Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Manufactured Spending
Reload this Page >

Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

Community
Wiki Posts
Search
Old Oct 25, 2013, 7:07 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ericdabbs
Please read the wiki before posting a question.

UPDATE 01/17/15

BeFrugal: 1.5%
Big Crumbs: 0.9%
TopCashBack: 1.5%


For other cash back or airline portals, check here: http://www.cashbackmonitor.com/Cashb...erican+express

Public Service Announcement: Do NOT use fee-free codes if you want portal cashback / miles. CB/Miles will post and then be clawed back.

FAQ

Will it post as a cash advance (CA)?

Citi - Yes.

Cards from Chase, BoA, FIA, Barclay, AMEX, CapitalOne, US Bank, Discover, HSBC, etc., have posted as purchase. PNC Visa Cashbuilder - posts as purchase but does not earn CC rewards

Note: Some issuers (Discover, US Bank, etc.) will decline the authorization if it exceeds your CA limit. This does NOT mean it will post as CA. It simply means you need to lower the purchase amount below your CA limit for authorization, but it ultimately posts as a purchase.

How do I set PIN on AMEX Gift Cards and use as debit to load Bluebird, buy MOs, etc.
You cannot set PIN or use them as debit to load Bluebird, buy MOs, etc. You can only use them as credit where AMEX is accepted.

How do I cash out AMEX Gift Cards?
Use manufactured spend techniques (load RB, buy Visa/MC GCs, VRs, AP, AFT, etc.) or normal spend where AMEX is accepted.

Why buy AMEX Gift Cards then?
To reduce the cost of manufactured spend, to mask your manufactured spend (i.e unusual high spend at Target or CVS), earn additional cash back on spend, or meet minimum spend targets faster.

Next day shipping that isn't?
The next day shipping is from when they ship the cards to UPS, which can be as long as 10 days from the order submission if you order personalized cards (more recently this has been under a week). For next day shipping, you are notified late night (once your card finishes processing, see above) and the package arrive that same morning before 10:30AM in your area.

What is with the charge disappearing from my credit card?
Once the order is placed you will see a pending charge on your CC account. Quite often once the card ships this pending is removed but does not show as a charge. Don't panic (or celebrate) it will show up as a charge within a day or so.

Personalized GCs?
Either Biz or Personal GCs can be personalized with your name. This helps when shaky cashiers who demand to see your card are prevalent. These take approximately 4 biz days to arrive compared to the non personalized which arrives as quickly as the next day.

UPS Tracking?
If you logged in to your AMEX account when placing the order you can get tracking info by logging in to your AMEX account and clicking on cards > gift cards > order history > order details. Unfortunately tracking information may not appear until well after your order has shipped so it's best to sign up for UPS My Choice to get faster tracking info and reroute your package if needed. Since UPS may drop your package off at the door if you're not home, it will be useful to know when your package will arrive.

The portal terms indicate that coupon codes will invalidate cash back. Is this true?
Yes (as of July 2014)

What are the purchase limits? (Updated Dec 2014)
10K personal every 14 days
100K business every 14 days

Do declined orders count toward the purchase limits?
YMMV

Do fees and shipping count toward the purchase limits?
No

Why was my purchase declined by AMEX?
There are several possibilities:
- Your billing address does not match 100% with what the credit card company has on file. This could be anything from apt/suite/condo # on the wrong line to zip code requiring 9 digits instead of 5. If your first purchase does not go through, call your bank or login to your acct to verify that this matches what you used.
- You have gone over the $10k every 14 day limit on personal gift card purchase.
- Even if you are sure the first two are correct as you have ordered before on that card and it's been more than 14 days, you might still get declined. No one has any idea why.
- You placed a business order and you don't really have a business (at some point AMEX does a background check for a valid business) or you have exceeded the 14 day limit for business orders.

My order was declined but my credit card still shows a pending authorization. How long until this falls off and my credit line is freed up?
I typically takes 1 week for the pending authorization to fall off after a declined order.

