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Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

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Old Oct 25, 2013, 7:07 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ericdabbs
Please read the wiki before posting a question.

UPDATE 01/17/15

BeFrugal: 1.5%
Big Crumbs: 0.9%
TopCashBack: 1.5%


For other cash back or airline portals, check here: http://www.cashbackmonitor.com/Cashb...erican+express

Public Service Announcement: Do NOT use fee-free codes if you want portal cashback / miles. CB/Miles will post and then be clawed back.

FAQ

Will it post as a cash advance (CA)?

Citi - Yes.

Cards from Chase, BoA, FIA, Barclay, AMEX, CapitalOne, US Bank, Discover, HSBC, etc., have posted as purchase. PNC Visa Cashbuilder - posts as purchase but does not earn CC rewards

Note: Some issuers (Discover, US Bank, etc.) will decline the authorization if it exceeds your CA limit. This does NOT mean it will post as CA. It simply means you need to lower the purchase amount below your CA limit for authorization, but it ultimately posts as a purchase.

How do I set PIN on AMEX Gift Cards and use as debit to load Bluebird, buy MOs, etc.
You cannot set PIN or use them as debit to load Bluebird, buy MOs, etc. You can only use them as credit where AMEX is accepted.

How do I cash out AMEX Gift Cards?
Use manufactured spend techniques (load RB, buy Visa/MC GCs, VRs, AP, AFT, etc.) or normal spend where AMEX is accepted.

Why buy AMEX Gift Cards then?
To reduce the cost of manufactured spend, to mask your manufactured spend (i.e unusual high spend at Target or CVS), earn additional cash back on spend, or meet minimum spend targets faster.

Next day shipping that isn't?
The next day shipping is from when they ship the cards to UPS, which can be as long as 10 days from the order submission if you order personalized cards (more recently this has been under a week). For next day shipping, you are notified late night (once your card finishes processing, see above) and the package arrive that same morning before 10:30AM in your area.

What is with the charge disappearing from my credit card?
Once the order is placed you will see a pending charge on your CC account. Quite often once the card ships this pending is removed but does not show as a charge. Don't panic (or celebrate) it will show up as a charge within a day or so.

Personalized GCs?
Either Biz or Personal GCs can be personalized with your name. This helps when shaky cashiers who demand to see your card are prevalent. These take approximately 4 biz days to arrive compared to the non personalized which arrives as quickly as the next day.

UPS Tracking?
If you logged in to your AMEX account when placing the order you can get tracking info by logging in to your AMEX account and clicking on cards > gift cards > order history > order details. Unfortunately tracking information may not appear until well after your order has shipped so it's best to sign up for UPS My Choice to get faster tracking info and reroute your package if needed. Since UPS may drop your package off at the door if you're not home, it will be useful to know when your package will arrive.

The portal terms indicate that coupon codes will invalidate cash back. Is this true?
Yes (as of July 2014)

What are the purchase limits? (Updated Dec 2014)
10K personal every 14 days
100K business every 14 days

Do declined orders count toward the purchase limits?
YMMV

Do fees and shipping count toward the purchase limits?
No

Why was my purchase declined by AMEX?
There are several possibilities:
- Your billing address does not match 100% with what the credit card company has on file. This could be anything from apt/suite/condo # on the wrong line to zip code requiring 9 digits instead of 5. If your first purchase does not go through, call your bank or login to your acct to verify that this matches what you used.
- You have gone over the $10k every 14 day limit on personal gift card purchase.
- Even if you are sure the first two are correct as you have ordered before on that card and it's been more than 14 days, you might still get declined. No one has any idea why.
- You placed a business order and you don't really have a business (at some point AMEX does a background check for a valid business) or you have exceeded the 14 day limit for business orders.

My order was declined but my credit card still shows a pending authorization. How long until this falls off and my credit line is freed up?
I typically takes 1 week for the pending authorization to fall off after a declined order.

Can I order from the business side using a personal card? Or does it need to be a business card?
You can use whatever credit card you want to pay for business or personal orders. About the only restriction is you can't use an AMEX GC to buy another AMEX GC.

How long will it take the portal to track my order and confirm the pending cash back or points?
For non-Cartera portals (TCB, BC, Befrugal, etc) your order will usually track within a day or two.
For Cartera portals (Barclay Reward Boost, Lucky Rewards, USAA, Alaska, Delta) it will take 3-4 weeks to track.

My orders are not tracking. How can I maximize the chances the portal will track my order properly?
Use a browser you do not normally use (Chrome, Firefox, Opera), reset all browser settings to defaults, clear all browser cookies, disable all browser add-ons, and close/re-start your browser before navigating to the portal and placing your order. Do NOT use promotional coupon codes. The vast majority of tracking issues result from use of coupon codes, a bad browser cookie, improperly configured browser settings, or add-ons that interfere with cookie tracking.
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Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

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Old May 18, 2014, 5:41 pm
  #5581  
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by mistressjaime
I put a 5,000 order in thru the Lucky Rewards portal and there seems to be no tracking. I have to say I have never had trouble with TCB, so I may stick with them because they give me notice that they have "recorded the visit." I got nothing with Lucky. Serves me right for being greedy and going after that extra 1%
Read the last section of the Wiki. Lucky etc won't issue tracking until shortly before payment. Yes, you (and me for that matter) might be out of luck, but the lack of tracking currently isn't a bad sign.
silver6054 is offline  
Old May 18, 2014, 5:42 pm
  #5582  
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by f0xx
Read and maybe, just maybe you'll learn to understand.
Good. Very good!
silver6054 is offline  
Old May 18, 2014, 5:43 pm
  #5583  
 
