know?
    Superorb is offline  
    Old Jun 13, 2015, 3:37 am
      #8433  
     
    Join Date: Jul 2014
    Location: LAX
    Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
    Posts: 1,305
    Originally Posted by cajunguy
    Went to Target here in LA after work last night and loaded RB and AFT, no problems. No ID Check, No Debit Card Check, just swipe and smile and walk.
    Same here. Did it yesterday afternoon.
    jediwho is offline  
    Old Jun 13, 2015, 5:09 am
      #8434  
     
    Join Date: Mar 2014
    Posts: 279
    Emailed received yesterday


    Dear Xxxx,

    We wanted to let you know that you will no longer be able to load your Target Prepaid REDCard® by American Express at Target stores with a Target GiftCard or a non-Target branded credit card. You can continue to load your card with cash or debit at Target stores.

    You can also add money to your Target Prepaid REDcard® by American Express online through direct deposit or transfer from your linked debit or bank account.

    For more information about your Target Prepaid REDcard® by American Express, click here.


    Thanks,

    The Target Prepaid REDcard® by American Express Team
    Trinob is offline  
    Old Jun 13, 2015, 5:31 am
      #8435  
    Hilton Contributor Badge
     
    Join Date: Apr 2014
    Programs: Hilton - Diamond, IHG - Spire Amb
    Posts: 901
    No issues loading on Friday. Loaded 5k of VGC across 3 cards with no hiccups.
    Carl Christensen is offline  
    Old Jun 13, 2015, 9:30 am
      #8436  
     
    Join Date: Jul 2011
    Location: KU via KOA
    Programs: UA, AA, BA, DL, AS, Good food in distant places
    Posts: 78
    Originally Posted by bigshooter
    Anyone else get a surprise email today fromTarget? Mine let me know we could no longer load Redcard with target gift cards or 3rd party credit cards.... When did this happen???
    LMAO when I read the email. Punctual AMEX, punctual
    FOEDogg is offline  
    Old Jun 13, 2015, 9:33 am
      #8437  
     
    Join Date: Feb 2012
    Location: Los Angles
    Posts: 2,101
    Originally Posted by Trinob
    Emailed received yesterday
    Dear Xxxx,
    We wanted to let you know that you will no longer be able to load your Target Prepaid REDCard® by American Express at Target stores with a Target GiftCard or a non-Target branded credit card. You can continue to load your card with cash or debit at Target stores.
    Visa Debit/Gift card is neither "Target GiftCard or a non-Target branded credit card"

    If they include the load restriction to VGC, there will be mass exodus to BB or Serve.

    Probably they are referring to their policy implemented on May 6th. Sometimes the cart is before the horse?
    prasha11 is offline  
    Old Jun 13, 2015, 10:42 am
      #8438  
     
    Join Date: Feb 2015
    Posts: 910
    Originally Posted by bigshooter
    Anyone else get a surprise email today fromTarget? Mine let me know we could no longer load Redcard with target gift cards or 3rd party credit cards.... When did this happen???
    Yeah, that was my thought exactly. Before I got to the Amex email on my inbox yesterday I got to read a couple of panicked emails from people who had gotten the Redbird from me and had read this Amex email. I then read the subject of the Amex email "Important Notice Regarding your Target Prepaid REDcard® by American Express" and figured they had killed Redbird. I thought too bad (I have 3 Redbirds that I use) but oh well, it was nice of it to last this long. Then I get to read the Amex email, read it again to make sure I didn't miss anything...it was like those time travel movies, you enter the elevator on June 12th but when you get out of it you see the newspaper headlines for May 5th.
    NoonRadar is offline  
    Old Jun 13, 2015, 11:00 am
      #8439  
     
    Join Date: Mar 2014
    Location: NYC
    Programs: DL Platinum, AA Plat Pro, Bonvoy Lifetime Platinum, JetBlue Mosaic 3, Amtrak Select
    Posts: 966
    Is this their first official notification to the non MS audience?

    Even though MSers knew, anyone who reads travel blogs knew, anyone who tried to load with a CC knew, there was never an official notification (minus reports of some stores posting a sign with the rules), which I'd assume has to be required by some regulator or rule.

