May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Sep 16, 2014, 6:24 pm
#2911
Join Date: Apr 2013
Posts: 584
There is a time to go fast, and a time to go slow. Going fast is usually the right strategy. It's all a gamble. I have one particular "ghetto" nonwalmart store where I'm the only one getting MOs, but I can get $2500 each time without fail. I go only once a week. If I go twice a week will I likely get shut down sooner? Yes. Is there a chance twice a week would work fine? Yes. It's an unknown what the right answer is, there are too many variables, so we all need to do what is best for ourselves.
Sep 16, 2014, 6:33 pm
#2912
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Kates Back Happy Happy Joy Joy
Went to WM 2 hours ago, intending to load $500 in one swipe with a VGC, and then $2K of OVs in $49.99 loads to finish my wife's BB quota for this month. That would be 40 start from scratch loads, assuming they all went thru. 
Loaded the VGC with no problem of course. Then for some reason, despite that everyone was posting that Kate won't take more than $49.99 anymore, and the fact that I was unable to do a single load above that yesterday, I tried for a $500 load with a OV.
Card declined.
Swiped the same card a second time, $500 loaded to BB.
Swiped with another OV, $500 loaded to BB on the first swipe. The other two OV cards each took a couple of swipes to load, and I was done. Done with BB for literally WEEKS. Not again until October.
Loaded the VGC with no problem of course. Then for some reason, despite that everyone was posting that Kate won't take more than $49.99 anymore, and the fact that I was unable to do a single load above that yesterday, I tried for a $500 load with a OV.
Card declined.
Swiped the same card a second time, $500 loaded to BB.
Swiped with another OV, $500 loaded to BB on the first swipe. The other two OV cards each took a couple of swipes to load, and I was done. Done with BB for literally WEEKS. Not again until October.
Last edited by Brugge; Sep 16, 2014 at 6:39 pm
Sep 16, 2014, 7:42 pm
#2913
Join Date: Jan 2014
Location: North America
Programs: Marriott Bonvoy Titanium, Hyatt Globalist, United Silver
Posts: 32
Totally not what I meant, and I'm pretty sure you know it.
What I did was slow and steady, and it took a bunch of unnecessary trips, including yesterday when I couldn't load at all. If I had just gone for the $2500 each account per trip, I would have avoided all that.
And nothing about that would do anything at all to "shutdown the opportunity". Using Kate as she is designed within BBs limits, won't hurt a thing.
What I did was slow and steady, and it took a bunch of unnecessary trips, including yesterday when I couldn't load at all. If I had just gone for the $2500 each account per trip, I would have avoided all that.
And nothing about that would do anything at all to "shutdown the opportunity". Using Kate as she is designed within BBs limits, won't hurt a thing.
Sep 16, 2014, 7:51 pm
#2914
Join Date: Jan 2014
Location: North America
Programs: Marriott Bonvoy Titanium, Hyatt Globalist, United Silver
Posts: 32
Do you have any data or any evidence to suggest that people had previously been going slow and steady, and that's changed? I don't see anything to suggest that.
There is a time to go fast, and a time to go slow. Going fast is usually the right strategy. It's all a gamble. I have one particular "ghetto" nonwalmart store where I'm the only one getting MOs, but I can get $2500 each time without fail. I go only once a week. If I go twice a week will I likely get shut down sooner? Yes. Is there a chance twice a week would work fine? Yes. It's an unknown what the right answer is, there are too many variables, so we all need to do what is best for ourselves.
There is a time to go fast, and a time to go slow. Going fast is usually the right strategy. It's all a gamble. I have one particular "ghetto" nonwalmart store where I'm the only one getting MOs, but I can get $2500 each time without fail. I go only once a week. If I go twice a week will I likely get shut down sooner? Yes. Is there a chance twice a week would work fine? Yes. It's an unknown what the right answer is, there are too many variables, so we all need to do what is best for ourselves.
You said it yourself, people are greedy and want more and more for themselves. You might have better self control and only goes once a week, doesn't mean the next person would do the same thing. Multiply that by the spread of info via courtesy of bloggers which attract clueless newbies and the panic that usually ensue - "oh great, now everyone knows for sure...better get the most before it dies out" mentality and I think the result are obvious,
Sep 16, 2014, 8:55 pm
#2915
Join Date: Jan 2013
Posts: 131
How long after purchase do you guys wait for PIN feature to get activated?
Sep 16, 2014, 9:07 pm
#2916
Join Date: Jan 2014
Programs: SPG Platinum, Marriott LT Platinum, Hilton Diamond, Hyatt Globalist, AA Platinum Pro, AS MVP Gold
Posts: 215
Somewhat related to the topic, does anyone know which banks are more "tolerable" towards large amount of MOs everyday?
I was depositing MOs into Chase and Wells Fargo everyday, but stopped upon seeing these Chase shutdown reports. Now I only deposit to Wells Fargo but I don't feel too comfortable about depositing 6k+ everyday...