Join Date: Dec 2013
Posts: 51
Originally Posted by mft
thanks. very helpful and constructive.

i'll never understand the elitist attitudes i sometimes see with this stuff....
It is because you said you read 50 pages of this thread before asking your questions, and every question you asked has been discussed ad nauseam in the last 50 pages of this thread. Most people here are collegial, but you will see when you read these threads long enough that it gets to be trying when people ask the same questions again and again. To answer your question, most portals will list their approved fee-free codes on their site. If there are no approved codes listed, you can do a google search for other coupon codes, but you run the risk of having no recourse with customer service if your order does not track because it is not an approved code. When people tell you to READ for your answer, it means the answer to your question was just discussed recently in the thread. Start reading backwards until you find the relevant posts (Hint: It was discussed four pages ago.). On the top of every thread in the upper right corner, there is a 'Search this Thread' function. It is also helpful at times.
learning2fly is offline  
Old May 18, 2014, 7:05 pm
  #5584  
 
Join Date: Sep 2012
Posts: 28
Thank you, I should have opened my eyes....
mistressjaime is offline  
Old May 18, 2014, 7:19 pm
  #5585  
 
Join Date: Feb 2008
Programs: National Executive Elite, Hertz PC, Avis CC, Continental Onepass
Posts: 451
Originally Posted by silver6054
Read the last section of the Wiki. Lucky etc won't issue tracking until shortly before payment. Yes, you (and me for that matter) might be out of luck, but the lack of tracking currently isn't a bad sign.
My second order from Lucky on 4/25 just posted also. It usually takes 3-4 weeks before it shows in your Lucky Rewards account.
sanctified50 is offline  
Old May 18, 2014, 7:26 pm
  #5586  
mft
 
Join Date: Feb 2014
Posts: 25
thank you for the response, learning2fly.
mft is offline  
Old May 18, 2014, 10:11 pm
  #5587  
 
Join Date: Dec 2013
Location: Socal
Posts: 133
Originally Posted by bu08usc11
I have ones from April 4th ish not tracking so be patient.
I've also got a 4/29 Boost order that's not tracking. Since so many others have now reported Boost orders tracking through the end of April, is there much chance at this point it'll eventually come through?
voodoomonkey is offline  
Old May 18, 2014, 11:25 pm
  #5588  
 
Join Date: Oct 2013
Posts: 6
I have found that Boost does not list the fee free codes unless you use the search function at the top of the page to look for American Express gift cards- then it will show you the approved codes (like FPMOM last month).
ils20 is offline  
Old May 19, 2014, 1:57 am
  #5589  
 
Join Date: Oct 2013
Posts: 920
Originally Posted by voodoomonkey
I've also got a 4/29 Boost order that's not tracking. Since so many others have now reported Boost orders tracking through the end of April, is there much chance at this point it'll eventually come through?
I've got 5/1 tracking. If after 45 days, I would suggest making noise (emailing, calling, etc.)
hitman1420 is offline  
Old May 19, 2014, 5:53 am
  #5590  
 
Join Date: Sep 2013
Location: Warm, sunny Florida
Posts: 251
Made 2 purchases through Boost (4/29 and 4/30). Sent Barclays a secured message. Within 6 hours, got a response and both purchases were tracking successfully (4x points)
nuclfusion is offline  
Old May 19, 2014, 7:31 am
  #5591  
Suspended
 
Join Date: May 2010
Posts: 2,998
Originally Posted by mft
any place in particular i can find these?
http://bit.ly/1gZNB5n
Stoughton is offline  
Old May 19, 2014, 7:36 am
  #5592  
 
Join Date: Dec 2013
Location: NYC
Posts: 5,073
Originally Posted by nuclfusion
Made 2 purchases through Boost (4/29 and 4/30). Sent Barclays a secured message. Within 6 hours, got a response and both purchases were tracking successfully (4x points)
What did you write them exactly? They seem clueless about the boost program from my attempts at sending messages.
Domat is offline  
Old May 19, 2014, 8:45 am
  #5593  
FlyerTalk Evangelist
 
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
After 6 declines in a row (3 business, 3 personal), I finally received 2 approval and shipment emails of $1000 orders. I should get them tomorrow.
PaulMSN is offline  
Old May 19, 2014, 9:31 am
  #5594  
 
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246
Originally Posted by PaulMSN
After 6 declines in a row (3 business, 3 personal), I finally received 2 approval and shipment emails of $1000 orders. I should get them tomorrow.
Are you doing your personal and business orders from same account? Same address? Wonder if that could be a reason...
slickpokerdealer is offline  
Old May 19, 2014, 9:39 am
  #5595  
FlyerTalk Evangelist
 
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Originally Posted by slickpokerdealer
Are you doing your personal and business orders from same account? Same address? Wonder if that could be a reason...
Of course. My business address is my home address. My AmEx account has free shipping, so of course I'm using the same account. I believe numerous others are doing this the same way, so I don't think that's the issue.
PaulMSN is offline  


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