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Old Nov 30, 2013 | 5:51 pm
  #31  
 
Join Date: Dec 2012
Posts: 498
Originally Posted by JW008
On mine and my girlfriend's accounts, we've been capped at $3500. Any idea if it's a calendar or rolling month?
not sure

netspend a little more $ than other ways to MS. I limit to $500-1k/month since fees are higher than other methods. i could just buy MO with MC instead. much easier

edit:
I guess both require trips to WM but with mc I can do it all in one trip, though I guess I could bring a laptop and load while on the run with VR
aeneas3 is offline  
Old Nov 30, 2013 | 5:58 pm
  #32  
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Join Date: Nov 1999
Posts: 24,150
Originally Posted by aeneas3
not sure

netspend a little more $ than other ways to MS. I limit to $500-1k/month since fees are higher than other methods. i could just buy MO with MC instead. much easier

edit:
I guess both require trips to WM but with mc I can do it all in one trip, though I guess I could bring a laptop and load while on the run with VR
If you are MOing @ Wallys why limit yourself to $500-1000 its the same $2 fee so get 2 $1k MOs
craz is offline  
Old Nov 30, 2013 | 6:04 pm
  #33  
 
Join Date: Dec 2012
Posts: 498
Originally Posted by craz
If you are MOing @ Wallys why limit yourself to $500-1000 its the same $2 fee so get 2 $1k MOs
yup, not sure why I said 500 to continue with. I did a small one as a test the first time. definitely want to maximize value for fees, thanks.
aeneas3 is offline  
Old Nov 30, 2013 | 10:24 pm
  #34  
 
Join Date: May 2013
Posts: 939
Would someone post a link to the major Netspend thread here on FT? I'd like to read it but the search function isnt pulling up anything.
KYBOSH is offline  
Old Dec 2, 2013 | 3:55 pm
  #35  
 
Join Date: May 2012
Posts: 88
Originally Posted by JW008
On mine and my girlfriend's accounts, we've been capped at $3500. Any idea if it's a calendar or rolling month?
It's calendar. I was able to enter 3K more this morning.

Originally Posted by KYBOSH
Would someone post a link to the major Netspend thread here on FT? I'd like to read it but the search function isnt pulling up anything.
I've been looking for it, as well. Search doesn't seem to bring it up.
JW008 is offline  
Old Dec 9, 2013 | 1:53 pm
  #36  
 
Join Date: Jun 2012
Posts: 140
It ;looks l;ike you can do a bill pay if you initiate it from your biller's site, not netspend.
brettskyg is offline  
Old Dec 9, 2013 | 3:47 pm
  #37  
 
Join Date: Jul 2009
Posts: 721
Yeah, that's what I plan to test first.

On one of netSpend's summary pages or something it implies billpay is $1, but when you try to pay a bill via your account the links I was clicking usually indicated something like "fee varies" and the fees seemed all over the map (but higher than $1). Clicking something else gives the ACH details specific to your account, with the implication that that sort of billpay is free.

Any netSpenders wanna post a short Strategy Primer? There's new netSpenders due to the silly CVS/PayPal promo from right before Thanksgiving.
zceuxbhjutf is offline  
Old Dec 9, 2013 | 7:52 pm
  #38  
 
Join Date: Dec 2012
Posts: 498
Here is what I am doing:
- 1k/ month for now until the beginning of the year with beans purchased at RA
- use netspend card to purchase MO

per 1k spent:
- 3.95 VR activation x 2
- $2 debit fee
- $9.90/1k

You can offset the fees with the netspend referral conga, you will get $40 in referral bonuses. I am unsure of the bill pay. I was basically going to use this card to get the fees to be offset by the referral cash. of course you could just get the referral money and run...
aeneas3 is offline  
Old Dec 9, 2013 | 10:30 pm
  #39  
 
Join Date: Jul 2009
Posts: 721
Thanks, ae...

Re VR can I cut that in half via ReloadIt $950 max at Safeway (i.e. kinda looking for a wiki re buying X with a CC)?

Re MO say you then deposit at Bank Z. Have you tried the alternative of using Z's website to instead do an ACH-pull from netSpend? Was it free?
EDIT: I USED MY CC WEBSITE TO ACH-Pull from netSpend FOR FREE

Thanks!

Last edited by zceuxbhjutf; Dec 16, 2013 at 11:30 am
zceuxbhjutf is offline  
Old Dec 16, 2013 | 12:22 am
  #40  
 
Join Date: Oct 2012
Posts: 207
Unable to load card

My netspend card had been going strong for ~ 10 months
However now I am unable to load any money on it at all. I have loaded 1.4K this month and 1.5K in November. When I try to load it with VR it says that I have exceeded the recharge limit. I am still able to login and see my transactions and balance.

Any thoughts on is this a shut down or if they have new limits on how much we can load and unload each month?
cyclotron is offline  
Old Dec 23, 2013 | 5:16 pm
  #41  
 
Join Date: Nov 2012
Posts: 657
I called and was told 3500 load limit in a 7 day period, 5000 load limit for 30 day period.

Not sure how accurate that is but gels with my ability to only load 3500 in my first 2 days.
drdrew450 is offline  
Old Dec 23, 2013 | 7:15 pm
  #42  
 
Join Date: Mar 2007
Posts: 376
Originally Posted by drdrew450
I called and was told 3500 load limit in a 7 day period, 5000 load limit for 30 day period.

Not sure how accurate that is but gels with my ability to only load 3500 in my first 2 days.
Is this limit per one NS card or between all NS cards (issued for one SSN)?
groundhog is offline  
Old Dec 23, 2013 | 8:43 pm
  #43  
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Join Date: Nov 1999
Posts: 24,150
Originally Posted by drdrew450
I called and was told 3500 load limit in a 7 day period, 5000 load limit for 30 day period.

Not sure how accurate that is but gels with my ability to only load 3500 in my first 2 days.
I was able to load $4k ($2k x 2) and unloaded via MOing. Tried to load some more and VR wouldnt work, called up VR to do it and message said the card wasnt allowing any loads and to contact that company.I'll wait till after 1/1 to see if its dead or was just frozen for hitting the max

Last edited by craz; Dec 24, 2013 at 12:53 pm
craz is offline  
Old Dec 24, 2013 | 11:11 am
  #44  
 
Join Date: Dec 2012
Posts: 498
Originally Posted by drdrew450
I called and was told 3500 load limit in a 7 day period, 5000 load limit for 30 day period.

Not sure how accurate that is but gels with my ability to only load 3500 in my first 2 days.
these limits have held true for me
aeneas3 is offline  
Old Dec 25, 2013 | 10:48 pm
  #45  
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Join Date: Aug 2013
Posts: 267
Originally Posted by aeneas3
these limits have held true for me
in september i was able to load much much much more.
but october onward, i was able to load only $3500. something bad happened in september.
BarnyardRomeo is offline  


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