Can I order from the business side using a personal card? Or does it need to be a business card?
You can use whatever credit card you want to pay for business or personal orders. About the only restriction is you can't use an AMEX GC to buy another AMEX GC.

How long will it take the portal to track my order and confirm the pending cash back or points?
For non-Cartera portals (TCB, BC, Befrugal, etc) your order will usually track within a day or two.
For Cartera portals (Barclay Reward Boost, Lucky Rewards, USAA, Alaska, Delta) it will take 3-4 weeks to track.

My orders are not tracking. How can I maximize the chances the portal will track my order properly?
Use a browser you do not normally use (Chrome, Firefox, Opera), reset all browser settings to defaults, clear all browser cookies, disable all browser add-ons, and close/re-start your browser before navigating to the portal and placing your order. Do NOT use promotional coupon codes. The vast majority of tracking issues result from use of coupon codes, a bad browser cookie, improperly configured browser settings, or add-ons that interfere with cookie tracking.
Print Wikipost

Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

Thread Tools
 
Search this Thread
 
Old Jul 24, 2014, 11:55 am
  #7666  
 
Join Date: Oct 2013
Posts: 920
I don't get what everyone's complaining about. Looks ok to me.

7/1/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/2/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/3/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/4/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/5/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/6/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/7/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/8/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/9/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/10/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/11/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/12/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/13/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/14/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/15/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/16/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/17/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/18/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/19/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/20/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/21/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/22/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/23/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/24/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
hitman1420 is offline  
Old Jul 24, 2014, 11:57 am
  #7667  
 
Join Date: Jun 2014
Location: Oklahoma
Posts: 149
Originally Posted by payeco
I do have 10 AFTs but if you stop and think about it there are TONS of ways to liquidate these.
Well maybe I'm just outside the loop but the only alternative ways I know are AP or buying gift cards.

Or... buying more AMEX cards?

I suppose if you're capable of owning 10 AFTs then you should have enough AP accounts to get you through 5 grand a month.
workaccounttoday is offline  
Old Jul 24, 2014, 12:16 pm
  #7668  
 
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Originally Posted by hitman1420
I don't get what everyone's complaining about. Looks ok to me.

7/1/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/2/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/3/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/4/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/5/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/6/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/7/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/8/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/9/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/10/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/11/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/12/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/13/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/14/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/15/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/16/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/17/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/18/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/19/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/20/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/21/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/22/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/23/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/24/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
Now you are making it up. Are you?
geclub1 is offline  
Old Jul 24, 2014, 1:27 pm
  #7669  
 
Join Date: Oct 2012
Location: DFW
Posts: 478
Originally Posted by Stoughton
No issues here

7/01/2014 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/21/2014 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
I believe BF paid 2.5% on 7/1 though. Your number is a bit off.
spgbus is offline  
Old Jul 24, 2014, 1:38 pm
  #7670  
Suspended
 
Join Date: May 2010
Posts: 2,998
Originally Posted by spgbus
I believe BF paid 2.5% on 7/1 though. Your number is a bit off.
My number is a lot off
Stoughton is offline  
Old Jul 24, 2014, 2:20 pm
  #7671  
 
Join Date: Jan 2014
Posts: 39
Originally Posted by hitman1420
I don't get what everyone's complaining about. Looks ok to me.

