Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Apr 15, 2013, 1:51 pm
#481
Join Date: Nov 2002
Posts: 164
Here's my test. Went into a WM with 5x$100 University National Bank GC's (they also use giftcardmall to set up pin.)
1. Tried cashback. Declined.
2. Tried to put $400 on BB by telling cashier to do 4x$100 transactions. After the 4th swipe, her screen flashed cancelled and it was game over.
3. I then told her just to try $100 on BB and that worked.
Reading a couple of posts back, it looks like it might be a max of 3 transactions, so I will try 3x$100 next time. Also didn't try a MO since there were 4 people in line.
1. Tried cashback. Declined.
2. Tried to put $400 on BB by telling cashier to do 4x$100 transactions. After the 4th swipe, her screen flashed cancelled and it was game over.
3. I then told her just to try $100 on BB and that worked.
Reading a couple of posts back, it looks like it might be a max of 3 transactions, so I will try 3x$100 next time. Also didn't try a MO since there were 4 people in line.
Apr 15, 2013, 2:28 pm
#482
Join Date: Nov 2009
Location: DEN
Programs: SPG Gold; HH Diamond
Posts: 223
Another data point:
After trying unsuccessfully at WM yesterday ("tender not approved"), I was able to purchase a money order at the kiosk with a $200 Vanilla Visa GC issued by Bancorp. After entering a new PIN, the transaction was approved and the M.O. printed with no problems. At that point, though, the screen requested that a manger log in because "system assistance" was required. There was a fairly long line, so I left. Just wondering if anyone has encountered a similar situation, and/or if it was just a coincidence?
After trying unsuccessfully at WM yesterday ("tender not approved"), I was able to purchase a money order at the kiosk with a $200 Vanilla Visa GC issued by Bancorp. After entering a new PIN, the transaction was approved and the M.O. printed with no problems. At that point, though, the screen requested that a manger log in because "system assistance" was required. There was a fairly long line, so I left. Just wondering if anyone has encountered a similar situation, and/or if it was just a coincidence?
Apr 15, 2013, 2:45 pm
#483
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Another data point:
After trying unsuccessfully at WM yesterday ("tender not approved"), I was able to purchase a money order at the kiosk with a $200 Vanilla Visa GC issued by Bancorp. After entering a new PIN, the transaction was approved and the M.O. printed with no problems. At that point, though, the screen requested that a manger log in because "system assistance" was required. There was a fairly long line, so I left. Just wondering if anyone has encountered a similar situation, and/or if it was just a coincidence?
After trying unsuccessfully at WM yesterday ("tender not approved"), I was able to purchase a money order at the kiosk with a $200 Vanilla Visa GC issued by Bancorp. After entering a new PIN, the transaction was approved and the M.O. printed with no problems. At that point, though, the screen requested that a manger log in because "system assistance" was required. There was a fairly long line, so I left. Just wondering if anyone has encountered a similar situation, and/or if it was just a coincidence?
Apr 15, 2013, 2:50 pm
#484
Join Date: Nov 2009
Location: DEN
Programs: SPG Gold; HH Diamond
Posts: 223
Apr 15, 2013, 3:01 pm
#485
Join Date: Oct 2012
Posts: 970
The kiosk isn't available at all locations. Only 1 out of 3 local WMs has one in my area. And as I reported when I used the kiosk a few days ago, the damn thing was LOUD - everyone in the Customer Service area knew what I was doing - someone suggested there might be a mute button/option, but if there is, I didn't notice it. Also, only allows max of $500 MO purchase at the kiosk vs $1K at the counter.
Apr 15, 2013, 3:03 pm
#486
A FlyerTalk Posting Legend
Join Date: Sep 2002
Location: LAX/TPE
Programs: United 1K, JAL Sapphire, SPG Lifetime Platinum, National Executive Elite, Hertz PC, Avis PC
Posts: 42,257
Apr 15, 2013, 3:58 pm
#487
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Apr 15, 2013, 5:10 pm
#488
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
The kiosk isn't available at all locations. Only 1 out of 3 local WMs has one in my area. And as I reported when I used the kiosk a few days ago, the damn thing was LOUD - everyone in the Customer Service area knew what I was doing - someone suggested there might be a mute button/option, but if there is, I didn't notice it. Also, only allows max of $500 MO purchase at the kiosk vs $1K at the counter.
Apr 15, 2013, 5:30 pm
#489
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Anyways, back on topic...anybody ordering from GCM over the *ahem* weekend get a shipping notification? One order of mine wasn't cancelled, but still no shipping, just wondering....
Last edited by PainCorp; Apr 15, 2013 at 5:36 pm
Apr 15, 2013, 5:37 pm
#490
Join Date: Jun 2005
Location: Sweet Home Chicago
Programs: Hilton Gold, Marriott Gold
Posts: 646
Apr 15, 2013, 5:48 pm
#491
Join Date: Jun 2010
Location: LAX
Posts: 288
Has anyone tried to buy MO at PO?
Apr 15, 2013, 6:15 pm
#492
Join Date: Apr 2013
Posts: 1
GCM Not Working
Apr 15, 2013, 6:45 pm
#493
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
My 4 orders (using 4 different credit cards) were all canceled. I ordered the Visa Gift Cards on Saturday and was emailed on Sunday that the orders couldn't be processed and were being canceled. I called and was told by GCM that my cc companies didn't process the orders through. I called my cc companies and they said they did allow the charges. I called back GCM and was told it could be the address not being perfectly correct. I called back my cc companies and verified the address was correct. So, no go here as GCM wouldn't process the order through.
Apr 15, 2013, 6:50 pm
#494
Join Date: Dec 2012
Posts: 204
What is the denomination of the Meta Bank cards you guys are getting at Staples? I went to my local Staples today and only saw $100 ones for $6.95 fee... not worth it.
Apr 15, 2013, 6:59 pm
#495
Join Date: Mar 2013
Posts: 88
My 4 orders (using 4 different credit cards) were all canceled. I ordered the Visa Gift Cards on Saturday and was emailed on Sunday that the orders couldn't be processed and were being canceled. I called and was told by GCM that my cc companies didn't process the orders through. I called my cc companies and they said they did allow the charges. I called back GCM and was told it could be the address not being perfectly correct. I called back my cc companies and verified the address was correct. So, no go here as GCM wouldn't process the order through.