Oct 25, 2013, 11:21 am
Last edit by: JAXBA
Read the wiki before posting a question.
It's a literacy test that's easy to pass.
This is the Serve thread. Post questions or information concerning other topics in the appropriate threads elsewhere in this forum.
For additional information on using prepaid debit cards, see PIN available now for Visa/MC prepaid debit cards.
Mentions of Softcard (formerly ISIS) are purely incidental to setting up and using Serve/Softcard. Softcard does not hold money, and you cannot load to it.
You cannot make an ACH pull from Serve. The direct deposit account and routing numbers are for deposits only.
https://www.serve.com/#/add-cash
If your card doesn't say "debit" on the front, it isn't a debit card.
Loads at 7-11 and CVS are cash only. Debit cards are NOT allowed.
Loads at Walmart have been confirmed with debit cards. Self checkout does not work for loading Serve. Many Walmart stores are enforcing a rule against the use of prepaid debit cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked, then discreetly use your prepaid card when asked to swipe. Otherwise, you may be asked by management to never visit the MC (Walmart Money Center) again to load.
Debit loading at Family Dollar appears to be limited to $500 per day per store total (not per person or per account). Whoever gets there first gets the load for the day. Troubleshooting loading problems at FD
Normal Serve
You can combine the three methods above and load a total of $7k/month to a single Serve account for miles/points earning purposes, but beware that you're also subject to a $10,000/month add money limit which also includes check deposits, ACH transfers, and Serve transfers.
Serve/Softcard Check if your phone/network is compatible
You can combine the three methods above and load a total of $8k/month to a single Serve account for miles/points earning purposes, but beware that you're also subject to a $10,000/month add money limit which also includes check deposits, ACH transfers, and Serve transfers.
The SD card in the iPhone case used for Softcard is account specific. Once an account has been registered to a card, it cannot be used for another.
Temp Serve
You can only load a maximum of $500/day, $1000/month on a temporary card. Once you get your permanent card, then you can load more. The initial $500 when you purchase the temp card doesn't count against the $5,000/month load limit.
Online Credit Card Loads
Only one card can be linked at a time.
As of 10/09/14, coding of credit card loads changed. In general, Mastercard and American Express cards post as before; see below for information on point earning. Visa cards transact as a cash advance and, therefore, require available CA limit; although most cards post as a purchase.
The Chase Ink Bold is a charge card and has no cash advance ability.
Treated as purchase, earns cashback/points/miles:
Treated as purchase, but doesn't earn points/miles:
Posts as a cash advance:
For online CC/DC loads, the name on the Serve account is supposed to match the name of the primary or joint cardholder. So using someone else's CC/DB card to load a Serve account is not allowed.
Several people have reported no problems with loading with an AU card in the Serve account holder's name. Increase your chances by making sure the AUs social security number is on file with the Credit Card. YMMV.
When adding a new card you will usually need to call Serve Account security (1-800-555-4318) for verification of the new card on the second load try. This verification usually requires uploading of a photo of your ID and the credit card. You may pre-emptively avoid the error by going to the above website, logging in, and uploading a scan of a photo ID and the card you are trying to add. You may call back to expedite approval.
Online Debit Card Loads
For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal*, etc.) and VGC/MGC/AGCs is not allowed. While initial transactions may work, your account will eventually be flagged.
Switching to Serve or Serve/Softcard
Helpful instruction post, latest. Thanks raeneye.
Also see this thread: Switching from Serve to BlueBird - 31 day wait???
Switching to Serve/Softcard
Switching from BB to Serve
The number to call to approve your registration after closing Bluebird: Serve Account security 1-800-555-4318
Loading with debit card at Walmart register
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
Using Serve
For online bill pay
For bank transfers
Under Settings --> Funding & Transfers --> Bank & Cards --> U.S. Bank Account, you can add your bank info and transfer funds from your Serve card directly to your bank. The bank account must be verified, either by the standard "deposit 2 small sums into your account, such as $0.23 & $0.42" method, or doing an "instant verification" by actually logging into your bank account while still logged into Serve.
===
People with an apartment address can find helpful information quoted in post #8530
It's a literacy test that's easy to pass.
This is the Serve thread. Post questions or information concerning other topics in the appropriate threads elsewhere in this forum.
For additional information on using prepaid debit cards, see PIN available now for Visa/MC prepaid debit cards.
Mentions of Softcard (formerly ISIS) are purely incidental to setting up and using Serve/Softcard. Softcard does not hold money, and you cannot load to it.
You cannot make an ACH pull from Serve. The direct deposit account and routing numbers are for deposits only.
https://www.serve.com/#/add-cash
If your card doesn't say "debit" on the front, it isn't a debit card.
