Merchant classification codes
Jan 22, 2015 | 8:39 pm
#16
Join Date: Oct 2014
Posts: 108
Great. I never tried any neighborhood Walmart since the nearest neighborhood walmart is 8 miles away from my house. 3 super walmarts are within 3 miles from my house/office. I will try to stop by this neighborhood sometime to see if it is codes as grocery stores by AMEX.
Jan 23, 2015 | 8:54 am
#18
Join Date: Jan 2014
Location: Home, where we should all be
Programs: Who knows anymore. It's a f---ing pandemic.
Posts: 273
You can check your nearest merchants and see how each is coded here: https://www.visa.com/supplierlocator/index.jsp. Around me, some Walmarts are grocery stores.
Jan 23, 2015 | 10:18 pm
#19
Join Date: Sep 2014
Posts: 1,837
You can check your nearest merchants and see how each is coded here: https://www.visa.com/supplierlocator/index.jsp. Around me, some Walmarts are grocery stores.
One of the Targets is listed as a discount store, but it's actually is coded as a grocery with WF.
I usually do a test first to see how it's coded
Jan 27, 2015 | 2:08 am
#20
Join Date: Mar 2014
Location: PWM
Programs: AA EXP
Posts: 1,570
As others have correctly noted, there are a variety of MCCs used for Target. In fact, there are even reports of different MCCs for different registers (e.g. Customer Service vs. Electronics vs. Grocery).
With that being said, many issuers are smart enough to purposely exclude Target from spending category bonuses, regardless of MCC. I believe someone reported earning the usual 1% on a "grocery Target" with the Chase Freedom this month. So finding a "grocery Target" may not be the windfall it appears to be!
Personally, I'm very interested to see how Redbirds code at "grocery Targets." But I don't have my hopes up...
With that being said, many issuers are smart enough to purposely exclude Target from spending category bonuses, regardless of MCC. I believe someone reported earning the usual 1% on a "grocery Target" with the Chase Freedom this month. So finding a "grocery Target" may not be the windfall it appears to be!
Personally, I'm very interested to see how Redbirds code at "grocery Targets." But I don't have my hopes up...
Jan 27, 2015 | 1:18 pm
#21
Join Date: May 2013
Posts: 85
As others have correctly noted, there are a variety of MCCs used for Target. In fact, there are even reports of different MCCs for different registers (e.g. Customer Service vs. Electronics vs. Grocery).
With that being said, many issuers are smart enough to purposely exclude Target from spending category bonuses, regardless of MCC. I believe someone reported earning the usual 1% on a "grocery Target" with the Chase Freedom this month. So finding a "grocery Target" may not be the windfall it appears to be!
Personally, I'm very interested to see how Redbirds code at "grocery Targets." But I don't have my hopes up...
With that being said, many issuers are smart enough to purposely exclude Target from spending category bonuses, regardless of MCC. I believe someone reported earning the usual 1% on a "grocery Target" with the Chase Freedom this month. So finding a "grocery Target" may not be the windfall it appears to be!
Personally, I'm very interested to see how Redbirds code at "grocery Targets." But I don't have my hopes up...
RedBirds code as grocery at my Target using my Penfed....Wish it was still 3% but after devaluation I think it ends up like 2.5%. Still beats 2%!