Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Sep 14, 2012 | 11:18 am
#721
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Bloggers, reporters and cardinals love to wade though garbage to find gems so maybe the garbage serves a purpose. Please use my referral link for buying waders.
I have no idea what these ramblings are all about, probably a mess load of inside jokes or whatever... but they have probably added 6+ pages of garbage to this thread.
I just finished all 18 pages and once this childish back & forth started, it became very difficult to actually find information.
I don't know if it is on purpose or what, but then newbies start asking questions and get flammed for it.
Imagine if I had started on page 14 or 15 instead of 1? I would think that most of this thread was full of inside jokes I wasn't a part of.
Just saying
I just finished all 18 pages and once this childish back & forth started, it became very difficult to actually find information.
I don't know if it is on purpose or what, but then newbies start asking questions and get flammed for it.
Imagine if I had started on page 14 or 15 instead of 1? I would think that most of this thread was full of inside jokes I wasn't a part of.
Just saying
Sep 14, 2012 | 11:37 am
#722
Join Date: Aug 2011
Programs: many
Posts: 1,437
Sep 14, 2012 | 12:32 pm
#723
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Sure thing - after the flea circus merry-go-round, I'll have the waders up for sale. That is if the mean ol' cardinals stop picking on me.
Of all the gin joints, in all the towns, in all the world, Fang walks into mine!
Of all the gin joints, in all the towns, in all the world, Fang walks into mine!
Sep 14, 2012 | 12:59 pm
#724
Join Date: Jul 2004
Location: MCO
Programs: AA 1MM, BA, UA, HH Dia, CC Gold, SPG Plat
Posts: 795
Sep 14, 2012 | 1:02 pm
#725
Join Date: Jul 2004
Location: MCO
Programs: AA 1MM, BA, UA, HH Dia, CC Gold, SPG Plat
Posts: 795
Sep 14, 2012 | 3:26 pm
#726
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Isolated raid. Cardinal John Brown killed off 2 newly planted saplings in the forest. Seems he don't want to risk me sending and receiving over $1,000 a month per an email sent to one account. I ask you, so how am I to solve global warming by replanting the rainforest if every time I plant a seed, he said kill it before it grow - he said kill them before they grow.
So what should I do? Cardinal John Brown is hating on me, for what I do not know.
So what should I do? Cardinal John Brown is hating on me, for what I do not know.
Last edited by AlohaDaveKennedy; Sep 14, 2012 at 3:31 pm
Sep 14, 2012 | 7:34 pm
#728
Join Date: Jun 2005
Location: Chicago
Programs: UA, AA, US, DL, PC Plat, Dollar, Avis, National, SPG, HH Gold, CC Gold
Posts: 1,212
Isolated raid. Cardinal John Brown killed off 2 newly planted saplings in the forest. Seems he don't want to risk me sending and receiving over $1,000 a month per an email sent to one account. I ask you, so how am I to solve global warming by replanting the rainforest if every time I plant a seed, he said kill it before it grow - he said kill them before they grow.
So what should I do? Cardinal John Brown is hating on me, for what I do not know.
So what should I do? Cardinal John Brown is hating on me, for what I do not know.
http://www.kididdles.com/lyrics/j005.html
Sep 14, 2012 | 7:50 pm
#729
Join Date: Sep 2012
Location: Nomadic
Programs: A Few Here, A Few There
Posts: 76
This is my second post and I know exactly whats being said.
Do some research, just saying
Sep 14, 2012 | 8:20 pm
#730
Join Date: Jul 2008
Location: CLL
Programs: MS Plat, AOR ninja
Posts: 2,177
Sep 15, 2012 | 10:35 am
#731
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
Sep 15, 2012 | 12:49 pm
#732
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Alot of my baby trees have about 20 days before their next growth spurt. I'm hoping to find three little birds then on my doorstep, but they better not be named Fang, Biggles, and Ximenez.
When your baby is sick, you can often be up at all times of the night, thereby not getting enough sleep and being very grumpy. Plus, some people do not like the smell of camphor. Hopefully in ten days when the baby is better, so will his mood.
http://www.kididdles.com/lyrics/j005.html
http://www.kididdles.com/lyrics/j005.html
Sep 15, 2012 | 3:22 pm
#733
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
Sep 15, 2012 | 3:50 pm
#734
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963