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-   -   All things PAYPAL [2013-2014 Master Thread] (https://www.flyertalk.com/forum/manufactured-spending/1423456-all-things-paypal-2013-2014-master-thread.html)

josephstern Jan 6, 2013 9:02 am

I keep meaning to ask here:

Is it just me somehow, or is that reload site extremely slow to load and operate?

shopper711 Jan 6, 2013 6:09 pm

I got the same message today. I loaded $496.05 two days ago and planned to repeat today. I will try again later. I tried on my phone. Same result. The last time I was out of US was before the birth of Paypal.




Originally Posted by drdrew450 (Post 19973755)
This is the latest error I got on paypal.com/cash. I def have a US account, I think I have left the country twice in my whole life. Site is broken. I just got my month end paypal debit cash back statement, first time I received such an email. So maybe the month is not calendar month?




US account Required

Sorry, the My Cash Card can only be loaded onto US PayPal accounts at this time.

If you only have a PayPal account located outside the United States,
click here to request a refund.


Please note that refunds can only be sent to addresses based in the United States.


rudling Jan 7, 2013 3:50 pm


Originally Posted by livestrongforever (Post 19974168)
Data points:
11/2/12: 500 (first evever paypal cash tranasaction)
11/6/12: 500
11:14/12: 500
11/30/12: 500
12/5/12: 500
12/12/12 = 500
12/17/12 = 476.35
12/20/12 = 500
12/21/12 = 500

Now on 1/04/13 available monthly limit is: 1523.65 (which was not available yesterday)

So, haven't done the full analysis, but a quick and dirty says you're right - assuming a rolling 30-day lookback, then as of 1/4 your window would include your 12/5, 12/12, 12/17, 12/20, and 12/21 loads, which total $2476.35, leaving a limit of $1523.65.

Can you give us an update? Your 12/5 load should now be over the horizon, so if you haven't done any new loads, your limit should now be $2023.65.

Is that correct?

Even if that's true, it doesn't explain your comment (on 1/4) that your monthly limit 'was not available yesterday' - can you elaborate? What exactly was your limit on 1/3? $0?

vmsea Jan 7, 2013 4:40 pm

Since this is the "All things Paypal" I'll ask the newbie question here:

the "pay pal my cash" says you need to take cash to a retailer and buy a card.
then load it into Paypal. There's a $3.95 startup fee.

So how does this work in the world of hitting spend limits on a credit card?

Thanks!

sk8uno Jan 7, 2013 5:09 pm


Originally Posted by vmsea (Post 19997109)
Since this is the "All things Paypal" I'll ask the newbie question here:

the "pay pal my cash" says you need to take cash to a retailer and buy a card.
then load it into Paypal. There's a $3.95 startup fee.

So how does this work in the world of hitting spend limits on a credit card?

Thanks!

You can buy the cards with a CC.

farbster Jan 7, 2013 7:26 pm

any particular paypal card to get at CVS with a credit card? Not so familiar with the paypal choices...

Are people saying you can get shut down if you load say $1000 into your paypal account and then just transfer it to my checking account? Or are you safer to send it to your friend? If so, how should you categorize it on the transfer?

TIA

NYBanker Jan 8, 2013 2:39 am


Originally Posted by farbster (Post 19998091)
any particular paypal card to get at CVS with a credit card? Not so familiar with the paypal choices...

Are people saying you can get shut down if you load say $1000 into your paypal account and then just transfer it to my checking account? Or are you safer to send it to your friend? If so, how should you categorize it on the transfer?

TIA

At a minimum, a load and quick withdrawal to yourself would get a warning email (if the account is an established one). A load and quick payment to a third party would seem less problematic ... But I am not fresh on the fee levels.

fangtl Jan 8, 2013 9:31 am

For me definitely a rolling month, I can see the limit increases corresponding for each day since 1/4.

drdrew450 Jan 11, 2013 10:07 pm

rolling month
 
I had 0 available a couple days ago now I have 500, so it must be rolling, they def have some glitches though.

julp Jan 12, 2013 10:59 am


Originally Posted by farbster (Post 19998091)
any particular paypal card to get at CVS with a credit card? Not so familiar with the paypal choices...

Are people saying you can get shut down if you load say $1000 into your paypal account and then just transfer it to my checking account? Or are you safer to send it to your friend? If so, how should you categorize it on the transfer?

TIA

The first time I transferred funds to my spouse I selected the category "Services" and got slapped with a transfer fee. So now I only use "Gift" as a transfer category, which is free. Not sure about how the other categories are handled though.

Richklhs Jan 12, 2013 11:29 pm

funky site, can't make heads or tails of the reload limits. Rolling for my personal account but nothing makes sense on my business account

DaveInLA Jan 13, 2013 9:36 am

I've loaded PP with PP cards from CVS before, but I don't really know what to do with them? I've read too many horror stories of accounts being shut down after transferring funds to bank account even >1 month later. I've used PP with Ebay for about a decade now so I have good history, but some of the reports out there by people who've gotten burned are also veterans of PP (assuming they're true). I've thought about transferring funds to someone (like my sister, who has a different last name and home address) with PP, and then having her transfer funds to me via AP. Any reason I'll run into problems with this?

drdrew450 Jan 13, 2013 9:42 am

paypal debit card
 
https://www.paypal.com/webapps/mpp/debit-card

DaveInLA Jan 13, 2013 4:22 pm


Originally Posted by drdrew450 (Post 20037753)

I've seen Paypal prepaid cards in grocery stores and those were loaded with fees. I think this card is a little different. Anyway, I tried looking up fees associated with this card but can't find any. Is there anything I should know about it with regard to fees and limits? I see the $400 daily ATM limit and $1.95 service charge, but any fees other than that? Thanks

Also, since it's a debit card, I assume there's no credit check?

drdrew450 Jan 13, 2013 5:21 pm


Originally Posted by DaveInLA (Post 20040113)
I've seen Paypal prepaid cards in grocery stores and those were loaded with fees. I think this card is a little different. Anyway, I tried looking up fees associated with this card but can't find any. Is there anything I should know about it with regard to fees and limits? I see the $400 daily ATM limit and $1.95 service charge, but any fees other than that? Thanks

Also, since it's a debit card, I assume there's no credit check?

I think there is no credit check, I use it for a bunch of normal spend, 1% cash back with credit purchases, get 20-100 cash back from register with debit purchases and then I load bb at walmert with the pin or buy a MO.


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