Merchant classification codes
Apr 21, 2014 | 11:14 pm
#4
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,707
You can also use Visa supplier database: https://www.visa.com/supplierlocator/search/index.jsp
But as mentioned, the best way is to make a small test purchase.
But as mentioned, the best way is to make a small test purchase.
Apr 22, 2014 | 6:33 am
#6
Join Date: Jan 2013
Location: Fishers, IN
Posts: 105
Apr 22, 2014 | 7:46 am
#7
Join Date: Feb 2011
Posts: 78
WM giftcard
All neighborhood markets I have checked are coded as grocery stores. I bought a sizable WM GC to use for gas and general WM purchases. (Sam's Club has the cheapest and most convenient gas on my commute. I.E. I get the same CB on gas as grocery, but don't use my card for small purchases.)
AFAIK they have the same policies as any other Walmart so I wouldn't expect to be able to buy any debit GC, but feel free to give it a try
AFAIK they have the same policies as any other Walmart so I wouldn't expect to be able to buy any debit GC, but feel free to give it a try
Apr 22, 2014 | 9:06 am
#8
Join Date: Sep 2012
Posts: 4,436
I've never been to a Neighborhood Market, the closest one is about 10-15 miles away (regular Walmarts are all around me). What does the NM Walmart have that can I can take advantage of with a grocery bonus credit card? If it's just Visa gift cards, I can get that at CVS or any grocery store.
Apr 22, 2014 | 9:23 am
#9
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,386
I agree that Amex codes neighborhood as grocery. However, they do not code Super Walmarts as such.
For the most part I have had 100% success at Super Walmarts and Neighborhood WMs coding as grocery on my Visa and Mastercards. The Visa Supplier link listed above is a great resource for checking. I heard that sometimes Super WM vary based on which register you use. In this case, the Visa link will sometimes list two MCC codes. Yet I have no personally seen them and I check out wherever the line is shortest.
For the most part I have had 100% success at Super Walmarts and Neighborhood WMs coding as grocery on my Visa and Mastercards. The Visa Supplier link listed above is a great resource for checking. I heard that sometimes Super WM vary based on which register you use. In this case, the Visa link will sometimes list two MCC codes. Yet I have no personally seen them and I check out wherever the line is shortest.
Jan 22, 2015 | 11:51 am
#11
Join Date: Sep 2014
Posts: 1,837
visa merchant codes?
I did a search and didn't find anything unless it's buried deep in one of the threads.
I've got 2 Targets that are not coded as a grocery store with Visa. They used to NOT have a full grocery, but probably in the last year or two added a full grocery.
I've got a Walmart that is in the process of becoming a Super Center I'm not sure if it will be eventually coded as a grocery store.
Is there anything we can do as consumers either to visa or Target/Walmart to have them be changed as a grocery store so I can do my MS at Target/Walmart?
thanks.
I've got 2 Targets that are not coded as a grocery store with Visa. They used to NOT have a full grocery, but probably in the last year or two added a full grocery.
I've got a Walmart that is in the process of becoming a Super Center I'm not sure if it will be eventually coded as a grocery store.
Is there anything we can do as consumers either to visa or Target/Walmart to have them be changed as a grocery store so I can do my MS at Target/Walmart?
thanks.
Last edited by lumangoy; Jan 22, 2015 at 11:57 am
Jan 22, 2015 | 1:01 pm
#12
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
I did a search and didn't find anything unless it's buried deep in one of the threads.
I've got 2 Targets that are not coded as a grocery store with Visa. They used to NOT have a full grocery, but probably in the last year or two added a full grocery.
I've got a Walmart that is in the process of becoming a Super Center I'm not sure if it will be eventually coded as a grocery store.
Is there anything we can do as consumers either to visa or Target/Walmart to have them be changed as a grocery store so I can do my MS at Target/Walmart?
thanks.
I've got 2 Targets that are not coded as a grocery store with Visa. They used to NOT have a full grocery, but probably in the last year or two added a full grocery.
I've got a Walmart that is in the process of becoming a Super Center I'm not sure if it will be eventually coded as a grocery store.
Is there anything we can do as consumers either to visa or Target/Walmart to have them be changed as a grocery store so I can do my MS at Target/Walmart?
thanks.
Jan 22, 2015 | 8:10 pm
#13
Join Date: Nov 2014
Posts: 30
My experience differs. I have some Targets and neighborhood Walmarts coded as grocery for Visa. The neighborhood Walmarts also code as grocery for Amex.
Jan 22, 2015 | 8:12 pm
#14
Join Date: Oct 2014
Posts: 108
All 4 walmarts near my house are coded as grocery stores for Visa/MC 4 out of 5 Target stores are also code as grocery stores for Visa/MC. I usually walk 15 minutes to the nearest Target to load AFT and RedBird , stop by some restaurants, and walk back to my office during lunch break.
However, AMEX treat all Walmarts & Targets as warehouse and not grocery stores. I only use AMEX gift cards at Walmart/Target but not old Blue or BCP.
However, AMEX treat all Walmarts & Targets as warehouse and not grocery stores. I only use AMEX gift cards at Walmart/Target but not old Blue or BCP.
Jan 22, 2015 | 8:20 pm
#15
Join Date: Nov 2014
Posts: 30
All 4 walmarts near my house are coded as grocery stores for Visa/MC 4 out of 5 Target stores are also code as grocery stores for Visa/MC. I usually walk 15 minutes to the nearest Target to load AFT and RedBird , stop by some restaurants, and walk back to my office during lunch break.
However, AMEX treat all Walmarts & Targets as warehouse and not grocery stores. I only use AMEX gift cards at Walmart/Target but not old Blue or BCP.
However, AMEX treat all Walmarts & Targets as warehouse and not grocery stores. I only use AMEX gift cards at Walmart/Target but not old Blue or BCP.