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Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)

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Old Apr 3, 2013, 11:44 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: markr33
Read the wiki before posting a question.

Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.

Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.

The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card

Bluebird Load Limits:
  • BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
  • Online Debit Card Load* - $200/day and $1,000/month
  • Checking/Savings Account - $2,000/month
  • Checks - $2,000/day and $10,000/month
  • ATM Withdrawals - $750/day and $2,000/month

*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).

The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.

For online bill pay
  • You can pay the credit card that you used to buy reloads
  • Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
  • Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement


Loading with debit card at Walmart
Self checkout does not work for loading.

Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.

Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.

If your card doesn't say "debit" on the front, it isn't a debit card.

Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.

Training a WM cashier:
  • If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
  • If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
  • The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
  • Avoid saying gift card. Always refer to your card as a debit card.

Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.

DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.

TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .

HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.

UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.

-----

•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
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Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)

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Old Oct 3, 2014, 7:06 am
  #6721  
 
Join Date: Feb 2014
Posts: 349
Originally Posted by FlightNurse
I haven't had time to play the game, but will start this week, I'll let you know. This is will a WM in SoPHX (24th and baseline)
What game?
aGeist is offline  
Old Oct 3, 2014, 8:07 am
  #6722  
Formerly known as FTRox87
 
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
knowing FN, prolly cowboys and indians
FTR 787 is offline  
Old Oct 3, 2014, 11:56 am
  #6723  
 
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
Does anyone know what that ad on the BB log in page is about? It says "2X Wal-Mart" dollars.
Preacher7 is offline  
Old Oct 3, 2014, 12:01 pm
  #6724  
 
Join Date: Dec 2004
Posts: 7,904
It's for Walmart Savings Catcher. If you earn any money through Walmart Savings Catcher, you can transfer it to BB and get double. https://savingscatcher.walmart.com/
rrgg is offline  
Old Oct 3, 2014, 12:18 pm
  #6725  
 
Join Date: Sep 2014
Posts: 10
Savings Catcher

Savings Catcher allows you to price match your Wal mart receipt and gives you Wal mart gift card for the difference if it finds lower prices in your area. Now through February they are give you 2X when you load it to your bluebird as a gift card. Just did it last week and it worked perfect. Remember it is a gift card and not cash on the bluebird so must be spent in store
rwt534 is offline  
Old Oct 3, 2014, 3:30 pm
  #6726  
 
Join Date: Jun 2013
Posts: 531
Originally Posted by rossrr
This happened on the last two rent payments in my old apartment. They switched to an in-office check reader that would pull funds quickly from the bank. BB check required being dropped off for deposit at the bank. It took 20 days for the leasing manager to figure out the problem. That was the end of paying rent with BB unless I bought a MO lol
Spoke to the building's accountant. He says BB is not that unusual and that he will try running the check again. He says sometimes other people run the checks and possibly they neglected to follow a specific procedure he has for BB.
aradisc is offline  
Old Oct 4, 2014, 3:49 pm
  #6727  
 
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,951
Has anyone tried to load MO to BB? I see there is a mobile check deposit option that takes a pic to load. If I could load MO this way, I'd be very happy.
Stgermainparis is online now  
Old Oct 4, 2014, 9:21 pm
  #6728  
 
Join Date: Aug 2013
Posts: 415
Originally Posted by Stgermainparis
Has anyone tried to load MO to BB? I see there is a mobile check deposit option that takes a pic to load. If I could load MO this way, I'd be very happy.
https://www.bluebird.com/legal#member-agreement

In short, don't do this.
ttlmmky is offline  
Old Oct 5, 2014, 2:22 pm
  #6729  
 
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,951
Originally Posted by ttlmmky
Ah, got it. Thanks. I did try to search but for whatever reason didn't see that.
Stgermainparis is online now  
Old Oct 6, 2014, 12:33 am
  #6730  
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Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
Originally Posted by aGeist
What game?
* face plant *

The MS game
FlightNurse is offline  
Old Oct 6, 2014, 12:34 am
  #6731  
FlyerTalk Evangelist
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Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
Originally Posted by FTRox87
knowing FN, prolly cowboys and indians
Yup..
FlightNurse is offline  
Old Oct 6, 2014, 9:31 pm
  #6732  
 
Join Date: Jul 2009
Location: Capital of the Confederacy
Programs: AA Lifetime Platinum
Posts: 105
Originally Posted by us1549
Just tried to load BB on multiple transactions and was asked for name, address, phone number and social even for 1k. Was told this is SOP going forward.

Worse part is, the info doesn't save, so it needs to be manually inputted each time!

Anybody else experience this? This is in Tempe, AZ.
Yessir, in Richmond Va.
For last month's load 4 x $1000-$1000-$500 over 2 days.
It took one hour each day to get through the 4 cards, but I wasn't going to let them get the best of me.

Today, no info was entered, but the MC Queen arbitrarily decided to only load one card at $1000-$1000-$500 and a second for $1000-$1000. I smiled sweetly and told her I'd be back tomorrow.

There's no rhyme or reason to explain their behaviour re BB loads. I have my theories but they are not politically correct, so will keep them to myself.
Jetpuffed is offline  
Old Oct 13, 2014, 9:34 am
  #6733  
 
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,988
Originally Posted by Jetpuffed
Yessir, in Richmond Va.
For last month's load 4 x $1000-$1000-$500 over 2 days.
It took one hour each day to get through the 4 cards, but I wasn't going to let them get the best of me.

Today, no info was entered, but the MC Queen arbitrarily decided to only load one card at $1000-$1000-$500 and a second for $1000-$1000. I smiled sweetly and told her I'd be back tomorrow.

There's no rhyme or reason to explain their behaviour re BB loads. I have my theories but they are not politically correct, so will keep them to myself.
I have had MC and mgns tell me that 1K + 1K is illegal on a BB card because it is separate.??? Is this true? At WM its hit or miss depending upon the store visited. WM has to be one of the worst shopping experiences anyone could ever want to engage it. Some of the workers are nice and sweet but when they get to MC they seem to turn evil with authority and a little power. Same with store mgn that seems to regard the whole thing as a feudal system.
frank_10b is offline  
Old Oct 14, 2014, 6:19 pm
  #6734  
 
Join Date: Feb 2013
Posts: 173
$5 from TopaCashBack

If you do not already have one, or want one for a family member, TCB is offering $5 for opening an account.
Pencegeri is offline  
Old Oct 15, 2014, 7:30 pm
  #6735  
 
Join Date: Jul 2011
Posts: 2,317
have been feeding my bird a bit this week. i have a debit card with UFB.
It wouldn't approve a $1000 load at wallyworld today, but did approve one for $500
i logged into UFB and see several pending "reversals" of them apparently trying to get my funds back out of bluebird. anyone ever see that or know why there might be a problem?
LovePrunes is online now  


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