Loads at 7-11 and CVS are cash only. Debit cards are NOT allowed.
Loads at Walmart have been confirmed with debit cards. Self checkout does not work for loading Serve. Many Walmart stores are enforcing a rule against the use of prepaid debit cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked, then discreetly use your prepaid card when asked to swipe. Otherwise, you may be asked by management to never visit the MC (Walmart Money Center) again to load.
Debit loading at Family Dollar appears to be limited to $500 per day per store total (not per person or per account). Whoever gets there first gets the load for the day. Troubleshooting loading problems at FD
Normal Serve
- Serve loading via VR/MP or WM/FD load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load - $200/day and $1,000/month (NOT a gift card with a PIN that some people call a "Debit card")
- Online Credit Card Load - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
You can combine the three methods above and load a total of $7k/month to a single Serve account for miles/points earning purposes, but beware that you're also subject to a $10,000/month add money limit which also includes check deposits, ACH transfers, and Serve transfers.
Serve/Softcard Check if your phone/network is compatible
- Serve loading via VR/MP or WM/FD load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load - $500/day and $1,500/month (NOT a gift card with a PIN that some people call a "Debit card")
- Online Credit Card Load - $500/day and $1,500/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
You can combine the three methods above and load a total of $8k/month to a single Serve account for miles/points earning purposes, but beware that you're also subject to a $10,000/month add money limit which also includes check deposits, ACH transfers, and Serve transfers.
The SD card in the iPhone case used for Softcard is account specific. Once an account has been registered to a card, it cannot be used for another.
Temp Serve
You can only load a maximum of $500/day, $1000/month on a temporary card. Once you get your permanent card, then you can load more. The initial $500 when you purchase the temp card doesn't count against the $5,000/month load limit.
Online Credit Card Loads
Only one card can be linked at a time.
As of 10/09/14, coding of credit card loads changed. In general, Mastercard and American Express cards post as before; see below for information on point earning. Visa cards transact as a cash advance and, therefore, require available CA limit; although most cards post as a purchase.
The Chase Ink Bold is a charge card and has no cash advance ability.
Treated as purchase, earns cashback/points/miles:
- Bank of America (FIA) (MasterCard, American Express)
- Barclaycard (Mastercard, Visa)
- Capital One (Mastercard, Visa)
- Chase (MasterCard, Visa)
- Citi (MasterCard, American Express)
- Discover
Treated as purchase, but doesn't earn points/miles:
- American Express (May count toward minimum spend)
Posts as a cash advance:
For online CC/DC loads, the name on the Serve account is supposed to match the name of the primary or joint cardholder. So using someone else's CC/DB card to load a Serve account is not allowed.
Several people have reported no problems with loading with an AU card in the Serve account holder's name. Increase your chances by making sure the AUs social security number is on file with the Credit Card. YMMV.
When adding a new card you will usually need to call Serve Account security (1-800-555-4318) for verification of the new card on the second load try. This verification usually requires uploading of a photo of your ID and the credit card. You may pre-emptively avoid the error by going to the above website, logging in, and uploading a scan of a photo ID and the card you are trying to add. You may call back to expedite approval.
Online Debit Card Loads
For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal*, etc.) and VGC/MGC/AGCs is not allowed. While initial transactions may work, your account will eventually be flagged.
Switching to Serve or Serve/Softcard
Helpful instruction post, latest. Thanks raeneye.
Also see this thread: Switching from Serve to BlueBird - 31 day wait???
Switching to Serve/Softcard
- Call up Bluebird or Serve and close account. Make sure your account is at $0.00 before calling. Just close it, don't ask for a temp Serve or anything. CSR will say account is now closed and you have 30 days to change your mind should you decide to re-open it.
- Download the Softcard mobile app from Apple App Store or Google Play Store. If you're an iPhone user you have to buy the NFC CashWrap case from your carrier store.
- Launch Softcard Mobile App and create Softcard account. You'll be asked if you want to open a Serve account; Yes you do. Start the registration through Softcard mobile app for a Serve account, once you are finished you will be told you will receive an Email from Amex with your account approval. I waited a few hours and called Serve customer service like the wiki says and completed the registration.
- Once I got off the phone with Serve I received an email from Serve where I verified my account and email; at this point Amex Serve is open.
- Launch Softcard Mobile app again click add new
- Activate card with Softcard and select Amex Serve. Follow the instructions & you're good to add. Once this is complete a Serve Card will populate in Softcard. Must activate physical card to get full load limits. Check account status and it automatically credits to your serve account based on who you signed up with. (Verizon - $25, T-Mobile - $50, AT&T - $30 (For AT&T: Get $15 w/activation. Earn additional $15 w/account replenishment))
Switching from BB to Serve
- Login to BB account, bring account balance to Zero, (By Bill Pay, Send money, etc..)
