Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
May 30, 2013, 9:52 pm
#302
Join Date: Nov 2006
Location: LAX
Posts: 2,851
I'm NOT having a good experience with this "bank". 
Cannot get website to accept my debit card (GC), and now they are refusing my check deposit via phone app (which SUCKS!!!).
...
So I guess until I have made an initial deposit (somehow), I will not get a permanent card?
Cannot get website to accept my debit card (GC), and now they are refusing my check deposit via phone app (which SUCKS!!!).
...
So I guess until I have made an initial deposit (somehow), I will not get a permanent card?
May 31, 2013, 6:00 am
#303
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
How many days has it taken from initial debit load to receiving the card for you? Plus, it's not possible to simply send GB money to a linked bank account, right?
May 31, 2013, 7:48 am
#304
Join Date: Sep 2012
Location: IAH
Posts: 418
I'm NOT having a good experience with this "bank".
Cannot get website to accept my debit card (GC), and now they are refusing my check deposit via phone app (which SUCKS!!!).
...
So I guess until I have made an initial deposit (somehow), I will not get a permanent card?
Cannot get website to accept my debit card (GC), and now they are refusing my check deposit via phone app (which SUCKS!!!).
...
So I guess until I have made an initial deposit (somehow), I will not get a permanent card?
May 31, 2013, 8:01 am
#305
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
May 31, 2013, 9:29 am
#307
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Interesting data point:
I signed up for go bank through the site yesterday. Also, I sent someone $1 through google wallet so they could send me $1 through GOBank.
I tried to transfer 50 bucks from one of my online bank accounts for the initial load so I could get my card ordered. The bank wouldn't allow me to transfer to a prepaid checking account.
This morning, I decided to use my debit card from brick and mortar bank to load my account. I couldn't find the option. After poking around a bit, I found the manage my card screen. It mentioned the following:
It takes 10 biz days to get your card.
My card was ordered early this morning, right after midnight.
Basically, I funded my account with a buck that an Fter sent me.
Thanks UnitedSux.
I signed up for go bank through the site yesterday. Also, I sent someone $1 through google wallet so they could send me $1 through GOBank.
I tried to transfer 50 bucks from one of my online bank accounts for the initial load so I could get my card ordered. The bank wouldn't allow me to transfer to a prepaid checking account.
This morning, I decided to use my debit card from brick and mortar bank to load my account. I couldn't find the option. After poking around a bit, I found the manage my card screen. It mentioned the following:
It takes 10 biz days to get your card.
My card was ordered early this morning, right after midnight.
Basically, I funded my account with a buck that an Fter sent me.
Thanks UnitedSux.
May 31, 2013, 9:35 am
#308
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Interesting data point:
I signed up for go bank through the site yesterday. Also, I sent someone $1 through google wallet so they could send me $1 through GOBank.
I tried to transfer 50 bucks from one of my online bank accounts for the initial load so I could get my card ordered. The bank wouldn't allow me to transfer to a prepaid checking account.
This morning, I decided to use my debit card from brick and mortar bank to load my account. I couldn't find the option. After poking around a bit, I found the manage my card screen. It mentioned the following:
It takes 10 biz days to get your card.
My card was ordered early this morning, right after midnight.
Basically, I funded my account with a buck that an Fter sent me.
Thanks UnitedSux.
I signed up for go bank through the site yesterday. Also, I sent someone $1 through google wallet so they could send me $1 through GOBank.
I tried to transfer 50 bucks from one of my online bank accounts for the initial load so I could get my card ordered. The bank wouldn't allow me to transfer to a prepaid checking account.
This morning, I decided to use my debit card from brick and mortar bank to load my account. I couldn't find the option. After poking around a bit, I found the manage my card screen. It mentioned the following:
It takes 10 biz days to get your card.
My card was ordered early this morning, right after midnight.
Basically, I funded my account with a buck that an Fter sent me.
Thanks UnitedSux.
May 31, 2013, 9:40 am
#309
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Dude, where’s your card? It’ll take at least 10 business days to receive your GoBank debit card. Your card was ordered on 5/31/2013 12:05:49 AM.
Member Care Line
(888) 280-8260
Member Care Line
(888) 280-8260
May 31, 2013, 9:41 am
#310
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
On a mission to buy MP w/CC today!!
May 31, 2013, 9:43 am
#311
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
May 31, 2013, 9:45 am
#313
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
May 31, 2013, 10:00 am
#315
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I should have been clearer. I think Fters that need to fund the account should use this method.
If you are having problems funding your GO bank, I have a buck that I can send you. You can see if it works for you also. I think this makes the process painless.
If you are having problems funding your GO bank, I have a buck that I can send you. You can see if it works for you also. I think this makes the process painless.