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-   -   Evolve Money (https://www.flyertalk.com/forum/manufactured-spending/1541638-evolve-money.html)

horseymen Mar 18, 2014 1:23 am

It has been noted on Fatwallet that Navy Federal Loans are available to be paid. (HT: Kybosh)

Has anyone tried this with the line of credit loan that is attached to checking accounts?

KYBOSH Mar 18, 2014 6:01 am


Originally Posted by horseymen (Post 22543034)
It has been noted on Fatwallet that Navy Federal Loans are available to be paid. (HT: Kybosh)

Has anyone tried this with the line of credit loan that is attached to checking accounts?

The Navchek has the same account number as your checking account.
Since Evolve doesn't accept deposit account numbers it wont work.

scocjo Mar 18, 2014 9:40 am


Originally Posted by WhiteRoom (Post 22542352)
I'll offer up some Wells Fargo/Evolve info. My mortgage is due on the 1st, late charge hits on the 16th. We had always ACH'd out of our checking on the 7th. I paid via Evolve for the first time in March, over the first weekend (two payments each day). All four payments arrived on Monday the 3rd and were put into unapplied funds even though they added to exactly the payment. They sat in unapplied funds for three days before I called to see what was up (so I could cancel the ACH). The CSR told me that they would put in a "work order" to move them from unapplied funds to payment (that happened about five days later) and that they would also put in a "work order" to have this happen automatically in the future. We will see if that happens or not. I don't believe there is any point in the weekend payments - everything goes into unapplied funds given Evolve's limit (unless you have a sub $1000 mortgage and a debit card with that much $ on it). The one thing I don't quite understand is people's comments about payments going to principal if you make them prior to the due date - but to be safe I am going to continue to make Evolve payments on the 1st and 2nd of every month then hopefully the move from unapplied funds to payment will be automatic.

Thanks for the info - I appreciate it. That seems like a good approach.

THEsocalledfan Mar 18, 2014 2:44 pm


Originally Posted by WhiteRoom (Post 22542352)
I'll offer up some Wells Fargo/Evolve info. My mortgage is due on the 1st, late charge hits on the 16th. We had always ACH'd out of our checking on the 7th. I paid via Evolve for the first time in March, over the first weekend (two payments each day). All four payments arrived on Monday the 3rd and were put into unapplied funds even though they added to exactly the payment. They sat in unapplied funds for three days before I called to see what was up (so I could cancel the ACH). The CSR told me that they would put in a "work order" to move them from unapplied funds to payment (that happened about five days later) and that they would also put in a "work order" to have this happen automatically in the future. We will see if that happens or not. I don't believe there is any point in the weekend payments - everything goes into unapplied funds given Evolve's limit (unless you have a sub $1000 mortgage and a debit card with that much $ on it). The one thing I don't quite understand is people's comments about payments going to principal if you make them prior to the due date - but to be safe I am going to continue to make Evolve payments on the 1st and 2nd of every month then hopefully the move from unapplied funds to payment will be automatic.

Great info, but at this point, I'd argue it is simpler to buy paper at Wally world and pay at a branch/mail. If you get this to work, please update us as I would be tempted to try it.

jyx Mar 18, 2014 2:54 pm

has anyone figured out how to make partial mortgage payments work at Provident? Was told that they won't accept partial payments if multiple ones add up.

karenfly Mar 19, 2014 7:53 am

My payment to Chase Mortgage which is shown as delivered on 3/17 has not shown in my mortgage account. But the payment that is delivered later than 3/17 has shown up. Has anyone has the same experience? Thanks!

WhiteRoom Mar 19, 2014 9:20 am


Originally Posted by THEsocalledfan (Post 22547013)
Great info, but at this point, I'd argue it is simpler to buy paper at Wally world and pay at a branch/mail. If you get this to work, please update us as I would be tempted to try it.

