Yes I have Propel and the Cash back card - got/getting full rewards on both. Got the Propel in Aug 2014, received the promo credit, then applied for this card 2 months later, Oct 2014. Have had card a couple months and have received 5x on the eligible categories. I already credited some cash back to my account.

Thanks good news!

FYI, applied with no relation to WF. Pending - Denied due to no relationship. Opened checking account online, and called back. Next day was approved.

what CL?

Does anyone have updates on this pending January 15th date? I opened a WF checking and set up my network of credit unions. I don't necessarily want to apply for this till after that's date >.<

The terms have always stated that cash back is not available on gift cards. Not sure why this would be any different after the 15th?

I already have an older Wells Fargo credit card. Do you guys know if I can convert it to this card without the credit inquiry hit. I have a long-term relationship with Wells Fargo

Signup offers are intended only for new accounts. Even if WF wanted to make an exception, they would mess it up anyways.

Actually no they haven't

Someone mentioned the would upload the new terms sent in the mail for us to all read, but I haven't seen anything yet. Does anyone have copy they'd like to share? Or is the online version updated yet?

The online PDF version is only available to those who have such account. I'll be happy to email a copy of published changes on request.

Can we argue with Wells Fargo if some purchase at CVS and Stop&Shop didn't get 5X cash back? Two out of ten only got 1X cash back.

Maybe it's a knee-jerk reaction, but it feels rather foolish (to call WF about it). How sure are you that the 4x part is really missing (often times it's not next to the 1x part). Secondly, has there been enough time for it to actually appear in the 1st place? Thirdly, is it one CVS got bonus rewards and another one didn't OR is it that one transaction got the bonus rewards and another transaction at the same CVS didn't?

I'm about to apply for this card, with an established but expendable WF relationship. I am curious as to why WM MOs are not an option.

Of course $2K/day x 25 d/month in VGCs ($50K spend with a cost of $595 in VGC fees, and 35.70 in MO fees, with net profit of $1869.30) will force you to liquidate >$10K/mo in MOs at your bank(s) and send red flags out. But apart from that, and the headache of visiting grocery stores and WM every day, what is the limitation of using WM for MOs?

I will speak from experience that having payments post to this card is a major PITA. They gave me a measly $2k limit. (This is my first CC with WF and I have plenty of credit at other banks, so I don't know what the deal is with the low limit.) It takes almost 3-5 business days for credit to be available after the payments have been made. I have a WF checking account, but no WF branches within a relatively close drive. I pay from a BoA checking account usually. I even tried doing BP at Wally world... the funds posted two days ago on the account and the balance reflects the payments; however, the available credit is still $0.

This is the ONLY CC in my porftfolio that will decline a purchase with "over limit" error message. I have gone over my available limit with many cards, but this one does not allow it.