7/1/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/2/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/3/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/4/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/5/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/6/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/7/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/8/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/9/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/10/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/11/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/12/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/13/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/14/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/15/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/16/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/17/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/18/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/19/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/20/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/21/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/22/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/23/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
7/24/14 American Express Gift Cards and Business Gift Card 0000011xxxxx $75,000.00 $2,250.00
Originally Posted by hitman1420
To be safe, I MS exactly 2% of my CL. I'll never get shut down at that rate ^
So IF the AGC is MS, then correct me if I'm wrong, your CL is in excess of $90 million?
rockclimber is offline  
Old Jul 24, 2014, 2:53 pm
  #7672  
 
Join Date: Oct 2013
Posts: 920
Originally Posted by rockclimber
So IF the AGC is MS, then correct me if I'm wrong, your CL is in excess of $90 million?
You quoted a post in which I was talking about Amex BC. I only use that for my groceries ^

My other cards are fair game for AGC and 90 mil is nowhere near my CL
hitman1420 is offline  
Old Jul 24, 2014, 2:58 pm
  #7673  
 
Join Date: Jan 2014
Posts: 39
Originally Posted by hitman1420
You quoted a post in which I was talking about Amex BC. I only use that for my groceries ^

My other cards are fair game for AGC and 90 mil is nowhere near my CL
I impressed and can only aspire to hit that volume. Tell me at least you are combining the purchases with the FIR cards.

Last edited by rockclimber; Jul 24, 2014 at 3:15 pm
rockclimber is offline  
Old Jul 24, 2014, 3:08 pm
  #7674  
 
Join Date: Sep 2009
Posts: 144
AFT?

Originally Posted by payeco
Originally Posted by workaccounttoday
Jesus. You guys are on some next level MSing. How do you even get rid of those? Do you have 30 AFTs?
I do have 10 AFTs but if you stop and think about it there are TONS of ways to liquidate these.
. What are AFT?
ntjane66 is offline  
Old Jul 24, 2014, 3:25 pm
  #7675  
 
Join Date: Nov 2013
Posts: 572
Originally Posted by ntjane66
. What are AFT?
A product from American Express you can load at Target
Zgirl is offline  
Old Jul 24, 2014, 4:36 pm
  #7676  
 
Join Date: Jan 2014
Posts: 39
Originally Posted by payeco
I do have 10 AFTs but if you stop and think about it there are TONS of ways to liquidate these.
Can you name a few besides BB and AFT?

hitman1420 has done $1.8 million AGC volume this month. How does one easily liquidate that much quickly and at low cost (<1%)?
rockclimber is offline  
Old Jul 24, 2014, 4:46 pm
  #7677  
FlyerTalk Evangelist
 
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,047
Originally Posted by rockclimber
Can you name a few besides BB and AFT?

hitman1420 has done $1.8 million AGC volume this month. How does one easily liquidate that much quickly and at low cost (<1%)?
I recommend waiting near the cashiers at a busy fast food place like McD's. Then, when anyone is about to pay cash, you pay with your Amex GC and take their cash. I have that cool change belt so I can zing out three quarters and a nickel in no time. And I meet a lot of great people!
josephstern is offline  
Old Jul 24, 2014, 4:52 pm
  #7678  
 
Join Date: Jan 2014
Posts: 39
Originally Posted by josephstern
I recommend waiting near the cashiers at a busy fast food place like McD's. Then, when anyone is about to pay cash, you pay with your Amex GC and take their cash. I have that cool change belt so I can zing out three quarters and a nickel in no time. And I meet a lot of great people!
Nice thanks for the advice!!

I've got tomorrow off so looks like I'll be spending all day with Ronny Mick!
rockclimber is offline  
Old Jul 24, 2014, 5:08 pm
  #7679  
 
Join Date: May 2014
Location: New York
Posts: 391
Originally Posted by josephstern
I recommend waiting near the cashiers at a busy fast food place like McD's. Then, when anyone is about to pay cash, you pay with your Amex GC and take their cash. I have that cool change belt so I can zing out three quarters and a nickel in no time. And I meet a lot of great people!
You, sir... freaking win :-:^ Of course, now I'm wondering how such a play would actually scale!
smoothmunkey is offline  
Old Jul 24, 2014, 5:43 pm
  #7680  
 
Join Date: Apr 2014
Posts: 129
will signing up FIA should give me the option of the free 6month trial of shipping??
i do not currently have any amex CC's
jsmithj88 is offline  


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.