I hear you. I am not on the Wally circuit (no VRs) so I am not already there. I am using Univsions from the grocery store where I get the cc points/miles plus fuel rewards and I am already there regularly. Super easy to then pay at home on the computer. Will update on how WF handles the next payment.

Johnnycomeslater Mar 19, 2014 5:25 pm

Anybody is paying rent by evolve? My apartment community is listed by evolve but it doesn't take my account number (which is my apartment number), it asks for 11-16 digit number. I called the leasing office and corporate, they are not aware of such number. Evolve is no help either.

FlightNurse Mar 20, 2014 2:18 am


Originally Posted by Johnnycomeslater (Post 22554226)
Anybody is paying rent by evolve? My apartment community is listed by evolve but it doesn't take my account number (which is my apartment number), it asks for 11-16 digit number. I called the leasing office and corporate, they are not aware of such number. Evolve is no help either.

You might want to look on your leasing paperwork, each tenant should have an account number this is just standard accounting practice.

horseymen Mar 20, 2014 2:49 am

Scattershooting while considering taking out a 12 month loan at Navy for the sole purpose of paying it back using Evolve.

oohaahouch Mar 20, 2014 7:32 am

Anyone paid blue cross blue shield? my payment is not showing up, its 3 days after delivery date! I only had my member # in account #, anyone has a successful payment?

crapz1 Mar 20, 2014 9:43 am

Has anyone tried making payments to same mortgage account from multiple EV accounts? I'm using $200 VGCs to spread across multiple EV accounts. My first payment went through but second failed with general error. After waiting 6 minutes I was able to make another payment on the first EV account. Then I went to a second EV account with the same payee and that failed. Same with a third EV account. Waiting 6 minutes then paying with the second EV account worked. I was hoping to cut down the waiting time, but it looks like the 6 minute wait is across the system for the same payee. Just curious if others had the same experience. Reason I'm using multiple EV accounts is that my mortgage with WF is over $3k and I'd like to have them all arrive on the same day so that it gets applied correctly. Last month I spread it out over a week on one account and it got applied to principal and I had to call them to correct it. I guess even with the multiple accounts I'll still have to make each individual payment 6 minutes apart. Only thing that sucks is that the 3 VGCs that failed all have their funds in a temporary hold.

horseymen Mar 20, 2014 4:26 pm


Originally Posted by crapz1 (Post 22557612)
Has anyone tried making payments to same mortgage account from multiple EV accounts? I'm using $200 VGCs to spread across multiple EV accounts. My first payment went through but second failed with general error. After waiting 6 minutes I was able to make another payment on the first EV account. Then I went to a second EV account with the same payee and that failed. Same with a third EV account. Waiting 6 minutes then paying with the second EV account worked. I was hoping to cut down the waiting time, but it looks like the 6 minute wait is across the system for the same payee. Just curious if others had the same experience. Reason I'm using multiple EV accounts is that my mortgage with WF is over $3k and I'd like to have them all arrive on the same day so that it gets applied correctly. Last month I spread it out over a week on one account and it got applied to principal and I had to call them to correct it. I guess even with the multiple accounts I'll still have to make each individual payment 6 minutes apart. Only thing that sucks is that the 3 VGCs that failed all have their funds in a temporary hold.

I have a $2200 dollar mortgage I am trying a similar thing today - two accounts, today and tomorrow, both should have an arrive date of 3/24 - and have an exact payment hit - hopefully that will hit the Chase auto-correct appropriately without manual intervention.

spgbus Mar 20, 2014 7:13 pm

The wait time is 5+ minutes for the same payee across multiple EV accounts.

wcj Mar 20, 2014 7:17 pm


Originally Posted by oohaahouch (Post 22556965)
Anyone paid blue cross blue shield? my payment is not showing up, its 3 days after delivery date! I only had my member # in account #, anyone has a successful payment?


I tried once for BCBS. Payment ended up failing and being returned. Evolve does send notice that it failed via email.


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