Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Oct 10, 2013, 3:24 pm
#2551
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
For me, I am very flexible - if I get my favorite ones I do a lot more, if I get one that is either dumb or go straightly by the book or has power trip symptom, I do whatever the store always allow to do and be done with it. Always a productive trip when sometimes it is very much so.
Last edited by Happy; Oct 10, 2013 at 3:34 pm
Oct 11, 2013, 2:45 am
#2552
Join Date: Jan 2013
Location: CHICAGO, IL
Programs: Arrival Points, M-Life, Hyatt, ULTIMATE REWARDS, AA, UAL, SOUTHWEST
Posts: 121
faulty VGC
Defects appear to occur with more frequency when using these OneVanilla GCs than with GCM GCs as reported by other members.
My assessment:
MetaBank GOOD
BanCorp Bank BAD
Oct 11, 2013, 9:20 am
#2553
Join Date: Feb 2013
Posts: 17
IMO, leaving as soon as questioned or asked to show the card/ID is just confirming their suspicion that "something is fishy" and likely to result in more of the same.
Oct 11, 2013, 11:02 am
#2554
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
We get the occasional sniff, rarely, asked for ID, asked for the card. We always show and are always processed through to completion. They're looking for fraud and stolen cards. They tell us so (apologetically) when they verify.
IMO, leaving as soon as questioned or asked to show the card/ID is just confirming their suspicion that "something is fishy" and likely to result in more of the same.
IMO, leaving as soon as questioned or asked to show the card/ID is just confirming their suspicion that "something is fishy" and likely to result in more of the same.
Oct 11, 2013, 2:10 pm
#2555
Join Date: Jun 2012
Posts: 78
SAR
For those of you liquidating these into MOs by the thousands, when does concern for an SAR come in?
Is it $10,000 in a single day, single transaction etc...
And more importantly is your attitude, "so what"? File your SAR I'm not doing anything illegal?
Does the SAR go to the IRS or is it kept internal?
Is it $10,000 in a single day, single transaction etc...
And more importantly is your attitude, "so what"? File your SAR I'm not doing anything illegal?
Does the SAR go to the IRS or is it kept internal?
Oct 11, 2013, 2:41 pm
#2556
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,575
For those of you liquidating these into MOs by the thousands, when does concern for an SAR come in?
Is it $10,000 in a single day, single transaction etc...
And more importantly is your attitude, "so what"? File your SAR I'm not doing anything illegal?
Does the SAR go to the IRS or is it kept internal?
Is it $10,000 in a single day, single transaction etc...
And more importantly is your attitude, "so what"? File your SAR I'm not doing anything illegal?
Does the SAR go to the IRS or is it kept internal?
Oct 11, 2013, 2:42 pm
#2557
Join Date: Mar 2013
Posts: 809
For those of you liquidating these into MOs by the thousands, when does concern for an SAR come in?
Is it $10,000 in a single day, single transaction etc...
And more importantly is your attitude, "so what"? File your SAR I'm not doing anything illegal?
Does the SAR go to the IRS or is it kept internal?
Is it $10,000 in a single day, single transaction etc...
And more importantly is your attitude, "so what"? File your SAR I'm not doing anything illegal?
Does the SAR go to the IRS or is it kept internal?
http://www.flyertalk.com/forum/manuf...ey-orders.html
Oct 12, 2013, 8:20 am
#2558
Join Date: Jun 2013
Posts: 50
Next time I read an entire thread and the wiki, and ask if anybody has updated information because the posts are all old before traveling to try something, I'll be sure not to ask, since apparently that is being lazy.
Thanks!
Oct 12, 2013, 8:22 am
#2559
Join Date: Mar 2013
Posts: 809
Well, both post offices I tried didn't work, so info in wiki is probably still accurate across the board.
Next time I read an entire thread and the wiki, and ask if anybody has updated information because the posts are all old before traveling to try something, I'll be sure not to ask, since apparently that is being lazy.
Thanks!
Next time I read an entire thread and the wiki, and ask if anybody has updated information because the posts are all old before traveling to try something, I'll be sure not to ask, since apparently that is being lazy.
Thanks!
Thanks for the update.
Oct 12, 2013, 11:41 am
#2561
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Well, both post offices I tried didn't work, so info in wiki is probably still accurate across the board.
Next time I read an entire thread and the wiki, and ask if anybody has updated information because the posts are all old before traveling to try something, I'll be sure not to ask, since apparently that is being lazy.
Thanks!
Next time I read an entire thread and the wiki, and ask if anybody has updated information because the posts are all old before traveling to try something, I'll be sure not to ask, since apparently that is being lazy.
Thanks!
Oct 15, 2013, 5:06 pm
#2563
Join Date: Oct 2012
Posts: 67
Both money center machines were down, looks like for maintenance in my area. On the plus side, I met a very nice CSR who let me do 9x$200 loads onto 2 BB cards. May not need the machines if I can find more like her.
Btw, the MC worked for me without having to hit the change payment/cancel key. So, at least at my WM, they seem to have updated their card readers.
Btw, the MC worked for me without having to hit the change payment/cancel key. So, at least at my WM, they seem to have updated their card readers.
Oct 15, 2013, 9:42 pm
#2564
Join Date: Aug 2001
Location: SFO
Programs: AC SE, AA EXP MM, UA Gold MM, Hyatt Glob, Marriott Titanium, HH Dia, IHG Plat
Posts: 4,777
I usually go for 2x$500 on one BB, then 5x$200 on the other, with a smile and apologies to the WM cashier and anyone waiting behind me in line. I also count down to reinforce that there is an immutable end in sight.
Oct 15, 2013, 10:11 pm
#2565
Join Date: Jul 2013
Posts: 204
6 Transactions of how much? Irrelevant! As soon as I 'displayed' something other than 'Vanilla', it was all 'ok'..
Didn't stop the fact that I used a couple OV's during the 6 tx's
And... nope... she had no problem with the number of transactions or for how much they were...
She was 'en garde' to prevent use of 'Vanilla'... apparently...
...
At any rate, who cares... this was more meant to be a joke about quirkyt personalities at the WMMC... not about an 'active issue of cards not accepted'.
Simple solution: Go to another WM, or... wait till the shift change.
Didn't stop the fact that I used a couple OV's during the 6 tx's
And... nope... she had no problem with the number of transactions or for how much they were...
She was 'en garde' to prevent use of 'Vanilla'... apparently...
...
At any rate, who cares... this was more meant to be a joke about quirkyt personalities at the WMMC... not about an 'active issue of cards not accepted'.
Simple solution: Go to another WM, or... wait till the shift change.