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Old Jun 15, 2014, 4:36 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: hi-guy
Thanks to Doctor of Credit for adding this list.

Low Fee ATMs
  • AllSouth Federal Credit Union: $1 per withdrawal, unknown limit. [Branch locator, SC only]
  • B&H Photo: $1 per withdrawal, $500 limit [Store location, NY only]. ATM is behind the cashiers.
  • Costco: $1.25 per withdrawal [Store locator]. You don’t need to be a Costco member to use their ATM. $400 limit
  • Cathay Bank: $2 per withdrawal [ATM locator].
  • First Entertainment Credit Union: 99cents per withdrawal [CA only Branch locator]
  • McDonalds: $1 per withdrawal, $300 limit [Restaurant locator]
  • Frost Bank (TX) $2.00 per WD
  • Wegmans: $1 per withdrawal [East Coast, Store locator]
  • Winco: $1 per withdrawal [AZ, CA, NV, OR, UT, WA, TX.Store locator]

No Fee ATMs
  • Barona Casino: San Diego, California
  • Bellco: Colorado Only, Branch locator
  • Capital One 360 CafesChicago, IL), (Honolulu, HI), (Los Angeles, CA), New York (NY), (Philadelphia, PA), (St. Cloud, MN), (Wilmington, DE), (San Francisco, CA) All locations here. Free internet. Extra perks with use of Capital One debit card. $800 limit
  • Quick Chek: .NY, NJ only,.Store locator
  • KwikTrip: $200 limit IA, MN, WI only, Store locator
  • Liberty Bank: CT only, Branch locator (New Haven branch near Yale charges per this post)
  • Murphy's Gas Stations:.$200 limit CO, NM, TX, KS, OK, MN, IA, MO, AR, LA, IL, MS, AL, TN, KY, IN, MI, OH, MI, FL, GA, SC, NC, VA, WV.Store locator
  • MSU Federal Credit Union: MI only, .Branch locator
  • Racetrac: ATM sponsored by Fifth Third Bank (not at bank) Central Florida
  • Rutters: PA only, Store locator
  • Royal Farms Convenience Store: VA, MD, PA, DE. $200 limit Store locator
  • Sheetz: PA, VA, WV, MD, OH, NC only, Store locator
  • The Free ATM: This start up requires you to watch a small advertisement before giving you a fee free ATM withdrawal, locations seem to be mainly in NY at the moment but there isn't a list of locations. We've contacted them and if they provide a list we'll post it here.
  • Thornton's Gas/Convenience Stores (Central FL). Sponsor: PNC (may not be good at PNC branch)
  • Turkey Hill Gas Stations:.PA, OH, IN only Store locator
  • Wawa convenience store: Central FL, MD, NJ, PA & VA .Store locator
  • Get Go: OH, Store locator
  • Wiegels Convenience Store: Knoxville TN area only.Store locator
  • Woodman’s: WI and extreme northern IL only,.Store locator
  • View fee free ATM withdrawals in the Bay Area. This list was provided for EBT cards (e.g government assistance) and as such doesn't include a fee free list for all card holders. It is useful as a starting point as a lot of those listed are fee free for everybody.

I haven't been able to confirm the following so if anybody could confirm for me that would be great:
  • Aldi supermarkets, not sure if fee free or low fee. Some stores don't have ATM. Don't make special trip.
  • Cardtronics ATM inside CVS locations. (Varies due to bank branding, ie, Chase affiliated Cardtronics ATM had $3 fee. On the other hand, Cardtronics ATM at a local Costco had local CU branding, was $1.25 per WD) Cardtronics inside CVS = $3 in PHX area See below:
    http://www.cardtronics.com/consumers/consumer-faq.asp
  • Eastern Washington University PUB (building) in Cheney, Washington
  • RaceTrac: Possibly only TX locations only Store locator here, hit the magnifying glass in top right corner $300 limit $2 fee in Houston as of 2/2015
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True no-fee ATMs?

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Old Sep 19, 2014, 10:10 am
  #196  
 
Join Date: Jan 2013
Location: NYC
Posts: 538
Originally Posted by Roger
As I mentioned above, last time I used a TD ATM for cash, there was no fee.
How long ago was this?

As of yesterday, the notice sticker on the ATM at my local TD Bank branch in Manhattan only mentions U.S. cardholders. But when asked, an account exec inside told me they charge a $3 fee to non-U.S. cards.