I was depositing MOs into Chase and Wells Fargo everyday, but stopped upon seeing these Chase shutdown reports. Now I only deposit to Wells Fargo but I don't feel too comfortable about depositing 6k+ everyday...
Sep 16, 2014, 9:34 pm
#2917
Suspended
Join Date: May 2014
Location: ILG/PHL
Programs: Amex Plat, AA Gold, SPG Gold, Hyatt Gold, HHonors Gold, Carlson Gold
Posts: 1,075
Somewhat related to the topic, does anyone know which banks are more "tolerable" towards large amount of MOs everyday?
I was depositing MOs into Chase and Wells Fargo everyday, but stopped upon seeing these Chase shutdown reports. Now I only deposit to Wells Fargo but I don't feel too comfortable about depositing 6k+ everyday...
I was depositing MOs into Chase and Wells Fargo everyday, but stopped upon seeing these Chase shutdown reports. Now I only deposit to Wells Fargo but I don't feel too comfortable about depositing 6k+ everyday...
Sep 17, 2014, 4:27 am
#2918
Join Date: Apr 2013
Posts: 584
Somewhat related to the topic, does anyone know which banks are more "tolerable" towards large amount of MOs everyday?
I was depositing MOs into Chase and Wells Fargo everyday, but stopped upon seeing these Chase shutdown reports. Now I only deposit to Wells Fargo but I don't feel too comfortable about depositing 6k+ everyday...
I was depositing MOs into Chase and Wells Fargo everyday, but stopped upon seeing these Chase shutdown reports. Now I only deposit to Wells Fargo but I don't feel too comfortable about depositing 6k+ everyday...
Be careful for new banks putting freezes on your account without telling you, or you having a way of knowing... can lead to issues when you try and get the money out. That happened at 3 of my 6.
Sep 17, 2014, 8:10 am
#2919
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Sure, just a few years back I don't recall people asking "how many times of my CL" can I safely churned each month?
You said it yourself, people are greedy and want more and more for themselves. You might have better self control and only goes once a week, doesn't mean the next person would do the same thing. Multiply that by the spread of info via courtesy of bloggers which attract clueless newbies and the panic that usually ensue - "oh great, now everyone knows for sure...better get the most before it dies out" mentality and I think the result are obvious,
You said it yourself, people are greedy and want more and more for themselves. You might have better self control and only goes once a week, doesn't mean the next person would do the same thing. Multiply that by the spread of info via courtesy of bloggers which attract clueless newbies and the panic that usually ensue - "oh great, now everyone knows for sure...better get the most before it dies out" mentality and I think the result are obvious,
Sep 17, 2014, 8:20 am
#2921
Join Date: May 2014
Posts: 201
Do you have any data or any evidence to suggest that people had previously been going slow and steady, and that's changed? I don't see anything to suggest that.
There is a time to go fast, and a time to go slow. Going fast is usually the right strategy. It's all a gamble. I have one particular "ghetto" nonwalmart store where I'm the only one getting MOs, but I can get $2500 each time without fail. I go only once a week. If I go twice a week will I likely get shut down sooner? Yes. Is there a chance twice a week would work fine? Yes. It's an unknown what the right answer is, there are too many variables, so we all need to do what is best for ourselves.
There is a time to go fast, and a time to go slow. Going fast is usually the right strategy. It's all a gamble. I have one particular "ghetto" nonwalmart store where I'm the only one getting MOs, but I can get $2500 each time without fail. I go only once a week. If I go twice a week will I likely get shut down sooner? Yes. Is there a chance twice a week would work fine? Yes. It's an unknown what the right answer is, there are too many variables, so we all need to do what is best for ourselves.
Sep 17, 2014, 9:56 am
#2922
Join Date: Feb 2014
Posts: 90
posts start getting off topic now , maybe should start a new thread: Usage of MO, Banks and Credit Line.
, maybe should start a new thread: Usage of MO, Banks and Credit Line.
Sep 17, 2014, 10:04 am
#2924
Join Date: Jul 2014
Posts: 3,688
Somewhat related to the topic, does anyone know which banks are more "tolerable" towards large amount of MOs everyday?
I was depositing MOs into Chase and Wells Fargo everyday, but stopped upon seeing these Chase shutdown reports. Now I only deposit to Wells Fargo but I don't feel too comfortable about depositing 6k+ everyday...
I was depositing MOs into Chase and Wells Fargo everyday, but stopped upon seeing these Chase shutdown reports. Now I only deposit to Wells Fargo but I don't feel too comfortable about depositing 6k+ everyday...
From what I've been reading NONE of the big banks are tolerable when it comes to MO's and they're the ones who determine what is considered a huge volume per customer profile. Do business with them at your comfort level.
Sep 17, 2014, 3:55 pm
#2925
Join Date: May 2014
Location: SoCal
Posts: 2,164
if you get an activation confirmation when you purchase your OV then its activated (CVS activate upon purchase and it shows on the receipt) others like walgreen takes longer time up to 24 hours. it depends where you buy your OV.