    Any speculative guesses on how what % of Redbird users actually found about the new policy via that email? I'd say around 5%, but maybe thats being optimistic.
    uppereastsider is offline  
    Old Jun 13, 2015, 12:31 pm
      #8440  
     
    Join Date: Jan 2014
    Posts: 1,269
    Loaded without any trouble in SE Michigan today. I wouldn't have posted just to say that, but the posts over the last day or two about the new POS made me wonder if I'd have any issues.
    LWT3 is offline  
    Old Jun 13, 2015, 2:26 pm
      #8441  
     
    Join Date: Dec 2009
    Posts: 337
    The username and password combination isn't right...

    FYI in event your one of the (unfortunate) accounts that this is affecting.

    Just off phone with RedCard / AmEx support and then RedCard IT support.

    One of the accounts I manage this morning when I attempted to login gave the following error:

    The username and password combination isn't right. As a reminder, the password rules are: at least 8 characters, at least 1 number, at least 1 uppercase, at least 1 lowercase, no symbols.

    This I found odd because I use 1Password app which would remember the correct user name / password combo. I tried several browsers (Safari, FF, Chrome) and 2 different computers, same issue each time, then reboot computers, clear cache, etc and still same result. Called support, they had me do the same (of course) then finally passed me to the "IT staff". He said initially that not aware of anything, but that he would be resetting my account and trying to login. Had to get the 4 on the front and 3 digits on the back of the affected card.

    It reported the same to him (I also got emails that the password was changed)

    Anyway, NOW he says "oh yea there was a discussion internally within IT about this a day or two ago. I will document that your account is also affected"

    Gave me a case # and after several questions from me I found out that right now they hope to have something fixed by "Tuesday or Wednesday"

    Anyway, if you receive the above messages. I would call it in so they can be aware of it and add you to the list.

    Last edited by rizrizriz; Jun 13, 2015 at 2:27 pm Reason: add title
    rizrizriz is offline  
    Old Jun 13, 2015, 6:57 pm
      #8442  
     
    Join Date: Jun 2015
    Posts: 1,727
    RB @ target

    Did 4 x $500 loads in VA.. CSR lady said she can do as many as I like.. This was at the same store that originally stated GCs weren't allowed. It seems they know they work now and no longer care.
    Chelski is offline  
    Old Jun 13, 2015, 7:05 pm
      #8443  
     
    Join Date: Dec 2013
    Location: NYC
    Posts: 5,025
    Originally Posted by rizrizriz
    FYI in event your one of the (unfortunate) accounts that this is affecting.

    Just off phone with RedCard / AmEx support and then RedCard IT support.

    One of the accounts I manage this morning when I attempted to login gave the following error:

    The username and password combination isn't right. As a reminder, the password rules are: at least 8 characters, at least 1 number, at least 1 uppercase, at least 1 lowercase, no symbols.

    This I found odd because I use 1Password app which would remember the correct user name / password combo. I tried several browsers (Safari, FF, Chrome) and 2 different computers, same issue each time, then reboot computers, clear cache, etc and still same result. Called support, they had me do the same (of course) then finally passed me to the "IT staff". He said initially that not aware of anything, but that he would be resetting my account and trying to login. Had to get the 4 on the front and 3 digits on the back of the affected card.

    It reported the same to him (I also got emails that the password was changed)

    Anyway, NOW he says "oh yea there was a discussion internally within IT about this a day or two ago. I will document that your account is also affected"

    Gave me a case # and after several questions from me I found out that right now they hope to have something fixed by "Tuesday or Wednesday"

    Anyway, if you receive the above messages. I would call it in so they can be aware of it and add you to the list.
    Are you sure you weren't shut down? That is what you get when you try and log in to a shut down account.
    Domat is offline  
    Old Jun 13, 2015, 7:13 pm
      #8444  
     
    Join Date: May 2015
    Posts: 284
    Originally Posted by Chelski
    Did 4 x $500 loads in VA.. CSR lady said she can do as many as I like.. This was at the same store that originally stated GCs weren't allowed. It seems they know they work now and no longer care.
    Its possible, but it's also possible it varies from staff member to staff member at the same store (as has been my experience). It's also possible your "go to" girl/guy might change their mind at anytime (if they learn of new store policies). Caution is advised. Best of luck!
    Radster is offline  
    Old Jun 13, 2015, 8:14 pm
      #8445  
     
    Join Date: Aug 2012
    Posts: 467
    An interesting datapoint would be a target with the new pos's and self-checkout Would be feasible you can load yourself since its sharing one pin pad no? I guess all the backend buttons would still need to be pressed though.
    mastermind85 is offline  


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