TD has a habit of changing things with about zero notice, so YMMV.
st1575 is offline  
Old Sep 19, 2014, 10:36 am
  #197  
 
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Does anyone know of any low-fee ATM's in the downtown Tempe area? I've tried close to a dozen now and the cheapest I've found was $2.50 at Midfirst on ASU campus. I can always continue to just go to Costco, but the Chandler location is a pain to get in/out of and the Tempe location is kinda out of my way. Thanks
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Old Sep 19, 2014, 2:16 pm
  #198  
 
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FYI, the Capital One Cafe in NYC is closed for construction until 9/30/2014...save yourself the trip or wait until octobers free withdrawals
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Old Sep 19, 2014, 3:51 pm
  #199  
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Originally Posted by st1575
How long ago was this?
April 2014 IIRC at the TD ATM near the Staten Island Ferry terminal Lower Manhattan.

Thanks for the advice about TD which I thought of as Canadian. After all, TD Bank NA is an American bank in spite of its Toronto-Dominion ownership.
Roger is offline  
Old Sep 19, 2014, 3:53 pm
  #200  
 
Join Date: Sep 2014
Location: New York city
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Any other fee free ATM at Queens or Brooklyn?
checkpointjj is offline  
Old Sep 19, 2014, 4:07 pm
  #201  
 
Join Date: Jan 2004
Posts: 359
Originally Posted by skitch23
Does anyone know of any low-fee ATM's in the downtown Tempe area? I've tried close to a dozen now and the cheapest I've found was $2.50 at Midfirst on ASU campus. I can always continue to just go to Costco, but the Chandler location is a pain to get in/out of and the Tempe location is kinda out of my way. Thanks
They are not in Tempe, but Winco has stores in Mesa and Gilbert. $0.25 less than Costco.
azcoyote is offline  
Old Sep 23, 2014, 2:19 pm
  #202  
 
Join Date: Feb 2006
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Posts: 1,449
Originally Posted by caGALINDO
2 words: Wa Wa
Was in Tampa recently. Like Wawa! Free ATMs. It was a pleasure.

They also have pretty good iced coffee.

Last edited by jan_believes; Sep 30, 2014 at 10:44 pm
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Old Sep 23, 2014, 2:31 pm
  #203  
 
Join Date: Apr 2013
Posts: 343
Anything in the southern OH/northern KY area?
JunkDiver is offline  
Old Sep 23, 2014, 4:50 pm
  #204  
 
Join Date: Aug 2006
Posts: 756
Originally Posted by checkpointjj
Any other fee free ATM at Queens or Brooklyn?
Not that I know of but plenty of $1 fee ATM in McDonalds, which i found to be a better value as sometimes saving on gas and time offsets trying to save that $1 looking for that "free" ATM
sharka is offline  
Old Sep 23, 2014, 4:54 pm
  #205  
 
Join Date: Aug 2006
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Originally Posted by OPAcolt
FYI, the Capital One Cafe in NYC is closed for construction until 9/30/2014...save yourself the trip or wait until octobers free withdrawals
Thanks for the heads up. But I've found this ATM seems to be down alot during the last 6 mths. And I also dont really like this type of ATM as it once almost ate my card and didnt want to spit it back out.
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Old Sep 24, 2014, 8:51 am
  #206  
 
Join Date: May 2013
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Posts: 61
Originally Posted by sharka
Not that I know of but plenty of $1 fee ATM in McDonalds, which i found to be a better value as sometimes saving on gas and time offsets trying to save that $1 looking for that "free" ATM
Most McD's I've seen are $200 max withdrawal - has that been your experience as well? I guess 2x$1 fee is better than your average ATM but not great
OPAcolt is offline  
Old Sep 24, 2014, 7:58 pm
  #207  
 
Join Date: Jul 2014
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My 2 cents for the wiki:
Racetrac in TX is $2.00 fee
mile8mile is offline  
Old Sep 30, 2014, 8:14 pm
  #208  
 
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Originally Posted by mile8mile
My 2 cents for the wiki:
Racetrac in TX is $2.00 fee
And the Racetrac in TX won't take the Target Amex for unloads either....
pmaddock is offline  
Old Oct 6, 2014, 9:14 pm
  #209  
 
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Data point

(Please update Wiki, too)

First Entertainment CU is NOT free. $.99 at the Burbank Location and at the Encino location too.
calvn911 is offline  
Old Oct 6, 2014, 9:42 pm
  #210  
 
Join Date: Dec 2013
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What is the max withdrawal limit at Winco stores?
ericdabbs is offline  


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