- Call BB, tell them that you want to open a serve account and close your current BB account. after they check everything they will say something like: "Your account will be permanently closed after 31 days, you can reopen it within 31 day if you change your mind, and you can apply for your new Serve account now, just make sure use the exact same register info from BB."
- at this point BB is closed. next morning, goto CVS and get a temporary Serve card (only with cash), load $500, ($2.95 waived, Yeah!!)
- get back home, register temporary Serve online, First error: "phone number already registered, please try a different number" could be the my BB's ghost account still showing up on their system, could be my info is not match my BB's registration? i'm not really sure at this point. What I did is keep the same number but change from Cell phone to home phone. and registration went through
- after the register and login, second error: "We're still processing your application. Please check your email for an update"
- I have see people on the thread reported waiting for weeks for the same message, So, I pickup the phone and called them, ask them to speed up the process.
- CSR, told me that my account went to "account security protection department" transfer me to them.
- at account security protection department, they told me need to call back on my phone number which I registered to verify.
- after the call back of verification, CSR told me that my new Serve account is active now, email address verification will be send with in 5 minutes, permanent card will be received within 7-10 days.
- CSR also told me the I can load and spend on the temporary card, but not bill pay.
The number to call to approve your registration after closing Bluebird: Serve Account security 1-800-555-4318
Loading with debit card at Walmart register
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
Using Serve
For online bill pay
- You can pay the credit card that you used to buy VRs/GCs
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
For bank transfers
Under Settings --> Funding & Transfers --> Bank & Cards --> U.S. Bank Account, you can add your bank info and transfer funds from your Serve card directly to your bank. The bank account must be verified, either by the standard "deposit 2 small sums into your account, such as $0.23 & $0.42" method, or doing an "instant verification" by actually logging into your bank account while still logged into Serve.
===
People with an apartment address can find helpful information quoted in post #8530
Serve - Another Paypal/Amazon Payments.
Jun 3, 2014, 7:31 am
#4261
Join Date: May 2014
Posts: 193
Free iced coffee or other drinks at McDonalds?
Jun 3, 2014, 7:49 am
#4262
Suspended
Join Date: Jun 2011
Posts: 639
I shop for 2 for $1 yogurt at Meijer, wait till evening, use self check lines with no limit on items, buy 30 at a time-for free. Also use it same place for 1gal bottles of $1 water, for free (sometimes $.19).
Jun 3, 2014, 7:52 am
#4263
Join Date: May 2014
Posts: 62
Search for cdancer20's posts. In addition, you can do self checkout at the grocery store (buy one item at a time). Or have cashier do split payment of $1 at the grocery store (do this 5 times out of courtesy for the cashier and others that may be waiting behind you at the checkout line). But only do these during off peak times!!! And have a cashier who's willing to do this.
Jun 3, 2014, 9:59 am
#4264
Join Date: Apr 2013
Posts: 120
similar to others comments, my cvs has self-checkout so i just purchase items separately there with isis. and of course vending machines in my buildings. pairs nicely with the promotion to get your 5th item free at the vending machine. i just get lots of free drinks.
Jun 3, 2014, 10:09 am
#4265
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
thought experiment:
if you have Serve ISIS, cancel it and get BB, if you were to switch back to Serve ISIS can you use the same NFC case (for iPhone?) ... basically will the ISIS app recognize you or treat you as a new applicant (since it will be a new Serve account/card number etc?)
if you have Serve ISIS, cancel it and get BB, if you were to switch back to Serve ISIS can you use the same NFC case (for iPhone?) ... basically will the ISIS app recognize you or treat you as a new applicant (since it will be a new Serve account/card number etc?)
Jun 3, 2014, 10:12 am
#4266
Join Date: Aug 2013
Posts: 415
thought experiment:
if you have Serve ISIS, cancel it and get BB, if you were to switch back to Serve ISIS can you use the same NFC case (for iPhone?) ... basically will the ISIS app recognize you or treat you as a new applicant (since it will be a new Serve account/card number etc?)
if you have Serve ISIS, cancel it and get BB, if you were to switch back to Serve ISIS can you use the same NFC case (for iPhone?) ... basically will the ISIS app recognize you or treat you as a new applicant (since it will be a new Serve account/card number etc?)
Jun 3, 2014, 10:18 am
#4267
Join Date: Apr 2013
Posts: 120
thank you for asking this and thanks TerryK for answering. i'm not old but i hadn't found where to get the number either. :-) heart kicked it off for me too.
