May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Oct 10, 2014, 12:05 pm
#3166
Join Date: Feb 2014
Posts: 908
Good to hear. I wasn't worry that it was dead. Just like before. I'll give it a try tonight in So Cal, and give an update.
I bet a lot of ppl are canceling their BB or Serve so they can get the new RedCard by AMEX to unload their OV.
I bet a lot of ppl are canceling their BB or Serve so they can get the new RedCard by AMEX to unload their OV.
Oct 10, 2014, 12:25 pm
#3167
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
I agree to a certain extent. Things that are obviously loopholes like HIGC shouldnt get posted as they will get killed practically instantly (people were doing it for months and then it was killed within 2-3 days). Methods that are just that, methods, and not loopholes, should definitely be shared openly. But hey, my own little secret LOOPHOLE (not method) got closed down last week without it ever making it to FT or openly on the internet as far as I am aware. I can only imagine how long it wouldve lasted had it been posted several months ago. Probably about... two days....
Oct 10, 2014, 1:33 pm
#3168
Join Date: Jul 2014
Posts: 427
Never mind... Just because others are complete and total dick doesn't make it ok for me to do the same
Oct 10, 2014, 2:04 pm
#3169
Join Date: Jul 2004
Posts: 377
Not sure why people think that the issue with vanillas has to do with Walmart programming. Why would Walmart want to pay credit fees rather than debit fees? (I have seen tons of people using vanilla cards for regular purchases not money transactions. And debit fees are so low that I don't think Walmart cares too much about us.). In contrast, Bancorp really only turns a profit on these cards if it can maximize swipe fees. I am pretty sure Bancorp is behind the problems at Walmart. People are beginning to report problems with vanillas at other stores. The common denominator is Bancorp.
Oct 10, 2014, 3:05 pm
#3170
Join Date: Jan 2011
Posts: 249
Not sure why people think that the issue with vanillas has to do with Walmart programming. Why would Walmart want to pay credit fees rather than debit fees? (I have seen tons of people using vanilla cards for regular purchases not money transactions. And debit fees are so low that I don't think Walmart cares too much about us.). In contrast, Bancorp really only turns a profit on these cards if it can maximize swipe fees. I am pretty sure Bancorp is behind the problems at Walmart. People are beginning to report problems with vanillas at other stores. The common denominator is Bancorp.
Oct 10, 2014, 5:08 pm
#3171
Join Date: Feb 2014
Posts: 908
Just visit Kate during lunch in So Cal. This Kate has always been down, or "lane closed". I was surprised it was up and running.
Load 5 x OV. Each card took about 1-3 tries to get it to load. And also load 4 x Meta, no issues.
All and all. It was a good trip.
Load 5 x OV. Each card took about 1-3 tries to get it to load. And also load 4 x Meta, no issues.
All and all. It was a good trip.
Oct 10, 2014, 5:23 pm
#3172
Join Date: Dec 2013
Posts: 3,507
Not sure why people think that the issue with vanillas has to do with Walmart programming. Why would Walmart want to pay credit fees rather than debit fees? (I have seen tons of people using vanilla cards for regular purchases not money transactions. And debit fees are so low that I don't think Walmart cares too much about us.). In contrast, Bancorp really only turns a profit on these cards if it can maximize swipe fees. I am pretty sure Bancorp is behind the problems at Walmart. People are beginning to report problems with vanillas at other stores. The common denominator is Bancorp.
There has to be manual intervention in order to code a particular product as credit. Also if it wanted to default to credit, then the workaround via Change Payment should be working every single time. Therefore I don't buy the fact that WM does not have any part in doing this because obviously it still works sometimes.
Also what stores are you hearing that OVs are having an issue? I have not heard of that.
Oct 10, 2014, 5:43 pm
#3173
Join Date: Jul 2014
Posts: 3,688
Oct 10, 2014, 7:23 pm
#3174
Join Date: Apr 2013
Location: Rockford, IL
Programs: Hyatt, Hilton Diamond
Posts: 35
Just went to WM in Milwaukee area. Loaded 3500 OVs and all loaded first swipe except one that took two swipes.
Oct 10, 2014, 7:49 pm
#3175
Join Date: May 2014
Posts: 527
Yesterday I hit the suburban KATE, and it was an unmitigated disaster. I could have swiped until the cows came home, and not one single OV would load, no matter what I did.
Tonight I went to see my KATE, and BAM, BAM, BAM. Every single OV loaded on the first swipe. What a girl.
Tonight I went to see my KATE, and BAM, BAM, BAM. Every single OV loaded on the first swipe. What a girl.
Oct 10, 2014, 8:03 pm
#3176
Join Date: May 2014
Posts: 527
It reminds me of when I gave one of my old TiVos to a relative that lives in the country. I had to configure it to dial-in via their landline, but they reported it would repeatedly say "service not answering", because there were a lot of TiVos accessing through one server, until I switched it to an access number in a less populated area of the county. No further issues.
If the processor has capacity issues, particularly in more densely-populated areas, the congestion would explain the load failures.
Oct 10, 2014, 8:08 pm
#3177
Join Date: May 2014
Location: PHL
Programs: SW CP, SPG Gold, Hilton Gold
Posts: 571
I'm leaning toward whoever Bancorp is now using as a processor.
It reminds me of when I gave one of my old TiVos to a relative that lives in the country. I had to configure it to dial-in via their landline, but they reported it would repeatedly say "service not answering", because there were a lot of TiVos accessing through one server, until I switched it to an access number in a less populated area of the county. No further issues.
If the processor has capacity issues, particularly in more densely-populated areas, the congestion would explain the load failures.
It reminds me of when I gave one of my old TiVos to a relative that lives in the country. I had to configure it to dial-in via their landline, but they reported it would repeatedly say "service not answering", because there were a lot of TiVos accessing through one server, until I switched it to an access number in a less populated area of the county. No further issues.
If the processor has capacity issues, particularly in more densely-populated areas, the congestion would explain the load failures.
Oct 10, 2014, 8:49 pm
#3178
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Not sure why people think that the issue with vanillas has to do with Walmart programming. Why would Walmart want to pay credit fees rather than debit fees? (I have seen tons of people using vanilla cards for regular purchases not money transactions. And debit fees are so low that I don't think Walmart cares too much about us.). In contrast, Bancorp really only turns a profit on these cards if it can maximize swipe fees. I am pretty sure Bancorp is behind the problems at Walmart. People are beginning to report problems with vanillas at other stores. The common denominator is Bancorp.
Oct 10, 2014, 9:43 pm
#3179
Join Date: Feb 2014
Location: PHL
Posts: 930
I am in my WM 6-7 days a week, my secondary WM ~2 days a week, and have never seen a single person ever use a OV for regular purchases...you must spend a great deal of time in WM to have seen tons of people using OV's in this manner. Maybe your WM is in the hood and that might explain it
Oct 10, 2014, 9:58 pm
#3180
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
No, just part-time hobby. I didn't even mention that my wife is also in there 4-6 days per week depending on her work schedule. One of us hits day shift and one hits second shift. Yes, we know the MC staff very well and my wife is even friends now with a couple on facebook
That isn't even taking into account the trips to the multiple grocery stores we go to as well.
We spend 3 months a year out of the country on holiday so we have to get it done in the 9 months we are home...she gets annoyed sometimes, but only gripes a little and then does her wifely MS duties
.
That isn't even taking into account the trips to the multiple grocery stores we go to as well.We spend 3 months a year out of the country on holiday so we have to get it done in the 9 months we are home...she gets annoyed sometimes, but only gripes a little and then does her wifely MS duties
.