Jun 3, 2014, 10:20 am
#4268
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
this is specific to the iPhone since it doesnt have NFC built in.I suppose this Q can be extended to other devices as well. how did the ISIS app work/react when switching back to a Serve ISIS account after opening one from that phone originally (and closing it?)
Jun 3, 2014, 10:26 am
#4269
Join Date: Aug 2013
Posts: 415
umm reg Serve has no use or requirement for an NFC (cashwrap) case this is specific to the iPhone since it doesnt have NFC built in.
I suppose this Q can be extended to other devices as well. how did the ISIS app work/react when switching back to a Serve ISIS account after opening one from that phone originally (and closing it?)
this is specific to the iPhone since it doesnt have NFC built in.I suppose this Q can be extended to other devices as well. how did the ISIS app work/react when switching back to a Serve ISIS account after opening one from that phone originally (and closing it?)
Jun 3, 2014, 10:34 am
#4270
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
its not about the mobile wallet 'denying' you per se, sometimes ppl have issues where ISIS thinks you already have an active account (associated) with that device (in this case the NFC case) and wont allow you to register another one. a lot of ppl have been having probs with this when they pick up (a used, unbeknownst to them) case at the AT&T store, only to realize someone else had already registered Serve ISIS on it and then returned it -- rendering it useless for the new owners.
Jun 3, 2014, 11:08 am
#4271
Join Date: Feb 2011
Location: Orange County, CA
Programs: Delta PM | US PP | Hilton Gold
Posts: 288
Free burger and fries at McDonals with the $1 promo.
1 .99 burger please. Tap and pay.
1 value fries please. Tap and pay.
1 .99 burger please. Tap and pay.
1 value fries please. Tap and pay.
Jun 3, 2014, 11:11 am
#4272
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
lol not worth the sky high healthcare bills in the future. using ISIS promo for McD is def not a slickdeal even tho we're all guilty of it every now and then.
Jun 3, 2014, 11:35 am
#4273
Join Date: Mar 2011
Location: CRP
Programs: UA 1K and 1MM, Hilton Gold, Hyatt Explorist, Marriott Gold, IHG Diamond
Posts: 300
Does it raise any red flags if you pay off the same cc with billpay that you use to do the monthy 1k load?
Jun 3, 2014, 11:55 am
#4274
Join Date: Jul 2011
Posts: 162
Does AMEX gift cards work with Serve?
Does anyone know which AMEX gift cards work with Serve?
I ask because there are multiple reports of it not working and then it working in this thread.
Working: http://www.flyertalk.com/forum/19564859-post546.html
Not working: http://www.flyertalk.com/forum/19589664-post563.html
I ask because there are multiple reports of it not working and then it working in this thread.
Working: http://www.flyertalk.com/forum/19564859-post546.html
Not working: http://www.flyertalk.com/forum/19589664-post563.html
AMEX GC's do work. Perhaps it specifically has to do with the type you order.
The ones that you order in 'any amount' are 'custom' and have raised numbers and letters, kind of like a real credit card. Those ones definitely work.
If you're buying the ones that have simply painted on numbers, don't work. I've had my own problems with those ones and thus stopped ordering that type over a year ago. At any rate, they are a 'different' card apparently. Even shipped under different UPS rules even if ordering the same dollar amount.
So, in other words, maybe your Diwali AMEX GC might not be the best candidate for this.
The ones that you order in 'any amount' are 'custom' and have raised numbers and letters, kind of like a real credit card. Those ones definitely work.
If you're buying the ones that have simply painted on numbers, don't work. I've had my own problems with those ones and thus stopped ordering that type over a year ago. At any rate, they are a 'different' card apparently. Even shipped under different UPS rules even if ordering the same dollar amount.
So, in other words, maybe your Diwali AMEX GC might not be the best candidate for this.
Looking to jump into MS with some amex gift cards but before I do I would like to have a plan to liquidate them. I've been searching and finding conflicting results as to whether you can directly load amex serve with amex gift card. Does anyone have any knowledge doing this (and want to share openly or pm me)?
Thanks
Jun 3, 2014, 12:08 pm
#4275
Join Date: Sep 2013
Location: SFO/DTW
Programs: DL PM 0.5MM, Hyatt Globalist, HHonors Gold, SPG Plat, Marriott Gold, Avis PC, National EE, Hertz PC
Posts: 1,988
Looking to jump into MS with some amex gift cards but before I do I would like to have a plan to liquidate them. I've been searching and finding conflicting results as to whether you can directly load amex serve with amex gift card. Does anyone have any knowledge doing this (and want to share openly or pm me)?
Thanks
Thanks